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Cottonwood, Arizona Demographics & Population 2026

During the 2020–2024 ACS period, Cottonwood, Arizona had a total population of 12,580, the 62nd largest city in Arizona, with a median household income of $48,448, which is 39% lower than the state average. The poverty rate is 18.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cottonwood Quick Facts

Population 12,580
Median Household Income $48,448
Median Home Value $324,100
Poverty Rate 18.6%
Unemployment Rate 3.1%
Median Age 54.7 years
Homeownership Rate 53.6%
Affordability Ratio 6.7x
Bachelor's Degree or Higher 27.5%
High School Graduation Rate 89.8%
Diversity Index 45/100
Population 12,580 62nd of 441
Median Income $48,448 below average
Poverty Rate 18.6% 50% higher than national
Median Home Value $324,100 top 30%

How Cottonwood Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population12,54712,580+0.3%
Median household income$47,162$48,448+2.7%
Median home value$286,000$324,100+13.3%

How Cottonwood Compares

Economy & Housing

Household Income Distribution

Under $25K 25.5%
$25K-$50K 25.0%
$50K-$100K 27.3%
$100K+ 22.2%
Detailed income brackets
Under $10K
7.7%
$10K-$15K
8.9%
$15K-$20K
5.1%
$20K-$25K
3.7%
$25K-$30K
4.9%
$30K-$35K
7.0%
$35K-$40K
6.7%
$40K-$45K
2.3%
$45K-$50K
4.2%
$50K-$60K
9.1%
$60K-$75K
8.2%
$75K-$100K
10.0%
$100K-$125K
6.4%
$125K-$150K
7.8%
$150K-$200K
5.4%
$200K+
2.6%

Employment

3.1% Unemployment Rate State: 5.1%|National: 5.2%
48.1% Labor Force Participation

Housing Overview

Owner 53.6%
Renter 46.4%
Affordability Index Expensive
6.7x home value to income ratio
Median gross rent $1,120/mo 27.7% of median household income annually

People & Demographics

Diversity Index

45out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 62 | National average: 61

Education

Cottonwood Rankings in Arizona

#62 Population of 441
#242 Median Income of 352
#108 Education of 441
#101 Home Value of 340

Other Cities in Yavapai County

CityPopulationMedian IncomePovertyHome Value
Prescott Valley 49,179 $74,569 11.7% $413,200
Prescott 47,400 $70,874 11.8% $564,100
Chino Valley 13,602 $61,237 11.4% $394,700
Camp Verde 12,521 $69,203 15.5% $318,100
Verde Village 11,930 $69,331 13.1% $354,200
Sedona 9,777 $73,738 14.0% $786,800
Village of Oak Creek (Big Park) 6,356 $80,878 11.9% $741,100
Williamson 6,310 $89,398 5.7% $732,300
Lake Montezuma 4,929 $64,455 9.7% $285,200
Paulden 4,795 $91,741 12.3% $353,700

Cities Similar to Cottonwood

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Show Low12,102$60,368$299,60034.9%12.2%
Camp Verde12,521$69,203$318,10020.2%15.5%
New Kingman-Butler13,993$40,949$118,9008.3%20.8%
Tucson Estates12,136$66,582$205,40024.4%7.8%
Chino Valley13,602$61,237$394,70024.1%11.4%

Population Overview

Cottonwood is a small city located in Arizona, within Yavapai County. The total population is 12,580. It ranks as the 62nd most populous out of 441 Census-designated places in Arizona.

Age Demographics

The median age in Cottonwood is 54.7 years. This is 40% higher than the state median of 39.0 years. Only 10.9% of residents are under 18, indicating fewer families with children. 19.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cottonwood is $48,448. This is 39% lower than the state median of $79,964. It is also 40% lower than the national median of $80,734. The poverty rate stands at 18.6%. This is 49% higher than the state poverty rate of 12.5%. The unemployment rate is 3.1%. This is 38% lower than the state rate of 5.1%. The median home value is $324,100. Housing costs are 18% lower than the state median of $394,500. The home-value-to-income ratio of 6.7x suggests that housing affordability is a significant concern for many residents. 53.6% of occupied housing units are owner-occupied. This homeownership rate is 20% lower than the state average of 67.4%.

Race & Ethnicity

The largest racial or ethnic group in Cottonwood is White (non-Hispanic), making up 70.0% of the population. Hispanic or Latino residents account for 23.4%. The Black or African American population (0.2%) is well below the state average of 4.4%. The Asian population (0.5%) is well below the state average of 3.5%.

Education

27.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% lower than the state rate of 33.3%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.8%.

Data Sources & Methodology

All demographic data for Cottonwood, Arizona is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Arizona state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 441 Census-designated places in Arizona. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cottonwood, Arizona?

Cottonwood, Arizona has a population of 12,580 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cottonwood, AZ?

The median household income in Cottonwood is $48,448, which is 40% lower than the national median of $80,734.

What is the poverty rate in Cottonwood, AZ?

The poverty rate in Cottonwood is 18.6%. This means approximately 2,338 residents live below the federal poverty line.

What is the racial makeup of Cottonwood, Arizona?

Cottonwood's population is 70.0% White, 0.2% Black, 23.4% Hispanic/Latino, and 0.5% Asian.

What is the median home value in Cottonwood, AZ?

The median home value in Cottonwood is $324,100. The home-value-to-income ratio is 6.7x.

How educated is Cottonwood, Arizona?

27.5% of adults (25+) in Cottonwood hold a bachelor's degree or higher, and 9.4% hold a graduate or professional degree.