Skip to main content

Cambridge, Maryland Demographics & Population 2026

High PovertyPoverty rate of 26.4% is well above the state average
Highly DiverseNo single racial/ethnic group makes up a majority of the population

During the 2020–2024 ACS period, Cambridge, Maryland had a total population of 13,152, the 112th largest city in Maryland, with a median household income of $47,323, which is 54% lower than the state average. The poverty rate is 26.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cambridge Quick Facts

Population 13,152
Median Household Income $47,323
Median Home Value $257,900
Poverty Rate 26.4%
Unemployment Rate 8.7%
Median Age 39.4 years
Homeownership Rate 41.1%
Affordability Ratio 5.4x
Bachelor's Degree or Higher 20.1%
High School Graduation Rate 86.5%
Diversity Index 65/100
Population 13,152 112th of 527
Median Income $47,323 bottom 10%
Poverty Rate 26.4% 112% higher than national
Median Home Value $257,900 bottom 30%

How Cambridge Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population13,09413,152+0.4%
Median household income$46,261$47,323+2.3%
Median home value$254,400$257,900+1.4%

How Cambridge Compares

Economy & Housing

Household Income Distribution

Under $25K 29.2%
$25K-$50K 22.9%
$50K-$100K 27.2%
$100K+ 20.6%
Detailed income brackets
Under $10K
12.5%
$10K-$15K
6.4%
$15K-$20K
7.2%
$20K-$25K
3.1%
$25K-$30K
4.0%
$30K-$35K
6.6%
$35K-$40K
6.8%
$40K-$45K
1.6%
$45K-$50K
3.9%
$50K-$60K
8.3%
$60K-$75K
9.5%
$75K-$100K
9.4%
$100K-$125K
3.8%
$125K-$150K
5.6%
$150K-$200K
6.5%
$200K+
4.8%

Employment

8.7% Unemployment Rate State: 4.9%|National: 5.2%
59.5% Labor Force Participation

Housing Overview

Owner 41.1%
Renter 58.9%
Affordability Index Expensive
5.4x home value to income ratio
Median gross rent $1,058/mo 26.8% of median household income annually

People & Demographics

Diversity Index

65out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 68 | National average: 61

Education

Cambridge Rankings in Maryland

#112 Population of 527
#444 Median Income of 463
#402 Education of 527
#364 Home Value of 471

Other Cities in Dorchester County

CityPopulationMedian IncomePovertyHome Value
Hurlock 2,819 $58,511 18.2% $202,700
Algonquin 1,074 $76,500 10.7% $342,600
Secretary 635 $82,721 5.5% $172,000
Vienna 382 $100,313 6.9% $229,400
East New Market 246 $42,917 27.6% $268,100
Fishing Creek 207 N/A 0.0% $275,000
Church Creek 135 $61,750 14.1% $266,200
Madison 133 N/A 24.0% N/A
Taylors Island 127 N/A 0.0% $476,000
Galestown 114 N/A 14.0% $246,400

Cities Similar to Cambridge

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Elkton15,910$58,640$293,40021.6%20.1%
New Carrollton13,564$81,509$394,90024.2%4.9%
Overlea13,035$88,841$263,90035.4%9.1%
Lexington Park13,252$94,799$309,70039.1%13.8%
Cumberland18,804$48,162$123,20022.7%25.1%

Population Overview

Cambridge is a small city located in Maryland, within Dorchester County. The total population is 13,152. It ranks as the 112th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Cambridge is 39.4 years. This is about the same as the state median of 39.4 years.

Economy, Income & Housing

The median household income in Cambridge is $47,323. This is 54% lower than the state median of $103,678. It is also 41% lower than the national median of $80,734. The poverty rate stands at 26.4%. This is 180% higher than the state poverty rate of 9.4%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 8.7%. This is 79% higher than the state rate of 4.9%. The median home value is $257,900. Housing costs are 39% lower than the state median of $419,900. The home-value-to-income ratio is 5.4x. 41.1% of occupied housing units are owner-occupied. This homeownership rate is 39% lower than the state average of 67.6%.

Race & Ethnicity

Cambridge is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. White (non-Hispanic) residents account for 38.7%. The Black or African American population is significantly higher than the state average (43.7% vs 28.9%). The Asian population (2.1%) is well below the state average of 6.5%.

Education

20.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 54% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.5%.

Data Sources & Methodology

All demographic data for Cambridge, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Maryland city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cambridge, Maryland?

Cambridge, Maryland has a population of 13,152 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cambridge, MD?

The median household income in Cambridge is $47,323, which is 41% lower than the national median of $80,734.

What is the poverty rate in Cambridge, MD?

The poverty rate in Cambridge is 26.4%. This means approximately 3,389 residents live below the federal poverty line.

What is the racial makeup of Cambridge, Maryland?

Cambridge's population is 38.7% White, 43.7% Black, 7.6% Hispanic/Latino, and 2.1% Asian.

What is the median home value in Cambridge, MD?

The median home value in Cambridge is $257,900. The home-value-to-income ratio is 5.4x.

How educated is Cambridge, Maryland?

20.1% of adults (25+) in Cambridge hold a bachelor's degree or higher, and 9.2% hold a graduate or professional degree.