Most Affordable Cities in Hawaii
Cities ranked by home-value-to-income ratio. Lower ratio = more affordable. Only cities with 1,000+ population included.
| # | City | Ratio | Home Value | Median Income | Population |
|---|---|---|---|---|---|
| 1 | Pahala | 3.1x | $224,500 | $71,518 | 1,768 |
| 2 | Hawaiian Acres | 3.5x | $318,400 | $91,120 | 3,872 |
| 3 | Ainaloa | 3.9x | $228,300 | $58,918 | 4,094 |
| 4 | Keaau | 3.9x | $332,900 | $85,000 | 1,436 |
| 5 | Fern Forest | 4.0x | $170,900 | $42,917 | 1,088 |
| 6 | Kurtistown | 4.7x | $448,600 | $96,165 | 3,151 |
| 7 | Kaunakakai | 4.8x | $368,100 | $76,131 | 4,360 |
| 8 | Kualapuu | 5.1x | $318,400 | $62,917 | 2,535 |
| 9 | Kaneohe Base | 5.1x | $352,000 | $69,418 | 10,919 |
| 10 | Puhi | 5.1x | $701,400 | $137,292 | 4,362 |
| 11 | Mountain View | 5.1x | $356,800 | $69,299 | 3,756 |
| 12 | Hawaiian Paradise Park | 5.2x | $457,100 | $88,348 | 13,203 |
| 13 | Orchidlands Estates | 5.2x | $385,900 | $73,936 | 3,027 |
| 14 | Anahola | 5.3x | $530,100 | $100,688 | 3,067 |
| 15 | Papaikou | 5.5x | $434,300 | $79,079 | 1,332 |
| 16 | Nanakuli | 5.6x | $488,600 | $86,597 | 12,383 |
| 17 | Maili | 5.7x | $640,600 | $111,542 | 11,570 |
| 18 | Kapolei | 5.8x | $744,200 | $128,324 | 22,232 |
| 19 | Waikele | 5.8x | $704,700 | $120,525 | 7,528 |
| 20 | East Kapolei | 5.9x | $697,300 | $118,904 | 7,551 |
| 21 | Hilo | 5.9x | $483,000 | $81,779 | 50,404 |
| 22 | Ocean Pointe | 6.0x | $900,200 | $149,767 | 17,085 |
| 23 | Ewa Gentry | 6.0x | $816,000 | $135,684 | 26,563 |
| 24 | Ewa Beach | 6.0x | $748,800 | $124,323 | 14,376 |
| 25 | Makaha | 6.1x | $394,000 | $64,970 | 10,066 |
| 26 | Waihee-Waiehu | 6.1x | $777,000 | $126,735 | 10,988 |
| 27 | Kealakekua | 6.3x | $643,600 | $102,772 | 1,919 |
| 28 | Waianae | 6.3x | $518,300 | $81,733 | 12,918 |
| 29 | Royal Kunia | 6.4x | $862,400 | $135,361 | 13,555 |
| 30 | Keokea | 6.4x | $728,400 | $114,250 | 2,892 |
| 31 | Pepeekeo | 6.6x | $463,400 | $70,625 | 2,056 |
| 32 | Eleele | 6.6x | $777,200 | $118,438 | 2,522 |
| 33 | Eden Roc | 6.6x | $164,600 | $24,771 | 1,166 |
| 34 | Waimanalo Beach | 6.7x | $852,300 | $127,450 | 4,505 |
| 35 | Waimalu | 6.7x | $597,800 | $89,232 | 13,061 |
| 36 | Pahoa | 6.7x | $375,900 | $56,042 | 1,361 |
| 37 | Ahuimanu | 6.7x | $910,600 | $135,438 | 8,452 |
| 38 | Waimea (Hawaii County) | 6.8x | $677,400 | $100,198 | 9,286 |
| 39 | Heeia | 6.8x | $1,200,200 | $176,250 | 5,144 |
| 40 | Waipio | 6.8x | $749,500 | $109,877 | 10,870 |
| 41 | Lanai City | 6.8x | $630,000 | $92,167 | 3,393 |
| 42 | Waimanalo | 6.9x | $799,200 | $116,581 | 6,054 |
| 43 | West Loch Estate | 7.0x | $855,100 | $122,422 | 5,544 |
| 44 | Kaiminani | 7.0x | $772,800 | $110,560 | 11,465 |
| 45 | Honokaa | 7.0x | $610,600 | $87,019 | 1,963 |
| 46 | Ko Olina | 7.0x | $931,700 | $132,636 | 1,670 |
| 47 | Hawaiian Ocean View | 7.1x | $318,200 | $45,043 | 4,431 |
| 48 | Captain Cook | 7.1x | $770,600 | $108,675 | 3,419 |
| 49 | Mililani Mauka | 7.1x | $988,100 | $138,942 | 21,278 |
| 50 | Hanapepe | 7.2x | $715,700 | $100,000 | 2,638 |
| 51 | Waikapu | 7.2x | $884,400 | $122,917 | 3,591 |
| 52 | Mililani Town | 7.3x | $923,900 | $127,363 | 27,668 |
| 53 | Discovery Harbour | 7.3x | $443,500 | $61,042 | 1,079 |
| 54 | Makakilo | 7.3x | $867,200 | $118,550 | 20,735 |
| 55 | Kaaawa | 7.4x | $973,300 | $131,750 | 1,328 |
| 56 | Laie | 7.5x | $940,800 | $125,202 | 5,699 |
| 57 | Mahinahina | 7.5x | $1,224,600 | $162,813 | 1,027 |
