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Point Baker, Florida Demographics & Population 2026

High PovertyPoverty rate of 26.1% is well above the state average

During the 2020–2024 ACS period, Point Baker, Florida had a total population of 3,976, the 533rd largest community in Florida, with a median household income of $64,769, which is 13% lower than the state average. The poverty rate is 26.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Point Baker Quick Facts

Population 3,976
Median Household Income $64,769
Median Home Value $213,000
Poverty Rate 26.1%
Unemployment Rate 10.1%
Median Age 31.7 years
Homeownership Rate 66.4%
Affordability Ratio 3.3x
Bachelor's Degree or Higher 19.6%
High School Graduation Rate 96.5%
Diversity Index 47/100
Population 3,976 533rd of 955
Median Income $64,769 below average
Poverty Rate 26.1% 110% higher than national
Median Home Value $213,000 bottom 30%

How Point Baker Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,7573,976+5.8%
Median household income$61,442$64,769+5.4%
Median home value$207,600$213,000+2.6%

How Point Baker Compares

Economy & Housing

Household Income Distribution

Under $25K 10.9%
$25K-$50K 23.5%
$50K-$100K 39.2%
$100K+ 26.4%
Detailed income brackets
Under $10K
1.9%
$10K-$15K
1.8%
$15K-$20K
0.7%
$20K-$25K
6.6%
$25K-$30K
2.5%
$30K-$35K
5.5%
$35K-$40K
0.0%
$40K-$45K
5.8%
$45K-$50K
9.6%
$50K-$60K
9.6%
$60K-$75K
16.4%
$75K-$100K
13.1%
$100K-$125K
9.0%
$125K-$150K
4.2%
$150K-$200K
9.1%
$200K+
4.1%

Employment

10.1% Unemployment Rate State: 4.8%|National: 5.2%
72.3% Labor Force Participation

Housing Overview

Owner 66.4%
Renter 33.6%
Affordability Index Affordable
3.3x home value to income ratio
Median gross rent $1,145/mo 21.2% of median household income annually

People & Demographics

Diversity Index

47out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Point Baker Rankings in Florida

#533 Population of 955
#567 Median Income of 911
#659 Education of 955
#703 Home Value of 901

Other Cities in Santa Rosa County

CityPopulationMedian IncomePovertyHome Value
Navarre 39,838 $105,265 5.8% $375,700
Pace 26,282 $80,701 12.2% $293,800
Midway (Santa Rosa County) 21,317 $96,041 6.9% $381,600
East Milton 14,783 $64,904 12.5% $212,900
Milton 10,733 $76,301 8.1% $233,100
Gulf Breeze 6,660 $104,050 6.0% $505,600
Bagdad 4,466 $82,034 4.5% $227,900
Wallace 4,202 $116,496 5.7% $400,700
Tiger Point 3,628 $118,967 3.2% $427,900
Pea Ridge 3,560 $59,628 8.1% $220,800

Cities Similar to Point Baker

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Stock Island4,162$65,515$517,50024.3%11.5%
Hutchinson Island South4,175$65,871$406,80044.5%7.0%
Eagle Lake3,893$70,523$256,30018.5%9.5%
Ridge Manor3,935$57,857$229,80022.1%14.6%
Watergate3,782$67,071$222,00013.9%21.9%

Population Overview

Point Baker is a small community located in Florida, within Santa Rosa County. The total population is 3,976. It ranks as the 533rd most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Point Baker is 31.7 years. This is 26% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Point Baker is $64,769. This is 13% lower than the state median of $74,568. It is also 20% lower than the national median of $80,734. The poverty rate stands at 26.1%. This is 108% higher than the state poverty rate of 12.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 10.1%. This is 110% higher than the state rate of 4.8%. The median home value is $213,000. Housing costs are 41% lower than the state median of $359,000. The home-value-to-income ratio is 3.3x. 66.4% of occupied housing units are owner-occupied. This homeownership rate is 2% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Point Baker is White (non-Hispanic), making up 70.5% of the population. Black or African American residents account for 7.6%. The Hispanic or Latino population (3.7%) is well below the state average of 27.4%.

Education

19.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.5%.

Data Sources & Methodology

All demographic data for Point Baker, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Point Baker, Florida?

Point Baker, Florida has a population of 3,976 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Point Baker, FL?

The median household income in Point Baker is $64,769, which is 20% lower than the national median of $80,734.

What is the poverty rate in Point Baker, FL?

The poverty rate in Point Baker is 26.1%. This means approximately 1,038 residents live below the federal poverty line.

What is the racial makeup of Point Baker, Florida?

Point Baker's population is 70.5% White, 7.6% Black, 3.7% Hispanic/Latino, and 3.1% Asian.

What is the median home value in Point Baker, FL?

The median home value in Point Baker is $213,000. The home-value-to-income ratio is 3.3x.

How educated is Point Baker, Florida?

19.6% of adults (25+) in Point Baker hold a bachelor's degree or higher, and 9.0% hold a graduate or professional degree.