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Cardiff, Alabama Demographics & Population 2026

During the 2020–2024 ACS period, Cardiff, Alabama had a total population of 125, the 549th largest town in Alabama, with a median household income of $11,533, which is 82% lower than the state average. The poverty rate is 64.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cardiff Quick Facts

Population 125
Median Household Income $11,533
Median Home Value $80,000
Poverty Rate 64.0%
Unemployment Rate 0.0%
Median Age 29.7 years
Homeownership Rate 20.8%
Affordability Ratio 6.9x
Bachelor's Degree or Higher 1.7%
High School Graduation Rate 91.5%
Diversity Index 49/100
Population 125 549th of 592
Median Income $11,533 bottom 10%
Poverty Rate 64.0% 414% higher than national
Median Home Value $80,000 bottom 20%

How Cardiff Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population42125+197.6%

How Cardiff Compares

Economy & Housing

Household Income Distribution

Under $25K 80.2%
$25K-$50K 10.4%
$50K-$100K 0.0%
$100K+ 9.4%
Detailed income brackets
Under $10K
2.1%
$10K-$15K
78.1%
$15K-$20K
0.0%
$20K-$25K
0.0%
$25K-$30K
2.1%
$30K-$35K
1.0%
$35K-$40K
1.0%
$40K-$45K
1.0%
$45K-$50K
5.2%
$50K-$60K
0.0%
$60K-$75K
0.0%
$75K-$100K
0.0%
$100K-$125K
1.0%
$125K-$150K
6.3%
$150K-$200K
2.1%
$200K+
0.0%

Employment

0.0% Unemployment Rate State: 4.7%|National: 5.2%
86.0% Labor Force Participation

Housing Overview

Owner 20.8%
Renter 79.2%
Affordability Index Expensive
6.9x home value to income ratio
Median gross rent $326/mo 33.9% of median household income annually

People & Demographics

Diversity Index

49out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 53 | National average: 61

Education

Cardiff Rankings in Alabama

#549 Population of 592
#536 Median Income of 537
#563 Education of 592
#475 Home Value of 529

Other Cities in Jefferson County

CityPopulationMedian IncomePovertyHome Value
Birmingham 198,173 $46,051 24.7% $158,800
Hoover 92,642 $109,253 5.1% $412,200
Vestavia Hills 38,616 $134,369 10.0% $530,000
Homewood 27,829 $94,485 8.9% $558,500
Trussville 26,673 $123,275 1.1% $370,300
Bessemer 25,400 $39,613 28.0% $135,900
Mountain Brook 22,029 $201,479 3.2% $916,300
Helena 21,769 $115,139 3.2% $330,700
Gardendale 16,534 $82,192 4.3% $252,600
Hueytown 16,414 $62,784 16.2% $155,300

Cities Similar to Cardiff

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Ridgeville130N/A$78,30026.9%28.5%
Waterloo113N/A$98,8008.8%22.1%
Five Points139N/A$119,8004.9%15.8%
Bristow Cove144N/AN/A15.7%10.4%
Morrison Crossroads151N/A$151,80021.2%17.9%

A note before these figures: with a population of 125, Cardiff's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Cardiff is a small community located in Alabama, within Jefferson County. The total population is 125. It ranks as the 549th most populous out of 592 Census-designated places in Alabama.

Age Demographics

The median age in Cardiff is 29.7 years. This is 24% lower than the state median of 39.3 years. Only 3.2% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Cardiff is $11,533. This is 82% lower than the state median of $63,999. It is also 86% lower than the national median of $80,734. The poverty rate stands at 64.0%. This is 310% higher than the state poverty rate of 15.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The survey records no unemployed residents in Cardiff, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $80,000. Housing costs are 62% lower than the state median of $209,900. The home-value-to-income ratio of 6.9x suggests that housing affordability is a significant concern for many residents. 20.8% of occupied housing units are owner-occupied. This homeownership rate is 70% lower than the state average of 70.2%.

Race & Ethnicity

The largest racial or ethnic group in Cardiff is Black or African American, making up 58.4% of the population. White (non-Hispanic) residents account for 41.6%. The Black or African American population is significantly higher than the state average (58.4% vs 25.6%).

Education

1.7% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 94% lower than the state rate of 28.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.5%.

Data Sources & Methodology

All demographic data for Cardiff, Alabama is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Alabama state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 592 Census-designated places in Alabama. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cardiff, Alabama?

Cardiff, Alabama has a population of 125 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cardiff, AL?

The median household income in Cardiff is $11,533, which is 86% lower than the national median of $80,734.

What is the poverty rate in Cardiff, AL?

The poverty rate in Cardiff is 64.0%. This means approximately 80 residents live below the federal poverty line.

What is the racial makeup of Cardiff, Alabama?

Cardiff's population is 41.6% White, 58.4% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Cardiff, AL?

The median home value in Cardiff is $80,000. The home-value-to-income ratio is 6.9x.

How educated is Cardiff, Alabama?

1.7% of adults (25+) in Cardiff hold a bachelor's degree or higher, and 0.9% hold a graduate or professional degree.