Finzel, Maryland Demographics & Population 2026
During the 2020–2024 ACS period, Finzel, Maryland had a total population of 740, the 357th largest community in Maryland, with a median household income of $115,343, which is 11% higher than the state average. The poverty rate is 5.1%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.2x.
Finzel Quick Facts
How Finzel Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 871 | 740 | -15.0% |
| Median household income | $112,868 | $115,343 | +2.2% |
| Median home value | $236,800 | $255,800 | +8.0% |
How Finzel Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 68 | National average: 61
Education
Educational Attainment (Adults 25+)
Finzel Rankings in Maryland
Explore Maryland Rankings
Other Cities in Garrett County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Oakland | 2,254 | $53,289 | 17.5% | $244,400 |
| Mountain Lake Park | 2,167 | $60,875 | 15.2% | $216,100 |
| Grantsville | 1,013 | $38,512 | 25.9% | $239,600 |
| Loch Lynn Heights | 480 | $48,958 | 10.9% | $129,800 |
| Friendsville | 416 | $46,053 | 28.1% | $131,300 |
| Accident | 351 | $58,929 | 23.9% | $220,300 |
| Deer Park | 288 | $52,500 | 11.1% | $159,600 |
| Kitzmiller | 264 | $55,500 | 23.4% | $84,400 |
| Crellin | 165 | N/A | 11.5% | $327,900 |
| Hutton | 157 | N/A | 0.0% | $93,100 |
Cities Similar to Finzel
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Pomfret | 747 | $118,914 | $406,900 | 45.7% | 0.0% |
| Upper Marlboro | 683 | $116,875 | $357,500 | 52.8% | 3.7% |
| Galena | 728 | $88,958 | $281,000 | 32.8% | 1.7% |
| Cavetown | 858 | $108,677 | $325,400 | 24.1% | 3.4% |
| Oxford | 706 | $83,207 | $791,700 | 64.4% | 13.3% |
A note before these figures: with a population of 740, Finzel's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Finzel is a small community located in Maryland, within Garrett County. The total population is 740. It ranks as the 357th most populous out of 527 Census-designated places in Maryland.
Age Demographics
The median age in Finzel is 45.5 years. This is 15% higher than the state median of 39.4 years. Only 10.5% of residents are under 18, indicating fewer families with children.
Economy, Income & Housing
The median household income in Finzel is $115,343. This is 11% higher than the state median of $103,678. It is also 43% higher than the national median of $80,734. The poverty rate stands at 5.1%. This is 46% lower than the state poverty rate of 9.4%. The survey records no unemployed residents in Finzel, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $255,800. Housing costs are 39% lower than the state median of $419,900. With a home-value-to-income ratio of just 2.2x, Finzel is one of the most affordable housing markets in the area. 93.3% of occupied housing units are owner-occupied. This homeownership rate is 38% higher than the state average of 67.6%.
Race & Ethnicity
Every resident counted in Finzel was recorded as White (non-Hispanic). A figure of exactly 100.0% reflects a survey sample too small to capture the community's full composition rather than a precise measurement.
Education
12.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 71% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 68.0%.
Data Sources & Methodology
All demographic data for Finzel, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Finzel, Maryland?
Finzel, Maryland has a population of 740 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Finzel, MD?
The median household income in Finzel is $115,343, which is 43% higher than the national median of $80,734.
What is the poverty rate in Finzel, MD?
The poverty rate in Finzel is 5.1%. This means approximately 38 residents live below the federal poverty line.
What is the racial makeup of Finzel, Maryland?
Finzel's population is 100.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Finzel, MD?
The median home value in Finzel is $255,800. The home-value-to-income ratio is 2.2x.
How educated is Finzel, Maryland?
12.7% of adults (25+) in Finzel hold a bachelor's degree or higher, and 3.3% hold a graduate or professional degree.