Urbana, Maryland Demographics & Population 2026
During the 2020–2024 ACS period, Urbana, Maryland had a total population of 14,260, the 102nd largest community in Maryland, with a median household income of $182,500, which is 76% higher than the state average. The poverty rate is 1.1%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 76% above the state average — one of the wealthiest communities in Maryland.
- An exceptionally low poverty rate of 1.1% — among the lowest in Maryland.
- 66.0% of adults hold a bachelor's degree or higher — top 10% in Maryland.
- One of the most racially diverse communities in Maryland (diversity index: 71/100).
Urbana Quick Facts
How Urbana Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 13,897 | 14,260 | +2.6% |
| Median household income | $178,231 | $182,500 | +2.4% |
| Median home value | $596,400 | $640,100 | +7.3% |
How Urbana Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
This community is exceptionally diverse, with no single racial or ethnic group dominating the population.
State average: 68 | National average: 61
Education
Educational Attainment (Adults 25+)
Urbana Rankings in Maryland
Explore Maryland Rankings
Other Cities in Frederick County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Frederick | 83,395 | $97,069 | 9.2% | $401,500 |
| Ballenger Creek | 26,390 | $108,944 | 10.3% | $387,300 |
| Linganore | 14,444 | $175,833 | 1.3% | $533,500 |
| Green Valley | 13,602 | $171,707 | 2.8% | $594,300 |
| Mount Airy | 9,805 | $151,324 | 2.3% | $487,400 |
| Brunswick | 8,450 | $118,025 | 6.2% | $374,500 |
| Walkersville | 6,414 | $130,893 | 2.4% | $488,300 |
| Thurmont | 6,254 | $98,125 | 11.1% | $364,700 |
| Spring Ridge | 5,922 | $145,625 | 1.8% | $489,000 |
| Middletown | 5,014 | $173,333 | 1.1% | $554,800 |
Cities Similar to Urbana
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Linganore | 14,444 | $175,833 | $533,500 | 62.7% | 1.3% |
| Green Valley | 13,602 | $171,707 | $594,300 | 49.7% | 2.8% |
| Accokeek | 14,362 | $150,815 | $560,500 | 47.4% | 3.7% |
| Brock Hall | 13,615 | $206,451 | $637,900 | 59.2% | 2.7% |
| Westphalia | 13,228 | $164,197 | $531,000 | 52.9% | 6.1% |
Population Overview
Urbana is a small city located in Maryland, within Frederick County. The total population is 14,260. It ranks as the 102nd most populous out of 527 Census-designated places in Maryland.
Age Demographics
The median age in Urbana is 38.1 years. This is 3% lower than the state median of 39.4 years. With 34.4% of the population under 18, Urbana has a notably young demographic profile, suggesting a family-oriented community.
Economy, Income & Housing
The median household income in Urbana is $182,500. This is 76% higher than the state median of $103,678. It is also 126% higher than the national median of $80,734. The poverty rate stands at 1.1%. This is 88% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.7%. This is 25% lower than the state rate of 4.9%. The median home value is $640,100. Housing costs are 52% higher than the state median of $419,900. The home-value-to-income ratio is 3.5x. 80.3% of occupied housing units are owner-occupied. This homeownership rate is 19% higher than the state average of 67.6%.
Race & Ethnicity
The largest racial or ethnic group in Urbana is White (non-Hispanic), making up 45.3% of the population. Asian residents account for 21.7%. The Black or African American population (10.8%) is well below the state average of 28.9%. The Asian population is significantly higher than the state average (21.7% vs 6.5%).
Education
66.0% of residents aged 25 and older hold a bachelor's degree or higher. This places Urbana in the top 10% of all cities in the state for educational attainment. This is 52% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.6%. Notably, 32.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Urbana, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Urbana, Maryland?
Urbana, Maryland has a population of 14,260 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Urbana, MD?
The median household income in Urbana is $182,500, which is 126% higher than the national median of $80,734.
What is the poverty rate in Urbana, MD?
The poverty rate in Urbana is 1.1%. This means approximately 164 residents live below the federal poverty line.
What is the racial makeup of Urbana, Maryland?
Urbana's population is 45.3% White, 10.8% Black, 16.8% Hispanic/Latino, and 21.7% Asian.
What is the median home value in Urbana, MD?
The median home value in Urbana is $640,100. The home-value-to-income ratio is 3.5x.
How educated is Urbana, Maryland?
66.0% of adults (25+) in Urbana hold a bachelor's degree or higher, and 32.9% hold a graduate or professional degree.