Cold Spring, Kentucky Demographics & Population 2026
During the 2020–2024 ACS period, Cold Spring, Kentucky had a total population of 6,341, the 75th largest city in Kentucky, with a median household income of $75,000, which is 18% higher than the state average. The poverty rate is 9.9%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Near full employment with an unemployment rate of just 2.0%.
Cold Spring Quick Facts
How Cold Spring Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 6,298 | 6,341 | +0.7% |
| Median household income | $80,172 | $75,000 | -6.5% |
| Median home value | $235,200 | $253,600 | +7.8% |
How Cold Spring Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 33 | National average: 61
Education
Educational Attainment (Adults 25+)
Cold Spring Rankings in Kentucky
Explore Kentucky Rankings
Other Cities in Campbell County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Fort Thomas | 17,169 | $104,350 | 6.2% | $335,000 |
| Newport | 13,967 | $60,853 | 20.8% | $217,600 |
| Alexandria | 10,562 | $102,239 | 7.7% | $284,800 |
| Highland Heights | 6,444 | $53,275 | 19.9% | $169,700 |
| Dayton | 5,743 | $65,992 | 15.9% | $163,500 |
| Bellevue | 5,636 | $71,166 | 11.4% | $206,500 |
| Southgate | 3,717 | $54,421 | 19.8% | $190,800 |
| Claryville | 3,251 | $81,458 | 1.2% | $278,200 |
| Wilder | 3,135 | $70,893 | 18.6% | $159,900 |
| Silver Grove | 1,008 | $46,595 | 7.5% | $107,700 |
Cities Similar to Cold Spring
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Wilmore | 6,057 | $77,665 | $248,900 | 49.6% | 12.5% |
| Vine Grove | 6,830 | $72,560 | $235,400 | 26.2% | 11.1% |
| Walton | 5,730 | $77,917 | $262,200 | 32.6% | 13.0% |
| Bellevue | 5,636 | $71,166 | $206,500 | 43.5% | 11.4% |
| Dayton | 5,743 | $65,992 | $163,500 | 22.9% | 15.9% |
Population Overview
Cold Spring is a small city located in Kentucky, within Campbell County. The total population is 6,341. It ranks as the 75th most populous out of 552 Census-designated places in Kentucky.
Age Demographics
The median age in Cold Spring is 52.0 years. This is 33% higher than the state median of 39.1 years.
Economy, Income & Housing
The median household income in Cold Spring is $75,000. This is 18% higher than the state median of $63,726. It is also 7% lower than the national median of $80,734. The poverty rate stands at 9.9%. This is 38% lower than the state poverty rate of 16.1%. The unemployment rate is 2.0%. This is 59% lower than the state rate of 4.9%. The median home value is $253,600. Housing costs are 23% higher than the state median of $205,600. The home-value-to-income ratio is 3.4x. 89.0% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 68.3%.
Race & Ethnicity
Cold Spring has a predominantly White (non-Hispanic) population, comprising 94.2% of all residents. Black or African American residents account for 2.2%. The Black or African American population (2.2%) is well below the state average of 7.5%. The Hispanic or Latino population (1.1%) is well below the state average of 5.0%.
Education
42.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 55% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.8%. Notably, 18.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Cold Spring, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV
Frequently Asked Questions
What is the population of Cold Spring, Kentucky?
Cold Spring, Kentucky has a population of 6,341 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Cold Spring, KY?
The median household income in Cold Spring is $75,000, which is 7% lower than the national median of $80,734.
What is the poverty rate in Cold Spring, KY?
The poverty rate in Cold Spring is 9.9%. This means approximately 620 residents live below the federal poverty line.
What is the racial makeup of Cold Spring, Kentucky?
Cold Spring's population is 94.2% White, 2.2% Black, 1.1% Hispanic/Latino, and 0.9% Asian.
What is the median home value in Cold Spring, KY?
The median home value in Cold Spring is $253,600. The home-value-to-income ratio is 3.4x.
How educated is Cold Spring, Kentucky?
42.6% of adults (25+) in Cold Spring hold a bachelor's degree or higher, and 18.3% hold a graduate or professional degree.