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Callaway, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Callaway, Florida had a total population of 13,496, the 287th largest city in Florida, with a median household income of $65,609, which is 12% lower than the state average. The poverty rate is 9.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Callaway Quick Facts

Population 13,496
Median Household Income $65,609
Median Home Value $250,300
Poverty Rate 9.6%
Unemployment Rate 3.3%
Median Age 35.2 years
Homeownership Rate 58.7%
Affordability Ratio 3.8x
Bachelor's Degree or Higher 24.6%
High School Graduation Rate 87.7%
Diversity Index 64/100
Population 13,496 287th of 955
Median Income $65,609 average
Poverty Rate 9.6% 23% lower than national
Median Home Value $250,300 below average

How Callaway Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population13,29713,496+1.5%
Median household income$69,388$65,609-5.4%
Median home value$215,300$250,300+16.3%

How Callaway Compares

Economy & Housing

Household Income Distribution

Under $25K 12.7%
$25K-$50K 20.9%
$50K-$100K 38.4%
$100K+ 27.9%
Detailed income brackets
Under $10K
2.9%
$10K-$15K
4.2%
$15K-$20K
3.4%
$20K-$25K
2.3%
$25K-$30K
3.7%
$30K-$35K
3.4%
$35K-$40K
3.0%
$40K-$45K
6.9%
$45K-$50K
4.0%
$50K-$60K
11.6%
$60K-$75K
11.2%
$75K-$100K
15.7%
$100K-$125K
9.8%
$125K-$150K
9.2%
$150K-$200K
3.9%
$200K+
5.0%

Employment

3.3% Unemployment Rate State: 4.8%|National: 5.2%
69.3% Labor Force Participation

Housing Overview

Owner 58.7%
Renter 41.3%
Affordability Index Affordable
3.8x home value to income ratio
Median gross rent $1,322/mo 24.2% of median household income annually

People & Demographics

Diversity Index

64out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 65 | National average: 61

Education

Callaway Rankings in Florida

#287 Population of 955
#550 Median Income of 911
#551 Education of 955
#628 Home Value of 901

Other Cities in Bay County

CityPopulationMedian IncomePovertyHome Value
Panama City 34,979 $62,265 17.6% $268,900
Lynn Haven 20,081 $80,973 6.5% $320,000
Panama City Beach 18,971 $80,941 10.0% $441,300
Upper Grand Lagoon 17,232 $82,157 8.1% $373,200
Springfield 8,230 $54,462 22.3% $188,600
Parker 4,509 $69,657 6.8% $224,200
Lower Grand Lagoon 4,287 $74,044 15.3% $397,200
Laguna Beach 3,830 $76,607 5.5% $438,100
Cedar Grove 3,802 $74,625 17.5% $176,100
Pretty Bayou 2,906 $85,208 5.8% $298,900

Cities Similar to Callaway

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Iona13,631$66,827$322,80039.4%8.2%
Palmetto13,588$62,621$313,40028.1%13.5%
Lakewood Park13,866$64,023$268,40018.8%9.4%
Hobe Sound13,817$63,484$394,70029.8%15.7%
Cypress Lake13,032$62,590$258,90034.6%9.8%

Population Overview

Callaway is a small city located in Florida, within Bay County. The total population is 13,496. It ranks as the 287th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Callaway is 35.2 years. This is 17% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Callaway is $65,609. This is 12% lower than the state median of $74,568. It is also 19% lower than the national median of $80,734. The poverty rate stands at 9.6%. This is 24% lower than the state poverty rate of 12.6%. The unemployment rate is 3.3%. This is 31% lower than the state rate of 4.8%. The median home value is $250,300. Housing costs are 30% lower than the state median of $359,000. The home-value-to-income ratio is 3.8x. 58.7% of occupied housing units are owner-occupied. This homeownership rate is 13% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Callaway is White (non-Hispanic), making up 54.9% of the population. Black or African American residents account for 19.6%.

Education

24.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 28% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.7%.

Data Sources & Methodology

All demographic data for Callaway, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Callaway, Florida?

Callaway, Florida has a population of 13,496 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Callaway, FL?

The median household income in Callaway is $65,609, which is 19% lower than the national median of $80,734.

What is the poverty rate in Callaway, FL?

The poverty rate in Callaway is 9.6%. This means approximately 1,278 residents live below the federal poverty line.

What is the racial makeup of Callaway, Florida?

Callaway's population is 54.9% White, 19.6% Black, 13.7% Hispanic/Latino, and 4.3% Asian.

What is the median home value in Callaway, FL?

The median home value in Callaway is $250,300. The home-value-to-income ratio is 3.8x.

How educated is Callaway, Florida?

24.6% of adults (25+) in Callaway hold a bachelor's degree or higher, and 6.9% hold a graduate or professional degree.