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Jay, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Jay, Florida had a total population of 796, the 812th largest town in Florida, with a median household income of $48,359, which is 35% lower than the state average. The poverty rate is 26.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Jay Quick Facts

Population 796
Median Household Income $48,359
Median Home Value $150,800
Poverty Rate 26.6%
Unemployment Rate 10.8%
Median Age 30.8 years
Homeownership Rate 38.2%
Affordability Ratio 3.1x
Bachelor's Degree or Higher 14.8%
High School Graduation Rate 72.8%
Diversity Index 14/100
Population 796 812th of 955
Median Income $48,359 bottom 20%
Poverty Rate 26.6% 114% higher than national
Median Home Value $150,800 bottom 10%

How Jay Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population706796+12.7%
Median household income$36,964$48,359+30.8%
Median home value$126,800$150,800+18.9%

How Jay Compares

Economy & Housing

Household Income Distribution

Under $25K 31.2%
$25K-$50K 22.3%
$50K-$100K 36.9%
$100K+ 9.6%
Detailed income brackets
Under $10K
7.6%
$10K-$15K
8.3%
$15K-$20K
2.3%
$20K-$25K
13.0%
$25K-$30K
6.0%
$30K-$35K
4.7%
$35K-$40K
2.7%
$40K-$45K
0.7%
$45K-$50K
8.3%
$50K-$60K
11.0%
$60K-$75K
14.3%
$75K-$100K
11.6%
$100K-$125K
0.3%
$125K-$150K
1.7%
$150K-$200K
7.0%
$200K+
0.7%

Employment

10.8% Unemployment Rate State: 4.8%|National: 5.2%
56.1% Labor Force Participation

Housing Overview

Owner 38.2%
Renter 61.8%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $1,117/mo 27.7% of median household income annually

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Jay Rankings in Florida

#812 Population of 955
#793 Median Income of 911
#758 Education of 955
#818 Home Value of 901

Other Cities in Santa Rosa County

CityPopulationMedian IncomePovertyHome Value
Navarre 39,838 $105,265 5.8% $375,700
Pace 26,282 $80,701 12.2% $293,800
Midway (Santa Rosa County) 21,317 $96,041 6.9% $381,600
East Milton 14,783 $64,904 12.5% $212,900
Milton 10,733 $76,301 8.1% $233,100
Gulf Breeze 6,660 $104,050 6.0% $505,600
Bagdad 4,466 $82,034 4.5% $227,900
Wallace 4,202 $116,496 5.7% $400,700
Point Baker 3,976 $64,769 26.1% $213,000
Tiger Point 3,628 $118,967 3.2% $427,900

Cities Similar to Jay

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Matlacha770N/A$477,30024.3%9.5%
Greenwood803$46,023$96,40021.9%13.8%
Steinhatchee756$50,000$296,20036.9%11.9%
Lee835$46,264$97,9007.1%33.7%
Vernon815$43,194$115,8008.2%27.9%

A note before these figures: with a population of 796, Jay's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Jay is a small community located in Florida, within Santa Rosa County. The total population is 796. It ranks as the 812th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Jay is 30.8 years. This is 28% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Jay is $48,359. This is 35% lower than the state median of $74,568. It is also 40% lower than the national median of $80,734. The poverty rate stands at 26.6%. This is 112% higher than the state poverty rate of 12.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 10.8%. This is 124% higher than the state rate of 4.8%. The median home value is $150,800. Housing costs are 58% lower than the state median of $359,000. The home-value-to-income ratio is 3.1x. 38.2% of occupied housing units are owner-occupied. This homeownership rate is 43% lower than the state average of 67.6%.

Race & Ethnicity

Jay has a predominantly White (non-Hispanic) population, comprising 92.6% of all residents. Asian residents account for 2.0%. The White (non-Hispanic) population is significantly higher than the state average (92.6% vs 50.4%). The Hispanic or Latino population (1.0%) is well below the state average of 27.4%.

Education

14.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 72.8%.

Data Sources & Methodology

All demographic data for Jay, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Jay, Florida?

Jay, Florida has a population of 796 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Jay, FL?

The median household income in Jay is $48,359, which is 40% lower than the national median of $80,734.

What is the poverty rate in Jay, FL?

The poverty rate in Jay is 26.6%. This means approximately 212 residents live below the federal poverty line.

What is the racial makeup of Jay, Florida?

Jay's population is 92.6% White, 0.0% Black, 1.0% Hispanic/Latino, and 2.0% Asian.

What is the median home value in Jay, FL?

The median home value in Jay is $150,800. The home-value-to-income ratio is 3.1x.

How educated is Jay, Florida?

14.8% of adults (25+) in Jay hold a bachelor's degree or higher, and 5.3% hold a graduate or professional degree.