Point of Rocks, Maryland Demographics & Population 2026
During the 2020–2024 ACS period, Point of Rocks, Maryland had a total population of 2,462, the 265th largest community in Maryland, with a median household income of $159,708, which is 54% higher than the state average. The poverty rate is 1.5%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 54% above the state average — one of the wealthiest communities in Maryland.
- An exceptionally low poverty rate of 1.5% — among the lowest in Maryland.
Point of Rocks Quick Facts
How Point of Rocks Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 2,333 | 2,462 | +5.5% |
| Median household income | $136,827 | $159,708 | +16.7% |
| Median home value | $441,300 | $480,500 | +8.9% |
How Point of Rocks Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
Moderate diversity with one or two groups making up the majority.
State average: 68 | National average: 61
Education
Educational Attainment (Adults 25+)
Point of Rocks Rankings in Maryland
Explore Maryland Rankings
Other Cities in Frederick County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Frederick | 83,395 | $97,069 | 9.2% | $401,500 |
| Ballenger Creek | 26,390 | $108,944 | 10.3% | $387,300 |
| Linganore | 14,444 | $175,833 | 1.3% | $533,500 |
| Urbana | 14,260 | $182,500 | 1.1% | $640,100 |
| Green Valley | 13,602 | $171,707 | 2.8% | $594,300 |
| Mount Airy | 9,805 | $151,324 | 2.3% | $487,400 |
| Brunswick | 8,450 | $118,025 | 6.2% | $374,500 |
| Walkersville | 6,414 | $130,893 | 2.4% | $488,300 |
| Thurmont | 6,254 | $98,125 | 11.1% | $364,700 |
| Spring Ridge | 5,922 | $145,625 | 1.8% | $489,000 |
Cities Similar to Point of Rocks
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Herald Harbor | 2,430 | $147,778 | $598,600 | 60.2% | 1.7% |
| Kensington | 2,369 | $152,284 | $943,500 | 75.7% | 6.3% |
| Myersville | 2,358 | $149,726 | $525,700 | 54.7% | 3.8% |
| Lusby | 2,595 | $151,711 | $423,800 | 35.1% | 2.1% |
| Jarrettsville | 2,560 | $146,635 | $476,800 | 51.5% | 4.7% |
Population Overview
Point of Rocks is a small community located in Maryland, within Frederick County. The total population is 2,462. It ranks as the 265th most populous out of 527 Census-designated places in Maryland.
Age Demographics
The median age in Point of Rocks is 43.8 years. This is 11% higher than the state median of 39.4 years.
Economy, Income & Housing
The median household income in Point of Rocks is $159,708. This is 54% higher than the state median of $103,678. It is also 98% higher than the national median of $80,734. The poverty rate stands at 1.5%. This is 85% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.0%. This is 18% lower than the state rate of 4.9%. The median home value is $480,500. Housing costs are 14% higher than the state median of $419,900. The home-value-to-income ratio is 3.0x. 97.5% of occupied housing units are owner-occupied. This homeownership rate is 44% higher than the state average of 67.6%.
Race & Ethnicity
The largest racial or ethnic group in Point of Rocks is White (non-Hispanic), making up 67.6% of the population. Hispanic or Latino residents account for 15.3%. The Black or African American population (7.3%) is well below the state average of 28.9%.
Education
44.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 3% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.8%. Notably, 18.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Point of Rocks, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Point of Rocks, Maryland?
Point of Rocks, Maryland has a population of 2,462 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Point of Rocks, MD?
The median household income in Point of Rocks is $159,708, which is 98% higher than the national median of $80,734.
What is the poverty rate in Point of Rocks, MD?
The poverty rate in Point of Rocks is 1.5%. This means approximately 36 residents live below the federal poverty line.
What is the racial makeup of Point of Rocks, Maryland?
Point of Rocks's population is 67.6% White, 7.3% Black, 15.3% Hispanic/Latino, and 6.4% Asian.
What is the median home value in Point of Rocks, MD?
The median home value in Point of Rocks is $480,500. The home-value-to-income ratio is 3.0x.
How educated is Point of Rocks, Maryland?
44.8% of adults (25+) in Point of Rocks hold a bachelor's degree or higher, and 18.3% hold a graduate or professional degree.