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Silver Spring, Maryland Demographics & Population 2026

Highly DiverseNo single racial/ethnic group makes up a majority of the population

During the 2020–2024 ACS period, Silver Spring, Maryland had a total population of 81,462, the 6th largest community in Maryland, with a median household income of $99,860, which is 4% lower than the state average. The poverty rate is 10.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Silver Spring Quick Facts

Population 81,462
Median Household Income $99,860
Median Home Value $643,300
Poverty Rate 10.6%
Unemployment Rate 5.4%
Median Age 35.6 years
Homeownership Rate 38.3%
Affordability Ratio 6.4x
Bachelor's Degree or Higher 60.6%
High School Graduation Rate 87.6%
Diversity Index 74/100
Population 81,462 6th of 527
Median Income $99,860 average
Poverty Rate 10.6% 15% lower than national
Median Home Value $643,300 top 20%

How Silver Spring Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population82,12981,462-0.8%
Median household income$98,880$99,860+1.0%
Median home value$619,400$643,300+3.9%

How Silver Spring Compares

Economy & Housing

Household Income Distribution

Under $25K 8.9%
$25K-$50K 14.5%
$50K-$100K 26.7%
$100K+ 49.9%
Detailed income brackets
Under $10K
3.4%
$10K-$15K
1.7%
$15K-$20K
2.0%
$20K-$25K
1.8%
$25K-$30K
2.2%
$30K-$35K
4.2%
$35K-$40K
2.2%
$40K-$45K
2.2%
$45K-$50K
3.7%
$50K-$60K
5.8%
$60K-$75K
9.5%
$75K-$100K
11.3%
$100K-$125K
9.7%
$125K-$150K
8.2%
$150K-$200K
10.3%
$200K+
21.8%

Employment

5.4% Unemployment Rate State: 4.9%|National: 5.2%
78.7% Labor Force Participation

Housing Overview

Owner 38.3%
Renter 61.7%
Affordability Index Expensive
6.4x home value to income ratio
Median gross rent $1,913/mo 23.0% of median household income annually

People & Demographics

Diversity Index

74out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 68 | National average: 61

Education

Silver Spring Rankings in Maryland

#6 Population of 527
#241 Median Income of 463
#65 Education of 527
#52 Home Value of 471

Other Cities in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Germantown 90,719 $117,546 8.8% $422,400
Gaithersburg 69,825 $112,467 8.8% $496,500
Bethesda 69,397 $192,237 4.3% $1,169,900
Rockville 67,671 $128,649 7.6% $682,300
Aspen Hill 53,279 $111,575 9.7% $570,000
Wheaton 52,926 $111,478 13.1% $501,200
North Bethesda 49,677 $129,092 5.2% $731,800
Potomac 45,902 $236,675 3.9% $1,157,000
Olney 35,797 $171,458 4.3% $656,600
Montgomery Village 34,110 $95,348 13.1% $388,900

Cities Similar to Silver Spring

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Frederick83,395$97,069$401,50043.2%9.2%
Waldorf82,943$116,089$407,60034.8%7.7%
Glen Burnie72,590$88,280$348,90027.4%9.3%
Germantown90,719$117,546$422,40050.4%8.8%
Gaithersburg69,825$112,467$496,50052.5%8.8%

Population Overview

Silver Spring is a mid-sized community located in Maryland, within Montgomery County. The total population is 81,462. It ranks as the 6th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Silver Spring is 35.6 years. This is 10% lower than the state median of 39.4 years.

Economy, Income & Housing

The median household income in Silver Spring is $99,860. This is 4% lower than the state median of $103,678. It is also 24% higher than the national median of $80,734. The poverty rate stands at 10.6%. This is 13% higher than the state poverty rate of 9.4%. The unemployment rate is 5.4%. This is 10% higher than the state rate of 4.9%. The median home value is $643,300. Housing costs are 53% higher than the state median of $419,900. The home-value-to-income ratio of 6.4x suggests that housing affordability is a significant concern for many residents. 38.3% of occupied housing units are owner-occupied. This homeownership rate is 43% lower than the state average of 67.6%.

Race & Ethnicity

Silver Spring is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. Black or African American residents account for 28.3%. The Hispanic or Latino population is significantly higher than the state average (24.5% vs 12.5%).

Education

60.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.6%. Notably, 33.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Silver Spring, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Silver Spring, Maryland?

Silver Spring, Maryland has a population of 81,462 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Silver Spring, MD?

The median household income in Silver Spring is $99,860, which is 24% higher than the national median of $80,734.

What is the poverty rate in Silver Spring, MD?

The poverty rate in Silver Spring is 10.6%. This means approximately 8,649 residents live below the federal poverty line.

What is the racial makeup of Silver Spring, Maryland?

Silver Spring's population is 32.8% White, 28.3% Black, 24.5% Hispanic/Latino, and 8.5% Asian.

What is the median home value in Silver Spring, MD?

The median home value in Silver Spring is $643,300. The home-value-to-income ratio is 6.4x.

How educated is Silver Spring, Maryland?

60.6% of adults (25+) in Silver Spring hold a bachelor's degree or higher, and 33.6% hold a graduate or professional degree.