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Lake Montezuma, Arizona Demographics & Population 2026

During the 2020–2024 ACS period, Lake Montezuma, Arizona had a total population of 4,929, the 97th largest community in Arizona, with a median household income of $64,455, which is 19% lower than the state average. The poverty rate is 9.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Lake Montezuma Quick Facts

Population 4,929
Median Household Income $64,455
Median Home Value $285,200
Poverty Rate 9.7%
Unemployment Rate 2.4%
Median Age 61.5 years
Homeownership Rate 65.2%
Affordability Ratio 4.4x
Bachelor's Degree or Higher 16.4%
High School Graduation Rate 92.9%
Diversity Index 23/100
Population 4,929 97th of 441
Median Income $64,455 average
Poverty Rate 9.7% 22% lower than national
Median Home Value $285,200 above average

How Lake Montezuma Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,6154,929+6.8%
Median household income$54,081$64,455+19.2%
Median home value$291,900$285,200-2.3%

How Lake Montezuma Compares

Economy & Housing

Household Income Distribution

Under $25K 20.8%
$25K-$50K 17.9%
$50K-$100K 39.1%
$100K+ 22.2%
Detailed income brackets
Under $10K
3.1%
$10K-$15K
4.3%
$15K-$20K
7.3%
$20K-$25K
6.0%
$25K-$30K
9.7%
$30K-$35K
1.5%
$35K-$40K
1.1%
$40K-$45K
2.1%
$45K-$50K
3.6%
$50K-$60K
7.8%
$60K-$75K
7.9%
$75K-$100K
23.3%
$100K-$125K
6.5%
$125K-$150K
5.1%
$150K-$200K
8.1%
$200K+
2.5%

Employment

2.4% Unemployment Rate State: 5.1%|National: 5.2%
46.6% Labor Force Participation

Housing Overview

Owner 65.2%
Renter 34.8%
Affordability Index Moderate
4.4x home value to income ratio
Median gross rent $1,238/mo 23.0% of median household income annually

People & Demographics

Diversity Index

23out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 62 | National average: 61

Education

Lake Montezuma Rankings in Arizona

#97 Population of 441
#143 Median Income of 352
#203 Education of 441
#124 Home Value of 340

Other Cities in Yavapai County

CityPopulationMedian IncomePovertyHome Value
Prescott Valley 49,179 $74,569 11.7% $413,200
Prescott 47,400 $70,874 11.8% $564,100
Chino Valley 13,602 $61,237 11.4% $394,700
Cottonwood 12,580 $48,448 18.6% $324,100
Camp Verde 12,521 $69,203 15.5% $318,100
Verde Village 11,930 $69,331 13.1% $354,200
Sedona 9,777 $73,738 14.0% $786,800
Village of Oak Creek (Big Park) 6,356 $80,878 11.9% $741,100
Williamson 6,310 $89,398 5.7% $732,300
Paulden 4,795 $91,741 12.3% $353,700

Cities Similar to Lake Montezuma

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Kayenta4,927$58,423$37,40018.4%37.7%
San Carlos4,973$56,302$67,2002.3%40.4%
Holbrook4,858$56,502$163,60014.6%19.8%
Dewey-Humboldt4,501$66,535$426,90021.5%7.9%
Three Points5,254$56,898$187,70010.0%15.3%

Population Overview

Lake Montezuma is a small community located in Arizona, within Yavapai County. The total population is 4,929. It ranks as the 97th most populous out of 441 Census-designated places in Arizona.

Age Demographics

The median age in Lake Montezuma is 61.5 years. This is 58% higher than the state median of 39.0 years. Only 6.2% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Lake Montezuma is $64,455. This is 19% lower than the state median of $79,964. It is also 20% lower than the national median of $80,734. The poverty rate stands at 9.7%. This is 22% lower than the state poverty rate of 12.5%. The unemployment rate is 2.4%. This is 54% lower than the state rate of 5.1%. The median home value is $285,200. Housing costs are 28% lower than the state median of $394,500. The home-value-to-income ratio is 4.4x. 65.2% of occupied housing units are owner-occupied. This homeownership rate is 3% lower than the state average of 67.4%.

Race & Ethnicity

Lake Montezuma has a predominantly White (non-Hispanic) population, comprising 87.1% of all residents. Hispanic or Latino residents account for 8.1%. The White (non-Hispanic) population is significantly higher than the state average (87.1% vs 52.6%). The Black or African American population (1.0%) is well below the state average of 4.4%. The Hispanic or Latino population (8.1%) is well below the state average of 31.4%.

Education

16.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 51% lower than the state rate of 33.3%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.9%.

Data Sources & Methodology

All demographic data for Lake Montezuma, Arizona is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Arizona state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 441 Census-designated places in Arizona. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Lake Montezuma, Arizona?

Lake Montezuma, Arizona has a population of 4,929 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lake Montezuma, AZ?

The median household income in Lake Montezuma is $64,455, which is 20% lower than the national median of $80,734.

What is the poverty rate in Lake Montezuma, AZ?

The poverty rate in Lake Montezuma is 9.7%. This means approximately 478 residents live below the federal poverty line.

What is the racial makeup of Lake Montezuma, Arizona?

Lake Montezuma's population is 87.1% White, 1.0% Black, 8.1% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Lake Montezuma, AZ?

The median home value in Lake Montezuma is $285,200. The home-value-to-income ratio is 4.4x.

How educated is Lake Montezuma, Arizona?

16.4% of adults (25+) in Lake Montezuma hold a bachelor's degree or higher, and 5.3% hold a graduate or professional degree.