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Cutler Bay, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Cutler Bay, Florida had a total population of 45,070, the 90th largest town in Florida, with a median household income of $89,244, which is 20% higher than the state average. The poverty rate is 9.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Cutler Bay Quick Facts

Population 45,070
Median Household Income $89,244
Median Home Value $472,700
Poverty Rate 9.7%
Unemployment Rate 4.8%
Median Age 41.8 years
Homeownership Rate 69.7%
Affordability Ratio 5.3x
Bachelor's Degree or Higher 34.0%
High School Graduation Rate 87.8%
Diversity Index 54/100
Population 45,070 90th of 955
Median Income $89,244 top 30%
Poverty Rate 9.7% 22% lower than national
Median Home Value $472,700 top 30%

How Cutler Bay Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population44,48345,070+1.3%
Median household income$82,155$89,244+8.6%
Median home value$420,800$472,700+12.3%

How Cutler Bay Compares

Economy & Housing

Household Income Distribution

Under $25K 9.7%
$25K-$50K 17.1%
$50K-$100K 28.2%
$100K+ 45.0%
Detailed income brackets
Under $10K
3.2%
$10K-$15K
3.4%
$15K-$20K
1.3%
$20K-$25K
1.8%
$25K-$30K
2.3%
$30K-$35K
4.5%
$35K-$40K
2.7%
$40K-$45K
4.8%
$45K-$50K
2.8%
$50K-$60K
4.7%
$60K-$75K
11.6%
$75K-$100K
11.9%
$100K-$125K
12.7%
$125K-$150K
8.7%
$150K-$200K
11.1%
$200K+
12.5%

Employment

4.8% Unemployment Rate State: 4.8%|National: 5.2%
66.2% Labor Force Participation

Housing Overview

Owner 69.7%
Renter 30.3%
Affordability Index Expensive
5.3x home value to income ratio
Median gross rent $1,978/mo 26.6% of median household income annually

People & Demographics

Diversity Index

54out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Cutler Bay Rankings in Florida

#90 Population of 955
#263 Median Income of 911
#382 Education of 955
#201 Home Value of 901

Other Cities in Miami-Dade County

CityPopulationMedian IncomePovertyHome Value
Miami 459,745 $62,462 19.4% $518,100
Hialeah 226,165 $55,594 17.0% $392,000
Miami Gardens 113,177 $63,627 13.6% $378,500
Homestead 82,807 $65,423 18.4% $380,000
Miami Beach 82,031 $72,856 14.4% $556,700
Kendall 79,562 $87,325 11.2% $567,900
Doral 79,216 $94,164 10.3% $562,800
North Miami 60,344 $57,188 18.9% $365,000
The Hammocks 58,838 $85,628 12.1% $468,100
Fountainebleau 55,665 $64,908 12.7% $320,200

Cities Similar to Cutler Bay

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Clermont46,853$82,306$418,40037.8%5.4%
Meadow Woods42,852$82,744$401,00038.5%8.4%
Princeton42,625$83,426$426,90028.0%10.5%
Oakland Park44,682$72,708$385,00027.8%12.2%
Aventura39,885$89,274$451,10056.9%11.4%

Population Overview

Cutler Bay is a mid-sized community located in Florida, within Miami-Dade County. The total population is 45,070. It ranks as the 90th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Cutler Bay is 41.8 years. This is 2% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Cutler Bay is $89,244. This is 20% higher than the state median of $74,568. It is also 11% higher than the national median of $80,734. The poverty rate stands at 9.7%. This is 23% lower than the state poverty rate of 12.6%. The unemployment rate is 4.8%. This is 1% lower than the state rate of 4.8%. The median home value is $472,700. Housing costs are 32% higher than the state median of $359,000. The home-value-to-income ratio is 5.3x. 69.7% of occupied housing units are owner-occupied. This homeownership rate is 3% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Cutler Bay is Hispanic or Latino, making up 64.0% of the population. White (non-Hispanic) residents account for 21.4%. The White (non-Hispanic) population (21.4%) is well below the state average of 50.4%. The Hispanic or Latino population is significantly higher than the state average (64.0% vs 27.4%).

Education

34.0% of residents aged 25 and older hold a bachelor's degree or higher. This is about the same as the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.8%.

Data Sources & Methodology

All demographic data for Cutler Bay, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cutler Bay, Florida?

Cutler Bay, Florida has a population of 45,070 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cutler Bay, FL?

The median household income in Cutler Bay is $89,244, which is 11% higher than the national median of $80,734.

What is the poverty rate in Cutler Bay, FL?

The poverty rate in Cutler Bay is 9.7%. This means approximately 4,301 residents live below the federal poverty line.

What is the racial makeup of Cutler Bay, Florida?

Cutler Bay's population is 21.4% White, 8.8% Black, 64.0% Hispanic/Latino, and 1.6% Asian.

What is the median home value in Cutler Bay, FL?

The median home value in Cutler Bay is $472,700. The home-value-to-income ratio is 5.3x.

How educated is Cutler Bay, Florida?

34.0% of adults (25+) in Cutler Bay hold a bachelor's degree or higher, and 11.7% hold a graduate or professional degree.