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Garrett County, Maryland Demographics 2026

Garrett County, Maryland has a population of 28,615, the 22nd most populous county in Maryland. The median household income is $67,688 and the median home value is $235,300. The poverty rate is 11.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Garrett County Quick Facts

Population 28,615
Median Household Income $67,688
Median Home Value $235,300
Poverty Rate 11.3%
Unemployment Rate 4.3%
Median Age 48.3 years
Homeownership Rate 79.7%
Affordability Ratio 3.5x
Bachelor's Degree+ 25.9%
High School Graduation 90.2%
Cities/Places 14
Population 28,615 22nd of 24
Median Income $67,688 35% lower than state
Poverty Rate 11.3%
Unemployment 4.3%

How Garrett County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population28,71328,615-0.3%
Median household income$69,031$67,688-1.9%
Median home value$217,000$235,300+8.4%

Economy & Housing

Household Income Distribution

Under $25K 16.7%
$25K-$50K 20.4%
$50K-$100K 31.0%
$100K+ 31.8%
Detailed income brackets
Under $10K
5.4%
$10K-$15K
4.2%
$15K-$20K
3.3%
$20K-$25K
3.9%
$25K-$30K
3.8%
$30K-$35K
4.8%
$35K-$40K
4.9%
$40K-$45K
3.4%
$45K-$50K
3.5%
$50K-$60K
7.0%
$60K-$75K
11.5%
$75K-$100K
12.5%
$100K-$125K
9.3%
$125K-$150K
6.9%
$150K-$200K
6.4%
$200K+
9.3%

Employment

4.3% Unemployment Rate State: 4.9%|National: 5.2%
58.2% Labor Force Participation

Housing Overview

Owner 79.7%
Renter 20.3%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $765/mo 13.6% of median household income annually

People & Demographics

Diversity Index

10out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 68 | National average: 61

Education

Cities & Places in Garrett County

CityPopulationMedian IncomePovertyHome Value
Oakland2,254$53,28917.5%$244,400
Mountain Lake Park2,167$60,87515.2%$216,100
Grantsville1,013$38,51225.9%$239,600
Finzel740$115,3435.1%$255,800
Loch Lynn Heights480$48,95810.9%$129,800
Friendsville416$46,05328.1%$131,300
Accident351$58,92923.9%$220,300
Deer Park288$52,50011.1%$159,600
Kitzmiller264$55,50023.4%$84,400
Crellin165N/A11.5%$327,900
Hutton157N/A0.0%$93,100
Bloomington150$59,0630.0%$98,100
Gorman100N/A0.0%N/A
Jennings16N/A0.0%N/A

Population Overview

Garrett County is located in Maryland with a total population of 28,615. It is the 22nd most populous county out of 24 in Maryland. The county encompasses 14 Census-designated places.

Age Demographics

The median age in Garrett County is 48.3 years. This is 23% higher than the state median of 39.4 years. 10.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Garrett County is $67,688. This is 35% lower than the state median of $103,678. It is also 16% lower than the national median of $80,734. The poverty rate stands at 11.3%. This is 19% higher than the state poverty rate of 9.4%. The unemployment rate is 4.3%. This is 11% lower than the state rate of 4.9%. The median home value is $235,300. Housing costs are 44% lower than the state median of $419,900. The home-value-to-income ratio is 3.5x. 79.7% of occupied housing units are owner-occupied. This homeownership rate is 18% higher than the state average of 67.6%.

Race & Ethnicity

Garrett County has a predominantly White (non-Hispanic) population, comprising 94.8% of all residents. Hispanic or Latino residents account for 1.4%. The White (non-Hispanic) population is significantly higher than the state average (94.8% vs 46.6%). The Black or African American population (0.6%) is well below the state average of 28.9%. The Hispanic or Latino population (1.4%) is well below the state average of 12.5%. The Asian population (0.5%) is well below the state average of 6.5%.

Education

25.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 40% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.2%.

Data Sources & Methodology

All figures for Garrett County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Maryland and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Garrett County, Maryland?

Garrett County has a population of 28,615, making it the 22nd most populous county in Maryland.

What is the median income in Garrett County?

The median household income in Garrett County is $67,688 with a poverty rate of 11.3%.

How many cities are in Garrett County, Maryland?

Garrett County contains 14 Census-designated places.