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Osceola, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Osceola, Indiana had a total population of 2,593, the 195th largest town in Indiana, with a median household income of $66,503, which is 8% lower than the state average. The poverty rate is 14.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Osceola Quick Facts

Population 2,593
Median Household Income $66,503
Median Home Value $196,900
Poverty Rate 14.5%
Unemployment Rate 3.0%
Median Age 38.9 years
Homeownership Rate 82.5%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 28.6%
High School Graduation Rate 94.2%
Diversity Index 30/100
Population 2,593 195th of 967
Median Income $66,503 average
Poverty Rate 14.5% 17% higher than national
Median Home Value $196,900 top 30%

How Osceola Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,5832,593+0.4%
Median household income$63,063$66,503+5.5%
Median home value$178,300$196,900+10.4%

How Osceola Compares

Economy & Housing

Household Income Distribution

Under $25K 18.9%
$25K-$50K 17.1%
$50K-$100K 33.6%
$100K+ 30.4%
Detailed income brackets
Under $10K
1.7%
$10K-$15K
11.5%
$15K-$20K
3.4%
$20K-$25K
2.4%
$25K-$30K
2.9%
$30K-$35K
6.6%
$35K-$40K
1.8%
$40K-$45K
2.3%
$45K-$50K
3.5%
$50K-$60K
3.0%
$60K-$75K
19.6%
$75K-$100K
10.9%
$100K-$125K
13.7%
$125K-$150K
11.0%
$150K-$200K
2.6%
$200K+
3.0%

Employment

3.0% Unemployment Rate State: 4.3%|National: 5.2%
66.5% Labor Force Participation

Housing Overview

Owner 82.5%
Renter 17.5%
Affordability Index Affordable
3.0x home value to income ratio
Median gross rent $1,654/mo 29.8% of median household income annually

People & Demographics

Diversity Index

30out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Osceola Rankings in Indiana

#195 Population of 967
#356 Median Income of 796
#185 Education of 966
#236 Home Value of 818

Other Cities in St. Joseph County

CityPopulationMedian IncomePovertyHome Value
South Bend 103,085 $55,786 20.8% $140,400
Mishawaka 51,021 $54,291 16.4% $155,500
Granger 30,321 $123,318 4.7% $331,100
Notre Dame 6,890 $19,886 49.2% N/A
Walkerton 2,115 $65,340 6.4% $149,200
New Carlisle 1,998 $66,824 4.5% $186,700
North Liberty 1,775 $75,047 8.3% $162,100
Roseland 1,175 $47,917 28.8% $122,500
Lakeville 735 $62,772 17.5% $136,500
Indian Village 97 $81,875 10.3% $190,600

Cities Similar to Osceola

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Brooklyn2,570$58,176$119,00011.9%18.1%
Albion2,723$70,565$142,70011.6%8.6%
Ingalls2,512$74,236$189,90017.3%9.6%
Rockville2,559$57,083$99,60013.9%20.4%
Chesterfield2,489$58,824$113,10013.2%11.9%

Population Overview

Osceola is a small community located in Indiana, within St. Joseph County. The total population is 2,593. It ranks as the 195th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Osceola is 38.9 years. This is 2% higher than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Osceola is $66,503. This is 8% lower than the state median of $71,957. It is also 18% lower than the national median of $80,734. The poverty rate stands at 14.5%. This is 18% higher than the state poverty rate of 12.3%. The unemployment rate is 3.0%. This is 30% lower than the state rate of 4.3%. The median home value is $196,900. Housing costs are 10% lower than the state median of $218,200. The home-value-to-income ratio is 3.0x. 82.5% of occupied housing units are owner-occupied. This homeownership rate is 17% higher than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Osceola is White (non-Hispanic), making up 83.0% of the population. Hispanic or Latino residents account for 7.9%. The Black or African American population (1.0%) is well below the state average of 9.1%. The Asian population (0.6%) is well below the state average of 2.6%.

Education

28.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 3% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.2%.

Data Sources & Methodology

All demographic data for Osceola, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Osceola, Indiana?

Osceola, Indiana has a population of 2,593 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Osceola, IN?

The median household income in Osceola is $66,503, which is 18% lower than the national median of $80,734.

What is the poverty rate in Osceola, IN?

The poverty rate in Osceola is 14.5%. This means approximately 377 residents live below the federal poverty line.

What is the racial makeup of Osceola, Indiana?

Osceola's population is 83.0% White, 1.0% Black, 7.9% Hispanic/Latino, and 0.6% Asian.

What is the median home value in Osceola, IN?

The median home value in Osceola is $196,900. The home-value-to-income ratio is 3.0x.

How educated is Osceola, Indiana?

28.6% of adults (25+) in Osceola hold a bachelor's degree or higher, and 4.3% hold a graduate or professional degree.