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Monroe County, Florida Demographics 2026

Monroe County, Florida has a population of 81,840, the 38th most populous county in Florida. The median household income is $82,430 and the median home value is $723,800. The poverty rate is 10.4%.

Monroe County Quick Facts

Population 81,840
Median Household Income $82,430
Median Home Value $723,800
Poverty Rate 10.4%
Unemployment Rate 3.2%
Median Age 48.9 years
Homeownership Rate 63.4%
Affordability Ratio 8.8x
Bachelor's Degree+ 37.8%
High School Graduation 93.3%
Cities/Places 0
Population 81,840 38th of 67
Median Income $82,430 15% higher state
Poverty Rate 10.4%
Unemployment 3.2%

Economy & Housing

Employment

3.2% Unemployment Rate State: 4.8% | National: 5.2%
62.9% Labor Force Participation

Housing Overview

Owner 63.4%
Renter 36.6%
Affordability Index Very Expensive
8.8x home value to income ratio

People & Demographics

Diversity Index

52out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 64 | National average: 60

Education

Population Overview

Monroe County is located in Florida with a total population of 81,840. It is the 38th most populous county out of 67 in Florida.

Age Demographics

The median age in Monroe County is 48.9 years. This is 15% higher than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Monroe County is $82,430. This is 15% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is 5% higher. The poverty rate stands at 10.4%. This is 18% lower than the state poverty rate of 12.6%. The unemployment rate is 3.2%. This is 33% lower than the state rate of 4.8%. The median home value is $723,800. Housing costs are 123% higher than the state median of $325,000. The home-value-to-income ratio of 8.8x suggests that housing affordability is a significant concern for many residents. 63.4% of occupied housing units are owner-occupied. This homeownership rate is 6% lower than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Monroe County is White (non-Hispanic), making up 64.8% of the population. Hispanic or Latino residents account for 24.0%. The Black or African American population (6.7%) is well below the state average of 14.8%. The Asian population (1.1%) is well below the state average of 2.8%.

Education

37.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% higher than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.3%. Notably, 15.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Frequently Asked Questions

What is the population of Monroe County, Florida?

Monroe County has a population of 81,840, making it the 38th most populous county in Florida.

What is the median income in Monroe County?

The median household income in Monroe County is $82,430 with a poverty rate of 10.4%.

How many cities are in Monroe County, Florida?

Monroe County contains 0 Census-designated places.