| 58 | Kailua (Hawaii County) | 7.6x | $667,400 | $88,211 | 21,818 |
| 59 | Aiea | 7.6x | $1,065,700 | $140,308 | 9,087 |
| 60 | East Honolulu | 7.6x | $1,212,000 | $159,518 | 51,360 |
| 61 | Pearl City | 7.6x | $901,500 | $118,112 | 44,547 |
| 62 | Poipu | 7.7x | $1,110,000 | $143,333 | 1,175 |
| 63 | Hauula | 7.7x | $897,900 | $115,865 | 3,548 |
| 64 | Kapaau | 7.9x | $660,900 | $83,750 | 2,224 |
| 65 | Whitmore Village | 7.9x | $829,900 | $104,900 | 4,105 |
| 66 | Fern Acres | 7.9x | $319,800 | $40,400 | 1,480 |
| 67 | Waipio Acres | 7.9x | $753,900 | $94,861 | 5,332 |
| 68 | Kekaha | 8.1x | $682,900 | $84,375 | 3,768 |
| 69 | Lawai | 8.1x | $849,800 | $104,286 | 2,718 |
| 70 | Kaneohe | 8.2x | $1,029,700 | $125,613 | 37,355 |
| 71 | Hawi | 8.2x | $693,600 | $84,457 | 2,070 |
| 72 | Wailuku | 8.3x | $855,700 | $102,942 | 16,926 |
| 73 | Napili-Honokowai | 8.3x | $878,900 | $105,565 | 7,308 |
| 74 | Hanamaulu | 8.3x | $687,500 | $82,358 | 4,972 |
| 75 | Waipahu | 8.4x | $868,600 | $103,895 | 40,482 |
| 76 | Maunawili | 8.5x | $1,511,300 | $177,143 | 2,024 |
| 77 | Kahaluu | 8.5x | $1,213,400 | $142,045 | 5,619 |
| 78 | Waimea (Kauai County) | 8.6x | $769,700 | $89,205 | 1,840 |
| 79 | Kalaheo | 8.7x | $956,900 | $110,607 | 4,435 |
| 80 | Nanawale Estates | 8.7x | $232,600 | $26,683 | 1,692 |
| 81 | Kahului | 8.8x | $862,600 | $98,077 | 28,288 |
| 82 | Leilani Estates | 8.9x | $268,100 | $30,192 | 1,490 |
| 83 | Honaunau-Napoopoo | 8.9x | $836,100 | $93,929 | 2,629 |
| 84 | Kailua (Honolulu County) | 9.1x | $1,353,700 | $148,582 | 39,640 |
| 85 | Makawao | 9.2x | $888,000 | $96,444 | 7,353 |
| 86 | Kahaluu-Keauhou | 9.2x | $886,900 | $96,212 | 5,150 |
| 87 | Wahiawa | 9.3x | $806,200 | $87,143 | 17,996 |
| 88 | Hawaiian Beaches | 9.3x | $272,700 | $29,295 | 3,947 |
| 89 | Honalo | 9.4x | $590,300 | $63,125 | 1,071 |
| 90 | Pukalani | 9.5x | $973,700 | $102,976 | 8,679 |
| 91 | Lihue | 9.5x | $878,500 | $92,850 | 7,901 |
| 92 | Halawa | 9.5x | $1,051,900 | $110,400 | 14,385 |
| 93 | Holualoa | 9.6x | $1,115,600 | $115,972 | 3,434 |
| 94 | Kapaa | 9.6x | $861,300 | $89,477 | 11,094 |
| 95 | Urban Honolulu | 9.7x | $843,400 | $86,504 | 345,482 |
| 96 | Ewa Villages | 9.8x | $867,600 | $88,813 | 7,415 |
| 97 | Waikoloa Village | 9.8x | $802,600 | $81,703 | 7,543 |
| 98 | Haliimaile | 9.9x | $874,000 | $88,259 | 1,105 |
| 99 | Lahaina | 9.9x | $881,700 | $88,889 | 10,162 |
| 100 | Paia | 10.0x | $1,003,400 | $100,559 | 2,512 |
| 101 | Omao | 10.1x | $1,021,800 | $101,667 | 1,528 |
| 102 | Kihei | 10.5x | $919,900 | $87,772 | 21,567 |
| 103 | Wailua Homesteads | 10.5x | $943,400 | $89,717 | 5,431 |
| 104 | Haiku-Pauwela | 10.8x | $1,093,800 | $101,396 | 9,178 |
| 105 | Haleiwa | 11.2x | $1,091,700 | $97,780 | 4,948 |
| 106 | Kula | 11.2x | $1,127,700 | $100,433 | 6,791 |
| 107 | Waialua | 11.3x | $997,200 | $88,269 | 3,050 |
| 108 | Wailua | 11.4x | $790,800 | $69,167 | 2,697 |
| 109 | Kilauea | 11.8x | $1,087,400 | $91,984 | 3,146 |
| 110 | Koloa | 11.9x | $927,300 | $77,868 | 2,907 |
| 111 | Mokuleia | 11.9x | $1,057,200 | $88,750 | 1,655 |
| 112 | Kahuku | 12.1x | $910,000 | $75,066 | 2,375 |
| 113 | Kaloko | 12.6x | $1,308,600 | $103,654 | 1,432 |
| 114 | Princeville | 13.9x | $1,421,000 | $102,109 | 2,020 |
| 115 | Pupukea | 14.3x | $1,436,000 | $100,368 | 4,679 |
| 116 | Kaanapali | 15.1x | $1,952,200 | $129,167 | 1,170 |
| 117 | Wailea | 17.1x | $1,534,800 | $90,000 | 6,352 |