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Potomac, Maryland Demographics & Population 2026

During the 2020–2024 ACS period, Potomac, Maryland had a total population of 45,902, the 20th largest community in Maryland, with a median household income of $236,675, which is 128% higher than the state average. The poverty rate is 3.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Potomac Quick Facts

Population 45,902
Median Household Income $236,675
Median Home Value $1,157,000
Poverty Rate 3.9%
Unemployment Rate 3.6%
Median Age 47.4 years
Homeownership Rate 84.8%
Affordability Ratio 4.9x
Bachelor's Degree or Higher 84.9%
High School Graduation Rate 97.5%
Diversity Index 60/100
Population 45,902 20th of 527
Median Income $236,675 top 10%
Poverty Rate 3.9% 69% lower than national
Median Home Value $1,157,000 top 10%

How Potomac Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population46,23045,902-0.7%
Median household income$239,205$236,675-1.1%
Median home value$1,105,900$1,157,000+4.6%

How Potomac Compares

Economy & Housing

Household Income Distribution

Under $25K 7.4%
$25K-$50K 4.7%
$50K-$100K 10.3%
$100K+ 77.6%
Detailed income brackets
Under $10K
2.5%
$10K-$15K
2.6%
$15K-$20K
1.4%
$20K-$25K
1.0%
$25K-$30K
1.1%
$30K-$35K
0.7%
$35K-$40K
1.1%
$40K-$45K
0.7%
$45K-$50K
1.1%
$50K-$60K
2.9%
$60K-$75K
3.2%
$75K-$100K
4.2%
$100K-$125K
5.7%
$125K-$150K
3.6%
$150K-$200K
10.6%
$200K+
57.7%

Employment

3.6% Unemployment Rate State: 4.9%|National: 5.2%
61.7% Labor Force Participation

Housing Overview

Owner 84.8%
Renter 15.2%
Affordability Index Moderate
4.9x home value to income ratio
Median gross rent $2,887/mo 14.6% of median household income annually

People & Demographics

Diversity Index

60out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 68 | National average: 61

Education

Potomac Rankings in Maryland

#20 Population of 527
#17 Median Income of 463
#16 Education of 527
#15 Home Value of 471

Other Cities in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Germantown 90,719 $117,546 8.8% $422,400
Silver Spring 81,462 $99,860 10.6% $643,300
Gaithersburg 69,825 $112,467 8.8% $496,500
Bethesda 69,397 $192,237 4.3% $1,169,900
Rockville 67,671 $128,649 7.6% $682,300
Aspen Hill 53,279 $111,575 9.7% $570,000
Wheaton 52,926 $111,478 13.1% $501,200
North Bethesda 49,677 $129,092 5.2% $731,800
Olney 35,797 $171,458 4.3% $656,600
Montgomery Village 34,110 $95,348 13.1% $388,900

Cities Similar to Potomac

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Severna Park40,228$169,953$647,20058.6%2.8%
Odenton45,002$128,441$435,30053.1%4.5%
North Bethesda49,677$129,092$731,80075.1%5.2%
Olney35,797$171,458$656,60065.0%4.3%
Catonsville43,368$114,109$416,90054.7%6.9%

Population Overview

Potomac is a mid-sized community located in Maryland, within Montgomery County. The total population is 45,902. It ranks as the 20th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Potomac is 47.4 years. This is 20% higher than the state median of 39.4 years. 11.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Potomac is $236,675. This is 128% higher than the state median of $103,678. It is also 193% higher than the national median of $80,734. The poverty rate stands at 3.9%. This is 59% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.6%. This is 27% lower than the state rate of 4.9%. The median home value is $1,157,000. Housing costs are 176% higher than the state median of $419,900. The home-value-to-income ratio is 4.9x. 84.8% of occupied housing units are owner-occupied. This homeownership rate is 25% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Potomac is White (non-Hispanic), making up 58.3% of the population. Asian residents account for 20.4%. The Black or African American population (4.6%) is well below the state average of 28.9%. The Asian population is significantly higher than the state average (20.4% vs 6.5%).

Education

84.9% of residents aged 25 and older hold a bachelor's degree or higher. This places Potomac in the top 10% of all cities in the state for educational attainment. This is 95% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.5%. Notably, 55.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Potomac, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Potomac, Maryland?

Potomac, Maryland has a population of 45,902 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Potomac, MD?

The median household income in Potomac is $236,675, which is 193% higher than the national median of $80,734.

What is the poverty rate in Potomac, MD?

The poverty rate in Potomac is 3.9%. This means approximately 1,775 residents live below the federal poverty line.

What is the racial makeup of Potomac, Maryland?

Potomac's population is 58.3% White, 4.6% Black, 10.1% Hispanic/Latino, and 20.4% Asian.

What is the median home value in Potomac, MD?

The median home value in Potomac is $1,157,000. The home-value-to-income ratio is 4.9x.

How educated is Potomac, Maryland?

84.9% of adults (25+) in Potomac hold a bachelor's degree or higher, and 55.7% hold a graduate or professional degree.