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Germantown, Maryland Demographics & Population 2026

3rd Largest3rd most populous city in Maryland
Highly DiverseNo single racial/ethnic group makes up a majority of the population

During the 2020–2024 ACS period, Germantown, Maryland had a total population of 90,719, the 3rd largest community in Maryland, with a median household income of $117,546, which is 13% higher than the state average. The poverty rate is 8.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Germantown Quick Facts

Population 90,719
Median Household Income $117,546
Median Home Value $422,400
Poverty Rate 8.8%
Unemployment Rate 5.6%
Median Age 37.5 years
Homeownership Rate 67.3%
Affordability Ratio 3.6x
Bachelor's Degree or Higher 50.4%
High School Graduation Rate 89.9%
Diversity Index 77/100
Population 90,719 3rd of 527
Median Income $117,546 above average
Poverty Rate 8.8% 29% lower than national
Median Home Value $422,400 average

How Germantown Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population90,52190,719+0.2%
Median household income$112,149$117,546+4.8%
Median home value$401,400$422,400+5.2%

How Germantown Compares

Economy & Housing

Household Income Distribution

Under $25K 7.9%
$25K-$50K 9.8%
$50K-$100K 24.1%
$100K+ 58.2%
Detailed income brackets
Under $10K
3.3%
$10K-$15K
1.2%
$15K-$20K
1.9%
$20K-$25K
1.4%
$25K-$30K
1.7%
$30K-$35K
2.7%
$35K-$40K
1.6%
$40K-$45K
1.4%
$45K-$50K
2.4%
$50K-$60K
4.1%
$60K-$75K
7.7%
$75K-$100K
12.3%
$100K-$125K
11.5%
$125K-$150K
10.5%
$150K-$200K
14.8%
$200K+
21.4%

Employment

5.6% Unemployment Rate State: 4.9%|National: 5.2%
73.4% Labor Force Participation

Housing Overview

Owner 67.3%
Renter 32.8%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $2,040/mo 20.8% of median household income annually

People & Demographics

Diversity Index

77out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 68 | National average: 61

Education

Germantown Rankings in Maryland

#3 Population of 527
#182 Median Income of 463
#130 Education of 527
#191 Home Value of 471

Other Cities in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Silver Spring 81,462 $99,860 10.6% $643,300
Gaithersburg 69,825 $112,467 8.8% $496,500
Bethesda 69,397 $192,237 4.3% $1,169,900
Rockville 67,671 $128,649 7.6% $682,300
Aspen Hill 53,279 $111,575 9.7% $570,000
Wheaton 52,926 $111,478 13.1% $501,200
North Bethesda 49,677 $129,092 5.2% $731,800
Potomac 45,902 $236,675 3.9% $1,157,000
Olney 35,797 $171,458 4.3% $656,600
Montgomery Village 34,110 $95,348 13.1% $388,900

Cities Similar to Germantown

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Waldorf82,943$116,089$407,60034.8%7.7%
Frederick83,395$97,069$401,50043.2%9.2%
Silver Spring81,462$99,860$643,30060.6%10.6%
Columbia104,338$131,490$497,40063.6%7.5%
Gaithersburg69,825$112,467$496,50052.5%8.8%

Population Overview

Germantown is a mid-sized community located in Maryland, within Montgomery County. The total population is 90,719. It ranks as the 3rd most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Germantown is 37.5 years. This is 5% lower than the state median of 39.4 years.

Economy, Income & Housing

The median household income in Germantown is $117,546. This is 13% higher than the state median of $103,678. It is also 46% higher than the national median of $80,734. The poverty rate stands at 8.8%. This is 7% lower than the state poverty rate of 9.4%. The unemployment rate is 5.6%. This is 14% higher than the state rate of 4.9%. The median home value is $422,400. Housing costs are about the same as the state median of $419,900. The home-value-to-income ratio is 3.6x. 67.3% of occupied housing units are owner-occupied.

Race & Ethnicity

Germantown is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. White (non-Hispanic) residents account for 23.2%. The White (non-Hispanic) population (23.2%) is well below the state average of 46.6%. The Hispanic or Latino population is significantly higher than the state average (22.9% vs 12.5%). The Asian population is significantly higher than the state average (21.0% vs 6.5%).

Education

50.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 16% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.9%. Notably, 24.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Germantown, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Germantown, Maryland?

Germantown, Maryland has a population of 90,719 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Germantown, MD?

The median household income in Germantown is $117,546, which is 46% higher than the national median of $80,734.

What is the poverty rate in Germantown, MD?

The poverty rate in Germantown is 8.8%. This means approximately 8,004 residents live below the federal poverty line.

What is the racial makeup of Germantown, Maryland?

Germantown's population is 23.2% White, 27.2% Black, 22.9% Hispanic/Latino, and 21.0% Asian.

What is the median home value in Germantown, MD?

The median home value in Germantown is $422,400. The home-value-to-income ratio is 3.6x.

How educated is Germantown, Maryland?

50.4% of adults (25+) in Germantown hold a bachelor's degree or higher, and 24.5% hold a graduate or professional degree.