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Urbana, Maryland Demographics & Population 2026

During the 2020–2024 ACS period, Urbana, Maryland had a total population of 14,260, the 102nd largest community in Maryland, with a median household income of $182,500, which is 76% higher than the state average. The poverty rate is 1.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Urbana Quick Facts

Population 14,260
Median Household Income $182,500
Median Home Value $640,100
Poverty Rate 1.1%
Unemployment Rate 3.7%
Median Age 38.1 years
Homeownership Rate 80.3%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 66.0%
High School Graduation Rate 96.6%
Diversity Index 71/100
Population 14,260 102nd of 527
Median Income $182,500 top 10%
Poverty Rate 1.1% 91% lower than national
Median Home Value $640,100 top 20%

How Urbana Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population13,89714,260+2.6%
Median household income$178,231$182,500+2.4%
Median home value$596,400$640,100+7.3%

How Urbana Compares

Economy & Housing

Household Income Distribution

Under $25K 1.4%
$25K-$50K 2.5%
$50K-$100K 15.0%
$100K+ 81.1%
Detailed income brackets
Under $10K
0.8%
$10K-$15K
0.3%
$15K-$20K
0.0%
$20K-$25K
0.4%
$25K-$30K
0.5%
$30K-$35K
1.0%
$35K-$40K
0.0%
$40K-$45K
0.6%
$45K-$50K
0.3%
$50K-$60K
2.4%
$60K-$75K
2.9%
$75K-$100K
9.7%
$100K-$125K
7.3%
$125K-$150K
11.5%
$150K-$200K
17.3%
$200K+
45.0%

Employment

3.7% Unemployment Rate State: 4.9%|National: 5.2%
76.6% Labor Force Participation

Housing Overview

Owner 80.3%
Renter 19.7%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $2,649/mo 17.4% of median household income annually

People & Demographics

Diversity Index

71out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 68 | National average: 61

Education

Urbana Rankings in Maryland

#102 Population of 527
#44 Median Income of 463
#49 Education of 527
#53 Home Value of 471

Other Cities in Frederick County

CityPopulationMedian IncomePovertyHome Value
Frederick 83,395 $97,069 9.2% $401,500
Ballenger Creek 26,390 $108,944 10.3% $387,300
Linganore 14,444 $175,833 1.3% $533,500
Green Valley 13,602 $171,707 2.8% $594,300
Mount Airy 9,805 $151,324 2.3% $487,400
Brunswick 8,450 $118,025 6.2% $374,500
Walkersville 6,414 $130,893 2.4% $488,300
Thurmont 6,254 $98,125 11.1% $364,700
Spring Ridge 5,922 $145,625 1.8% $489,000
Middletown 5,014 $173,333 1.1% $554,800

Cities Similar to Urbana

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Linganore14,444$175,833$533,50062.7%1.3%
Green Valley13,602$171,707$594,30049.7%2.8%
Accokeek14,362$150,815$560,50047.4%3.7%
Brock Hall13,615$206,451$637,90059.2%2.7%
Westphalia13,228$164,197$531,00052.9%6.1%

Population Overview

Urbana is a small city located in Maryland, within Frederick County. The total population is 14,260. It ranks as the 102nd most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Urbana is 38.1 years. This is 3% lower than the state median of 39.4 years. With 34.4% of the population under 18, Urbana has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Urbana is $182,500. This is 76% higher than the state median of $103,678. It is also 126% higher than the national median of $80,734. The poverty rate stands at 1.1%. This is 88% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.7%. This is 25% lower than the state rate of 4.9%. The median home value is $640,100. Housing costs are 52% higher than the state median of $419,900. The home-value-to-income ratio is 3.5x. 80.3% of occupied housing units are owner-occupied. This homeownership rate is 19% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Urbana is White (non-Hispanic), making up 45.3% of the population. Asian residents account for 21.7%. The Black or African American population (10.8%) is well below the state average of 28.9%. The Asian population is significantly higher than the state average (21.7% vs 6.5%).

Education

66.0% of residents aged 25 and older hold a bachelor's degree or higher. This places Urbana in the top 10% of all cities in the state for educational attainment. This is 52% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.6%. Notably, 32.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Urbana, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Urbana, Maryland?

Urbana, Maryland has a population of 14,260 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Urbana, MD?

The median household income in Urbana is $182,500, which is 126% higher than the national median of $80,734.

What is the poverty rate in Urbana, MD?

The poverty rate in Urbana is 1.1%. This means approximately 164 residents live below the federal poverty line.

What is the racial makeup of Urbana, Maryland?

Urbana's population is 45.3% White, 10.8% Black, 16.8% Hispanic/Latino, and 21.7% Asian.

What is the median home value in Urbana, MD?

The median home value in Urbana is $640,100. The home-value-to-income ratio is 3.5x.

How educated is Urbana, Maryland?

66.0% of adults (25+) in Urbana hold a bachelor's degree or higher, and 32.9% hold a graduate or professional degree.