Waterloo, Alabama Demographics & Population 2026
During the 2020–2024 ACS period, Waterloo, Alabama had a total population of 113, the 553rd largest town in Alabama. The poverty rate is 22.1%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Only 8.8% of adults have a bachelor's degree, well below the national average of 35.7%.
Waterloo Quick Facts
How Waterloo Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 92 | 113 | +22.8% |
| Median home value | $92,000 | $98,800 | +7.4% |
How Waterloo Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 53 | National average: 61
Education
Educational Attainment (Adults 25+)
Waterloo Rankings in Alabama
Explore Alabama Rankings
Other Cities in Lauderdale County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Florence | 41,701 | $52,174 | 17.9% | $196,300 |
| Underwood-Petersville | 3,100 | $48,219 | 7.4% | $142,900 |
| Rogersville | 1,260 | $66,127 | 9.4% | $185,800 |
| Killen | 1,150 | $69,722 | 8.0% | $175,000 |
| St. Florian | 697 | $58,750 | 3.4% | $314,000 |
| Lexington | 638 | $57,356 | 16.1% | $202,400 |
| Anderson | 410 | $110,682 | 3.2% | $304,300 |
Cities Similar to Waterloo
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Glenwood | 114 | $41,010 | N/A | 4.3% | 10.5% |
| Providence | 112 | $50,000 | $165,900 | 7.3% | 17.9% |
| Billingsley | 115 | $44,479 | $113,900 | 9.4% | 27.0% |
| Vinegar Bend | 109 | $13,787 | N/A | 0.0% | 76.1% |
| Kellyton | 106 | $60,625 | $108,900 | 19.3% | 9.4% |
A note before these figures: with a population of 113, Waterloo's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Waterloo is a small community located in Alabama, within Lauderdale County. The total population is 113. It ranks as the 553rd most populous out of 592 Census-designated places in Alabama.
Age Demographics
The median age in Waterloo is 64.1 years. This is 63% higher than the state median of 39.3 years. Only 5.3% of residents are under 18, indicating fewer families with children. 14.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The poverty rate stands at 22.1%. This is 42% higher than the state poverty rate of 15.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 5.6%. This is 18% higher than the state rate of 4.7%. The median home value is $98,800. Housing costs are 53% lower than the state median of $209,900. 83.9% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 70.2%.
Race & Ethnicity
Waterloo has a predominantly White (non-Hispanic) population, comprising 99.1% of all residents. Hispanic or Latino residents account for 0.9%. The White (non-Hispanic) population is significantly higher than the state average (99.1% vs 63.4%). The Hispanic or Latino population (0.9%) is well below the state average of 5.6%.
Education
8.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 69% lower than the state rate of 28.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 68.6%.
Data Sources & Methodology
All demographic data for Waterloo, Alabama is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Alabama state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 592 Census-designated places in Alabama. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Waterloo, Alabama?
Waterloo, Alabama has a population of 113 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Waterloo, AL?
The Census Bureau does not publish a reliable median household income estimate for Waterloo — the community is too small for the ACS sample. The national median is $80,734.
What is the poverty rate in Waterloo, AL?
The poverty rate in Waterloo is 22.1%. This means approximately 25 residents live below the federal poverty line.
What is the racial makeup of Waterloo, Alabama?
Waterloo's population is 99.1% White, 0.0% Black, 0.9% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Waterloo, AL?
The median home value in Waterloo is $98,800.
How educated is Waterloo, Alabama?
8.8% of adults (25+) in Waterloo hold a bachelor's degree or higher, and 2.0% hold a graduate or professional degree.