Oxford, Maryland Demographics & Population 2026

A note before these figures: with a population of 706, Oxford's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Oxford is a small community located in Maryland, within Talbot County. The total population is 706. It ranks as the 362nd most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Oxford is 66.9 years. This is 70% higher than the state median of 39.4 years. Only 8.6% of residents are under 18, indicating fewer families with children. 19.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Oxford is $83,207. This is 20% lower than the state median of $103,678. It is also 3% higher than the national median of $80,734. The poverty rate stands at 13.3%. This is 41% higher than the state poverty rate of 9.4%. The unemployment rate is 17.8%. This is 264% higher than the state rate of 4.9%. The median home value is $791,700. Housing costs are 89% higher than the state median of $419,900. The home-value-to-income ratio of 9.5x suggests that housing affordability is a significant concern for many residents. 83.5% of occupied housing units are owner-occupied. This homeownership rate is 24% higher than the state average of 67.6%.

Race & Ethnicity

Oxford has a predominantly White (non-Hispanic) population, comprising 85.7% of all residents. Hispanic or Latino residents account for 10.5%. The White (non-Hispanic) population is significantly higher than the state average (85.7% vs 46.6%). The Black or African American population (3.3%) is well below the state average of 28.9%.

Education

64.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 48% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.9%. Notably, 36.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Oxford, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.