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Frederick, Maryland Demographics & Population 2026

4th Largest4th most populous city in Maryland

During the 2020–2024 ACS period, Frederick, Maryland had a total population of 83,395, the 4th largest city in Maryland, with a median household income of $97,069, which is 6% lower than the state average. The poverty rate is 9.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Frederick Quick Facts

Population 83,395
Median Household Income $97,069
Median Home Value $401,500
Poverty Rate 9.2%
Unemployment Rate 3.9%
Median Age 37.1 years
Homeownership Rate 58.8%
Affordability Ratio 4.1x
Bachelor's Degree or Higher 43.2%
High School Graduation Rate 89.1%
Diversity Index 67/100
Population 83,395 4th of 527
Median Income $97,069 average
Poverty Rate 9.2% 26% lower than national
Median Home Value $401,500 average

How Frederick Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population80,61783,395+3.4%
Median household income$95,150$97,069+2.0%
Median home value$365,200$401,500+9.9%

How Frederick Compares

Economy & Housing

Household Income Distribution

Under $25K 10.1%
$25K-$50K 12.5%
$50K-$100K 29.2%
$100K+ 48.1%
Detailed income brackets
Under $10K
3.6%
$10K-$15K
2.4%
$15K-$20K
2.1%
$20K-$25K
2.0%
$25K-$30K
2.4%
$30K-$35K
2.5%
$35K-$40K
3.2%
$40K-$45K
2.0%
$45K-$50K
2.5%
$50K-$60K
4.8%
$60K-$75K
8.9%
$75K-$100K
15.4%
$100K-$125K
11.4%
$125K-$150K
7.8%
$150K-$200K
12.0%
$200K+
16.9%

Employment

3.9% Unemployment Rate State: 4.9%|National: 5.2%
70.9% Labor Force Participation

Housing Overview

Owner 58.8%
Renter 41.2%
Affordability Index Moderate
4.1x home value to income ratio
Median gross rent $1,764/mo 21.8% of median household income annually

People & Demographics

Diversity Index

67out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 68 | National average: 61

Education

Frederick Rankings in Maryland

#4 Population of 527
#258 Median Income of 463
#183 Education of 527
#214 Home Value of 471

Other Cities in Frederick County

CityPopulationMedian IncomePovertyHome Value
Ballenger Creek 26,390 $108,944 10.3% $387,300
Linganore 14,444 $175,833 1.3% $533,500
Urbana 14,260 $182,500 1.1% $640,100
Green Valley 13,602 $171,707 2.8% $594,300
Mount Airy 9,805 $151,324 2.3% $487,400
Brunswick 8,450 $118,025 6.2% $374,500
Walkersville 6,414 $130,893 2.4% $488,300
Thurmont 6,254 $98,125 11.1% $364,700
Spring Ridge 5,922 $145,625 1.8% $489,000
Middletown 5,014 $173,333 1.1% $554,800

Cities Similar to Frederick

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Silver Spring81,462$99,860$643,30060.6%10.6%
Waldorf82,943$116,089$407,60034.8%7.7%
Germantown90,719$117,546$422,40050.4%8.8%
Glen Burnie72,590$88,280$348,90027.4%9.3%
Gaithersburg69,825$112,467$496,50052.5%8.8%

Population Overview

Frederick is a mid-sized community located in Maryland, within Frederick County. The total population is 83,395. It ranks as the 4th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Frederick is 37.1 years. This is 6% lower than the state median of 39.4 years.

Economy, Income & Housing

The median household income in Frederick is $97,069. This is 6% lower than the state median of $103,678. It is also 20% higher than the national median of $80,734. The poverty rate stands at 9.2%. This is 3% lower than the state poverty rate of 9.4%. The unemployment rate is 3.9%. This is 20% lower than the state rate of 4.9%. The median home value is $401,500. Housing costs are 4% lower than the state median of $419,900. The home-value-to-income ratio is 4.1x. 58.8% of occupied housing units are owner-occupied. This homeownership rate is 13% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Frederick is White (non-Hispanic), making up 50.1% of the population. Hispanic or Latino residents account for 20.5%. The Hispanic or Latino population is significantly higher than the state average (20.5% vs 12.5%).

Education

43.2% of residents aged 25 and older hold a bachelor's degree or higher. This is about the same as the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.1%. Notably, 19.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Frederick, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Frederick, Maryland?

Frederick, Maryland has a population of 83,395 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Frederick, MD?

The median household income in Frederick is $97,069, which is 20% higher than the national median of $80,734.

What is the poverty rate in Frederick, MD?

The poverty rate in Frederick is 9.2%. This means approximately 7,493 residents live below the federal poverty line.

What is the racial makeup of Frederick, Maryland?

Frederick's population is 50.1% White, 17.0% Black, 20.5% Hispanic/Latino, and 5.8% Asian.

What is the median home value in Frederick, MD?

The median home value in Frederick is $401,500. The home-value-to-income ratio is 4.1x.

How educated is Frederick, Maryland?

43.2% of adults (25+) in Frederick hold a bachelor's degree or higher, and 19.3% hold a graduate or professional degree.