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Palatka, Florida Demographics & Population 2026

High PovertyPoverty rate of 37.3% is well above the state average

During the 2020–2024 ACS period, Palatka, Florida had a total population of 10,650, the 332nd largest city in Florida, with a median household income of $32,021, which is 57% lower than the state average. The poverty rate is 37.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Palatka Quick Facts

Population 10,650
Median Household Income $32,021
Median Home Value $150,500
Poverty Rate 37.3%
Unemployment Rate 9.3%
Median Age 35.3 years
Homeownership Rate 50.7%
Affordability Ratio 4.7x
Bachelor's Degree or Higher 10.7%
High School Graduation Rate 77.8%
Diversity Index 62/100
Population 10,650 332nd of 955
Median Income $32,021 bottom 10%
Poverty Rate 37.3% 200% higher than national
Median Home Value $150,500 bottom 10%

How Palatka Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population10,55810,650+0.9%
Median household income$33,628$32,021-4.8%
Median home value$112,300$150,500+34.0%

How Palatka Compares

Economy & Housing

Household Income Distribution

Under $25K 40.3%
$25K-$50K 24.1%
$50K-$100K 24.3%
$100K+ 11.3%
Detailed income brackets
Under $10K
15.5%
$10K-$15K
8.9%
$15K-$20K
9.3%
$20K-$25K
6.6%
$25K-$30K
4.8%
$30K-$35K
7.8%
$35K-$40K
4.4%
$40K-$45K
4.2%
$45K-$50K
2.9%
$50K-$60K
6.5%
$60K-$75K
6.8%
$75K-$100K
10.9%
$100K-$125K
2.9%
$125K-$150K
5.1%
$150K-$200K
1.4%
$200K+
2.0%

Employment

9.3% Unemployment Rate State: 4.8%|National: 5.2%
46.3% Labor Force Participation

Housing Overview

Owner 50.7%
Renter 49.3%
Affordability Index Moderate
4.7x home value to income ratio
Median gross rent $901/mo 33.8% of median household income annually

People & Demographics

Diversity Index

62out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 65 | National average: 61

Education

Palatka Rankings in Florida

#332 Population of 955
#901 Median Income of 911
#839 Education of 955
#819 Home Value of 901

Other Cities in Putnam County

CityPopulationMedian IncomePovertyHome Value
Crescent City 1,944 $33,971 31.7% $192,600
Interlachen 1,923 $47,950 29.9% $152,500
East Palatka 1,494 $73,718 27.2% $246,600
Welaka 1,082 $54,830 27.1% $283,100
Pomona Park 755 $43,317 32.3% $159,600

Cities Similar to Palatka

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Avon Park10,057$36,485$144,70010.7%23.3%
Sebring11,382$44,184$191,60021.0%24.1%
Pine Castle10,371$49,761$331,80019.6%20.3%
Hernando9,299$43,076$209,70015.3%21.1%
Beverly Hills9,650$46,488$164,50013.9%19.8%

Population Overview

Palatka is a small city located in Florida, within Putnam County. The total population is 10,650. It ranks as the 332nd most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Palatka is 35.3 years. This is 17% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Palatka is $32,021. This is 57% lower than the state median of $74,568. It is also 60% lower than the national median of $80,734. The poverty rate stands at 37.3%. This is 197% higher than the state poverty rate of 12.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 9.3%. This is 92% higher than the state rate of 4.8%. The median home value is $150,500. Housing costs are 58% lower than the state median of $359,000. The home-value-to-income ratio is 4.7x. 50.7% of occupied housing units are owner-occupied. This homeownership rate is 25% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Palatka is Black or African American, making up 46.5% of the population. White (non-Hispanic) residents account for 38.6%. The Black or African American population is significantly higher than the state average (46.5% vs 14.6%). The Hispanic or Latino population (9.1%) is well below the state average of 27.4%. The Asian population (0.3%) is well below the state average of 2.9%.

Education

10.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 69% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 77.8%.

Data Sources & Methodology

All demographic data for Palatka, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Palatka, Florida?

Palatka, Florida has a population of 10,650 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Palatka, FL?

The median household income in Palatka is $32,021, which is 60% lower than the national median of $80,734.

What is the poverty rate in Palatka, FL?

The poverty rate in Palatka is 37.3%. This means approximately 3,787 residents live below the federal poverty line.

What is the racial makeup of Palatka, Florida?

Palatka's population is 38.6% White, 46.5% Black, 9.1% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Palatka, FL?

The median home value in Palatka is $150,500. The home-value-to-income ratio is 4.7x.

How educated is Palatka, Florida?

10.7% of adults (25+) in Palatka hold a bachelor's degree or higher, and 5.2% hold a graduate or professional degree.