North Key Largo, Florida Demographics & Population 2026

Population Overview

North Key Largo is a small community located in Florida, within Monroe County. The total population is 1,808. It ranks as the 698th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in North Key Largo is 67.7 years. This is 59% higher than the state median of 42.6 years. 38.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in North Key Largo is $149,605. This is 101% higher than the state median of $74,568. It is also 85% higher than the national median of $80,734. The poverty rate stands at 28.1%. This is 124% higher than the state poverty rate of 12.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 2.6%. This is 47% lower than the state rate of 4.8%. The median home value is $2,000,000+. Housing costs are 457% higher than the state median of $359,000. The home-value-to-income ratio of 13.4x suggests that housing affordability is a significant concern for many residents. 94.1% of occupied housing units are owner-occupied. This homeownership rate is 39% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in North Key Largo is White (non-Hispanic), making up 79.6% of the population. Black or African American residents account for 14.8%. The White (non-Hispanic) population is significantly higher than the state average (79.6% vs 50.4%). The Hispanic or Latino population (3.1%) is well below the state average of 27.4%. The Asian population (0.4%) is well below the state average of 2.9%.

Education

56.3% of residents aged 25 and older hold a bachelor's degree or higher. This places North Key Largo in the top 10% of all cities in the state for educational attainment. This is 65% higher than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.7%. Notably, 29.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for North Key Largo, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.