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Montara, California Demographics & Population 2026

During the 2020–2024 ACS period, Montara, California had a total population of 2,917, the 800th largest community in California, with a median household income of $233,826, which is 136% higher than the state average. The poverty rate is 3.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Montara Quick Facts

Population 2,917
Median Household Income $233,826
Median Home Value $1,580,700
Poverty Rate 3.4%
Unemployment Rate 9.6%
Median Age 50.5 years
Homeownership Rate 78.2%
Affordability Ratio 6.8x
Bachelor's Degree or Higher 66.9%
High School Graduation Rate 94.8%
Diversity Index 48/100
Population 2,917 800th of 1,570
Median Income $233,826 top 10%
Poverty Rate 3.4% 73% lower than national
Median Home Value $1,580,700 top 10%

How Montara Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,8972,917+0.7%
Median household income$201,367$233,826+16.1%
Median home value$1,467,400$1,580,700+7.7%

How Montara Compares

Economy & Housing

Household Income Distribution

Under $25K 1.4%
$25K-$50K 1.5%
$50K-$100K 15.8%
$100K+ 81.3%
Detailed income brackets
Under $10K
0.0%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
1.4%
$25K-$30K
0.0%
$30K-$35K
0.0%
$35K-$40K
0.0%
$40K-$45K
1.5%
$45K-$50K
0.0%
$50K-$60K
4.9%
$60K-$75K
3.7%
$75K-$100K
7.3%
$100K-$125K
7.5%
$125K-$150K
7.0%
$150K-$200K
15.0%
$200K+
51.7%

Employment

9.6% Unemployment Rate State: 6.6%|National: 5.2%
68.1% Labor Force Participation

Housing Overview

Owner 78.2%
Renter 21.8%
Affordability Index Expensive
6.8x home value to income ratio
Median gross rent $3,032/mo 15.6% of median household income annually

People & Demographics

Diversity Index

48out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 70 | National average: 61

Education

Montara Rankings in California

#800 Population of 1,570
#51 Median Income of 1,375
#150 Education of 1,570
#112 Home Value of 1,376

Other Cities in San Mateo County

CityPopulationMedian IncomePovertyHome Value
San Mateo 103,105 $153,504 8.2% $1,618,700
Daly City 101,964 $123,547 7.7% $1,115,000
Redwood City 82,447 $157,814 6.3% $1,801,700
South San Francisco 64,305 $136,578 6.7% $1,188,800
San Bruno 42,307 $141,272 6.0% $1,207,500
Pacifica 37,261 $160,523 5.8% $1,249,800
Foster City 32,792 $199,143 4.1% $1,838,200
Menlo Park 32,727 $210,025 5.8% $2,000,000+
Burlingame 30,525 $174,000 7.1% $2,000,000+
San Carlos 29,614 $237,470 3.3% $2,000,000+

Cities Similar to Montara

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Sleepy Hollow3,063$250,000+$2,000,000+80.2%1.0%
Santa Rosa Valley2,780$213,973$1,706,20054.9%2.9%
Fairbanks Ranch2,703$250,000+$2,000,000+84.4%5.5%
Lexington Hills2,692$248,750$1,215,90073.7%3.3%
Reliez Valley3,173$249,864$1,740,20078.8%5.3%

Population Overview

Montara is a small community located in California, within San Mateo County. The total population is 2,917. It ranks as the 800th most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in Montara is 50.5 years. This is 33% higher than the state median of 37.9 years. 12.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Montara is $233,826. This is 136% higher than the state median of $99,122. It is also 190% higher than the national median of $80,734. The poverty rate stands at 3.4%. This is 72% lower than the state poverty rate of 12.0%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 9.6%. This is 44% higher than the state rate of 6.6%. The median home value is $1,580,700. Housing costs are 115% higher than the state median of $734,700. The home-value-to-income ratio of 6.8x suggests that housing affordability is a significant concern for many residents. 78.2% of occupied housing units are owner-occupied. This homeownership rate is 40% higher than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in Montara is White (non-Hispanic), making up 67.2% of the population. Hispanic or Latino residents account for 24.8%. The White (non-Hispanic) population is significantly higher than the state average (67.2% vs 33.8%). The Asian population (1.8%) is well below the state average of 15.3%.

Education

66.9% of residents aged 25 and older hold a bachelor's degree or higher. This places Montara in the top 10% of all cities in the state for educational attainment. This is 80% higher than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.8%. Notably, 43.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Montara, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Montara, California?

Montara, California has a population of 2,917 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Montara, CA?

The median household income in Montara is $233,826, which is 190% higher than the national median of $80,734.

What is the poverty rate in Montara, CA?

The poverty rate in Montara is 3.4%. This means approximately 96 residents live below the federal poverty line.

What is the racial makeup of Montara, California?

Montara's population is 67.2% White, 0.0% Black, 24.8% Hispanic/Latino, and 1.8% Asian.

What is the median home value in Montara, CA?

The median home value in Montara is $1,580,700. The home-value-to-income ratio is 6.8x.

How educated is Montara, California?

66.9% of adults (25+) in Montara hold a bachelor's degree or higher, and 43.5% hold a graduate or professional degree.