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Lower Grand Lagoon, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Lower Grand Lagoon, Florida had a total population of 4,287, the 517th largest community in Florida, with a median household income of $74,044, which is about the same as the state average. The poverty rate is 15.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Lower Grand Lagoon Quick Facts

Population 4,287
Median Household Income $74,044
Median Home Value $397,200
Poverty Rate 15.3%
Unemployment Rate 2.5%
Median Age 55.8 years
Homeownership Rate 70.4%
Affordability Ratio 5.4x
Bachelor's Degree or Higher 35.9%
High School Graduation Rate 92.9%
Diversity Index 23/100
Population 4,287 517th of 955
Median Income $74,044 average
Poverty Rate 15.3% 23% higher than national
Median Home Value $397,200 above average

How Lower Grand Lagoon Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,3054,287-0.4%
Median household income$77,639$74,044-4.6%
Median home value$347,300$397,200+14.4%

How Lower Grand Lagoon Compares

Economy & Housing

Household Income Distribution

Under $25K 16.3%
$25K-$50K 18.3%
$50K-$100K 27.9%
$100K+ 37.5%
Detailed income brackets
Under $10K
7.1%
$10K-$15K
4.1%
$15K-$20K
3.6%
$20K-$25K
1.4%
$25K-$30K
5.9%
$30K-$35K
3.7%
$35K-$40K
2.1%
$40K-$45K
2.9%
$45K-$50K
3.8%
$50K-$60K
7.5%
$60K-$75K
8.1%
$75K-$100K
12.3%
$100K-$125K
6.7%
$125K-$150K
11.5%
$150K-$200K
7.2%
$200K+
12.0%

Employment

2.5% Unemployment Rate State: 4.8%|National: 5.2%
57.7% Labor Force Participation

Housing Overview

Owner 70.4%
Renter 29.6%
Affordability Index Expensive
5.4x home value to income ratio
Median gross rent $1,323/mo 21.4% of median household income annually

People & Demographics

Diversity Index

23out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Lower Grand Lagoon Rankings in Florida

#517 Population of 955
#416 Median Income of 911
#348 Education of 955
#304 Home Value of 901

Other Cities in Bay County

CityPopulationMedian IncomePovertyHome Value
Panama City 34,979 $62,265 17.6% $268,900
Lynn Haven 20,081 $80,973 6.5% $320,000
Panama City Beach 18,971 $80,941 10.0% $441,300
Upper Grand Lagoon 17,232 $82,157 8.1% $373,200
Callaway 13,496 $65,609 9.6% $250,300
Springfield 8,230 $54,462 22.3% $188,600
Parker 4,509 $69,657 6.8% $224,200
Laguna Beach 3,830 $76,607 5.5% $438,100
Cedar Grove 3,802 $74,625 17.5% $176,100
Pretty Bayou 2,906 $85,208 5.8% $298,900

Cities Similar to Lower Grand Lagoon

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Flagler Estates4,321$75,957$213,3009.7%11.4%
North Brooksville4,227$78,458$209,50016.8%14.7%
Harbour Heights4,289$65,152$368,90025.6%14.2%
Mary Esther4,061$76,890$298,90030.5%6.3%
Parker4,509$69,657$224,20023.0%6.8%

Population Overview

Lower Grand Lagoon is a small community located in Florida, within Bay County. The total population is 4,287. It ranks as the 517th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Lower Grand Lagoon is 55.8 years. This is 31% higher than the state median of 42.6 years. Only 8.9% of residents are under 18, indicating fewer families with children. 10.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Lower Grand Lagoon is $74,044. This is about the same as the state median of $74,568. It is also 8% lower than the national median of $80,734. The poverty rate stands at 15.3%. This is 22% higher than the state poverty rate of 12.6%. The unemployment rate is 2.5%. This is 48% lower than the state rate of 4.8%. The median home value is $397,200. Housing costs are 11% higher than the state median of $359,000. The home-value-to-income ratio is 5.4x. 70.4% of occupied housing units are owner-occupied. This homeownership rate is 4% higher than the state average of 67.6%.

Race & Ethnicity

Lower Grand Lagoon has a predominantly White (non-Hispanic) population, comprising 87.7% of all residents. Hispanic or Latino residents account for 4.8%. The White (non-Hispanic) population is significantly higher than the state average (87.7% vs 50.4%). The Black or African American population (2.6%) is well below the state average of 14.6%. The Hispanic or Latino population (4.8%) is well below the state average of 27.4%. The Asian population (0.6%) is well below the state average of 2.9%.

Education

35.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 5% higher than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.9%. Notably, 15.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Lower Grand Lagoon, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Lower Grand Lagoon, Florida?

Lower Grand Lagoon, Florida has a population of 4,287 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lower Grand Lagoon, FL?

The median household income in Lower Grand Lagoon is $74,044, which is 8% lower than the national median of $80,734.

What is the poverty rate in Lower Grand Lagoon, FL?

The poverty rate in Lower Grand Lagoon is 15.3%. This means approximately 653 residents live below the federal poverty line.

What is the racial makeup of Lower Grand Lagoon, Florida?

Lower Grand Lagoon's population is 87.7% White, 2.6% Black, 4.8% Hispanic/Latino, and 0.6% Asian.

What is the median home value in Lower Grand Lagoon, FL?

The median home value in Lower Grand Lagoon is $397,200. The home-value-to-income ratio is 5.4x.

How educated is Lower Grand Lagoon, Florida?

35.9% of adults (25+) in Lower Grand Lagoon hold a bachelor's degree or higher, and 15.9% hold a graduate or professional degree.