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Fern Forest, Hawaii Demographics & Population 2026

High PovertyPoverty rate of 30.6% is well above the state average

During the 2020–2024 ACS period, Fern Forest, Hawaii had a total population of 1,088, the 120th largest community in Hawaii, with a median household income of $42,917, which is 57% lower than the state average. The poverty rate is 30.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Fern Forest Quick Facts

Population 1,088
Median Household Income $42,917
Median Home Value $170,900
Poverty Rate 30.6%
Unemployment Rate 3.6%
Median Age 51.4 years
Homeownership Rate 89.5%
Affordability Ratio 4.0x
Bachelor's Degree or Higher 18.3%
High School Graduation Rate 92.5%
Diversity Index 70/100
Population 1,088 120th of 163
Median Income $42,917 bottom 10%
Poverty Rate 30.6% 146% higher than national
Median Home Value $170,900 bottom 10%

How Fern Forest Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population8801,088+23.6%
Median household income$33,173$42,917+29.4%
Median home value$173,800$170,900-1.7%

How Fern Forest Compares

Economy & Housing

Household Income Distribution

Under $25K 37.1%
$25K-$50K 18.9%
$50K-$100K 17.4%
$100K+ 26.6%
Detailed income brackets
Under $10K
19.1%
$10K-$15K
12.3%
$15K-$20K
2.6%
$20K-$25K
3.1%
$25K-$30K
6.2%
$30K-$35K
2.6%
$35K-$40K
2.0%
$40K-$45K
5.3%
$45K-$50K
2.8%
$50K-$60K
5.0%
$60K-$75K
7.5%
$75K-$100K
5.0%
$100K-$125K
14.5%
$125K-$150K
1.5%
$150K-$200K
6.1%
$200K+
4.6%

Employment

3.6% Unemployment Rate State: 4.9%|National: 5.2%
34.1% Labor Force Participation

Housing Overview

Owner 89.5%
Renter 10.5%
Affordability Index Moderate
4.0x home value to income ratio

People & Demographics

Diversity Index

70out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 76 | National average: 61

Education

Fern Forest Rankings in Hawaii

#120 Population of 163
#149 Median Income of 159
#139 Education of 163
#151 Home Value of 153

Other Cities in Hawaii County

CityPopulationMedian IncomePovertyHome Value
Hilo 50,404 $81,779 14.5% $483,000
Kailua (Hawaii County) 21,818 $88,211 14.3% $667,400
Hawaiian Paradise Park 13,203 $88,348 10.4% $457,100
Kaiminani 11,465 $110,560 9.8% $772,800
Waimea (Hawaii County) 9,286 $100,198 12.3% $677,400
Waikoloa Village 7,543 $81,703 12.3% $802,600
Kahaluu-Keauhou 5,150 $96,212 8.6% $886,900
Hawaiian Ocean View 4,431 $45,043 25.4% $318,200
Ainaloa 4,094 $58,918 26.7% $228,300
Hawaiian Beaches 3,947 $29,295 40.4% $272,700

Cities Similar to Fern Forest

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Halaula1,033N/A$573,70020.5%14.7%
Discovery Harbour1,079$61,042$443,50030.3%12.0%
Honalo1,071$63,125$590,30017.4%14.6%
Mauna Loa Estates901$39,427$357,20056.2%19.0%
Hana946$53,750$678,10027.6%26.6%

Population Overview

Fern Forest is a small community located in Hawaii, within Hawaii County. The total population is 1,088. It ranks as the 120th most populous out of 163 Census-designated places in Hawaii.

Age Demographics

The median age in Fern Forest is 51.4 years. This is 26% higher than the state median of 40.9 years. Only 13.8% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Fern Forest is $42,917. This is 57% lower than the state median of $100,389. It is also 47% lower than the national median of $80,734. The poverty rate stands at 30.6%. This is 205% higher than the state poverty rate of 10.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 3.6%. This is 26% lower than the state rate of 4.9%. The median home value is $170,900. Housing costs are 80% lower than the state median of $839,100. The home-value-to-income ratio is 4.0x. 89.5% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 63.0%.

Race & Ethnicity

The largest racial or ethnic group in Fern Forest is White (non-Hispanic), making up 45.7% of the population. Hispanic or Latino residents account for 19.2%. The White (non-Hispanic) population is significantly higher than the state average (45.7% vs 20.9%). The Black or African American population is significantly higher than the state average (3.0% vs 1.8%). The Hispanic or Latino population is significantly higher than the state average (19.2% vs 9.9%). The Asian population (4.2%) is well below the state average of 36.4%.

Education

18.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 49% lower than the state rate of 36.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.

Data Sources & Methodology

All demographic data for Fern Forest, Hawaii is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Hawaii state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 163 Census-designated places in Hawaii. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Fern Forest, Hawaii?

Fern Forest, Hawaii has a population of 1,088 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Fern Forest, HI?

The median household income in Fern Forest is $42,917, which is 47% lower than the national median of $80,734.

What is the poverty rate in Fern Forest, HI?

The poverty rate in Fern Forest is 30.6%. This means approximately 333 residents live below the federal poverty line.

What is the racial makeup of Fern Forest, Hawaii?

Fern Forest's population is 45.7% White, 3.0% Black, 19.2% Hispanic/Latino, and 4.2% Asian.

What is the median home value in Fern Forest, HI?

The median home value in Fern Forest is $170,900. The home-value-to-income ratio is 4.0x.

How educated is Fern Forest, Hawaii?

18.3% of adults (25+) in Fern Forest hold a bachelor's degree or higher, and 4.2% hold a graduate or professional degree.