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Fort Thomas, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Fort Thomas, Kentucky had a total population of 17,169, the 28th largest city in Kentucky, with a median household income of $104,350, which is 64% higher than the state average. The poverty rate is 6.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Fort Thomas Quick Facts

Population 17,169
Median Household Income $104,350
Median Home Value $335,000
Poverty Rate 6.2%
Unemployment Rate 3.5%
Median Age 38.8 years
Homeownership Rate 71.2%
Affordability Ratio 3.2x
Bachelor's Degree or Higher 55.3%
High School Graduation Rate 97.0%
Diversity Index 21/100
Population 17,169 28th of 552
Median Income $104,350 top 20%
Poverty Rate 6.2% 51% lower than national
Median Home Value $335,000 top 20%

How Fort Thomas Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population17,24217,169-0.4%
Median household income$100,819$104,350+3.5%
Median home value$301,400$335,000+11.1%

How Fort Thomas Compares

Economy & Housing

Household Income Distribution

Under $25K 10.1%
$25K-$50K 13.1%
$50K-$100K 25.4%
$100K+ 51.4%
Detailed income brackets
Under $10K
3.5%
$10K-$15K
2.4%
$15K-$20K
1.6%
$20K-$25K
2.6%
$25K-$30K
1.9%
$30K-$35K
2.9%
$35K-$40K
4.1%
$40K-$45K
2.5%
$45K-$50K
1.7%
$50K-$60K
5.4%
$60K-$75K
9.0%
$75K-$100K
11.1%
$100K-$125K
9.4%
$125K-$150K
10.0%
$150K-$200K
13.5%
$200K+
18.5%

Employment

3.5% Unemployment Rate State: 4.9%|National: 5.2%
68.6% Labor Force Participation

Housing Overview

Owner 71.2%
Renter 28.8%
Affordability Index Affordable
3.2x home value to income ratio
Median gross rent $1,126/mo 12.9% of median household income annually

People & Demographics

Diversity Index

21out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Fort Thomas Rankings in Kentucky

#28 Population of 552
#67 Median Income of 496
#61 Education of 550
#59 Home Value of 495

Other Cities in Campbell County

CityPopulationMedian IncomePovertyHome Value
Newport 13,967 $60,853 20.8% $217,600
Alexandria 10,562 $102,239 7.7% $284,800
Highland Heights 6,444 $53,275 19.9% $169,700
Cold Spring 6,341 $75,000 9.9% $253,600
Dayton 5,743 $65,992 15.9% $163,500
Bellevue 5,636 $71,166 11.4% $206,500
Southgate 3,717 $54,421 19.8% $190,800
Claryville 3,251 $81,458 1.2% $278,200
Wilder 3,135 $70,893 18.6% $159,900
Silver Grove 1,008 $46,595 7.5% $107,700

Cities Similar to Fort Thomas

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Burlington18,008$109,308$254,30031.8%5.5%
Mount Washington18,480$96,239$268,20026.1%5.3%
St. Matthews17,577$82,412$338,00058.7%7.2%
Shelbyville17,668$75,610$257,10026.7%14.5%
Erlanger19,875$75,840$209,00032.0%13.7%

Population Overview

Fort Thomas is a small city located in Kentucky, within Campbell County. The total population is 17,169. It ranks as the 28th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Fort Thomas is 38.8 years. This is about the same as the state median of 39.1 years.

Economy, Income & Housing

The median household income in Fort Thomas is $104,350. This is 64% higher than the state median of $63,726. It is also 29% higher than the national median of $80,734. The poverty rate stands at 6.2%. This is 62% lower than the state poverty rate of 16.1%. The unemployment rate is 3.5%. This is 28% lower than the state rate of 4.9%. The median home value is $335,000. Housing costs are 63% higher than the state median of $205,600. The home-value-to-income ratio is 3.2x. 71.2% of occupied housing units are owner-occupied. This homeownership rate is 4% higher than the state average of 68.3%.

Race & Ethnicity

Fort Thomas has a predominantly White (non-Hispanic) population, comprising 88.8% of all residents. Hispanic or Latino residents account for 2.9%. The Black or African American population (2.3%) is well below the state average of 7.5%. The Asian population (0.6%) is well below the state average of 1.6%.

Education

55.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 101% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.0%. Notably, 23.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Fort Thomas, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Fort Thomas, Kentucky?

Fort Thomas, Kentucky has a population of 17,169 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Fort Thomas, KY?

The median household income in Fort Thomas is $104,350, which is 29% higher than the national median of $80,734.

What is the poverty rate in Fort Thomas, KY?

The poverty rate in Fort Thomas is 6.2%. This means approximately 1,041 residents live below the federal poverty line.

What is the racial makeup of Fort Thomas, Kentucky?

Fort Thomas's population is 88.8% White, 2.3% Black, 2.9% Hispanic/Latino, and 0.6% Asian.

What is the median home value in Fort Thomas, KY?

The median home value in Fort Thomas is $335,000. The home-value-to-income ratio is 3.2x.

How educated is Fort Thomas, Kentucky?

55.3% of adults (25+) in Fort Thomas hold a bachelor's degree or higher, and 23.6% hold a graduate or professional degree.