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St. Michaels, Maryland Demographics & Population 2026

During the 2020–2024 ACS period, St. Michaels, Maryland had a total population of 1,240, the 312th largest town in Maryland, with a median household income of $78,265, which is 25% lower than the state average. The poverty rate is 5.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

St. Michaels Quick Facts

Population 1,240
Median Household Income $78,265
Median Home Value $565,600
Poverty Rate 5.8%
Unemployment Rate 7.6%
Median Age 55.4 years
Homeownership Rate 75.6%
Affordability Ratio 7.2x
Bachelor's Degree or Higher 49.7%
High School Graduation Rate 80.3%
Diversity Index 48/100
Population 1,240 312th of 527
Median Income $78,265 bottom 30%
Poverty Rate 5.8% 53% lower than national
Median Home Value $565,600 top 20%

How St. Michaels Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,3811,240-10.2%
Median household income$73,831$78,265+6.0%
Median home value$530,200$565,600+6.7%

How St. Michaels Compares

Economy & Housing

Household Income Distribution

Under $25K 13.1%
$25K-$50K 17.3%
$50K-$100K 36.7%
$100K+ 32.9%
Detailed income brackets
Under $10K
2.2%
$10K-$15K
5.0%
$15K-$20K
5.5%
$20K-$25K
0.5%
$25K-$30K
0.0%
$30K-$35K
4.0%
$35K-$40K
1.1%
$40K-$45K
1.4%
$45K-$50K
10.7%
$50K-$60K
5.6%
$60K-$75K
11.5%
$75K-$100K
19.6%
$100K-$125K
4.3%
$125K-$150K
4.0%
$150K-$200K
11.5%
$200K+
13.0%

Employment

7.6% Unemployment Rate State: 4.9%|National: 5.2%
44.7% Labor Force Participation

Housing Overview

Owner 75.6%
Renter 24.4%
Affordability Index Very Expensive
7.2x home value to income ratio
Median gross rent $917/mo 14.1% of median household income annually

People & Demographics

Diversity Index

48out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 68 | National average: 61

Education

St. Michaels Rankings in Maryland

#312 Population of 527
#340 Median Income of 463
#136 Education of 527
#87 Home Value of 471

Other Cities in Talbot County

CityPopulationMedian IncomePovertyHome Value
Easton 17,308 $74,653 11.0% $358,900
Trappe 1,055 $60,917 9.3% $242,600
Tilghman Island 741 $45,625 13.4% $299,400
Oxford 706 $83,207 13.3% $791,700
Cordova 448 $64,196 0.0% $320,400

Cities Similar to St. Michaels

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Rock Hall1,215$74,597$262,00031.2%7.6%
Willards1,280$75,333$216,10016.8%22.1%
Edmonston1,307$78,333$404,60021.5%7.8%
Cottage City1,158$80,795$343,10024.5%15.0%
Charlotte Hall1,172$84,271$367,80033.8%20.3%

Population Overview

St. Michaels is a small community located in Maryland, within Talbot County. The total population is 1,240. It ranks as the 312th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in St. Michaels is 55.4 years. This is 41% higher than the state median of 39.4 years. Only 10.5% of residents are under 18, indicating fewer families with children. 14.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in St. Michaels is $78,265. This is 25% lower than the state median of $103,678. It is also 3% lower than the national median of $80,734. The poverty rate stands at 5.8%. This is 39% lower than the state poverty rate of 9.4%. The unemployment rate is 7.6%. This is 55% higher than the state rate of 4.9%. The median home value is $565,600. Housing costs are 35% higher than the state median of $419,900. The home-value-to-income ratio of 7.2x suggests that housing affordability is a significant concern for many residents. 75.6% of occupied housing units are owner-occupied. This homeownership rate is 12% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in St. Michaels is White (non-Hispanic), making up 67.9% of the population. Black or African American residents account for 21.3%. The Asian population (0.3%) is well below the state average of 6.5%.

Education

49.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 80.3%. Notably, 22.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for St. Michaels, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of St. Michaels, Maryland?

St. Michaels, Maryland has a population of 1,240 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Michaels, MD?

The median household income in St. Michaels is $78,265, which is 3% lower than the national median of $80,734.

What is the poverty rate in St. Michaels, MD?

The poverty rate in St. Michaels is 5.8%. This means approximately 72 residents live below the federal poverty line.

What is the racial makeup of St. Michaels, Maryland?

St. Michaels's population is 67.9% White, 21.3% Black, 9.9% Hispanic/Latino, and 0.3% Asian.

What is the median home value in St. Michaels, MD?

The median home value in St. Michaels is $565,600. The home-value-to-income ratio is 7.2x.

How educated is St. Michaels, Maryland?

49.7% of adults (25+) in St. Michaels hold a bachelor's degree or higher, and 22.6% hold a graduate or professional degree.