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Chelsea, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, Chelsea, Michigan had a total population of 5,426, the 170th largest city in Michigan, with a median household income of $72,098, which is 1% lower than the state average. The poverty rate is 4.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Chelsea Quick Facts

Population 5,426
Median Household Income $72,098
Median Home Value $312,700
Poverty Rate 4.1%
Unemployment Rate 4.9%
Median Age 51.2 years
Homeownership Rate 63.0%
Affordability Ratio 4.3x
Bachelor's Degree or Higher 51.8%
High School Graduation Rate 98.3%
Diversity Index 8/100
Population 5,426 170th of 745
Median Income $72,098 above average
Poverty Rate 4.1% 67% lower than national
Median Home Value $312,700 top 20%

How Chelsea Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population5,4205,426+0.1%
Median household income$71,702$72,098+0.6%
Median home value$301,100$312,700+3.9%

How Chelsea Compares

Economy & Housing

Household Income Distribution

Under $25K 9.7%
$25K-$50K 28.4%
$50K-$100K 26.5%
$100K+ 35.4%
Detailed income brackets
Under $10K
4.2%
$10K-$15K
2.4%
$15K-$20K
1.1%
$20K-$25K
2.1%
$25K-$30K
4.2%
$30K-$35K
6.2%
$35K-$40K
4.1%
$40K-$45K
11.0%
$45K-$50K
3.0%
$50K-$60K
7.6%
$60K-$75K
7.2%
$75K-$100K
11.6%
$100K-$125K
8.1%
$125K-$150K
6.3%
$150K-$200K
8.3%
$200K+
12.7%

Employment

4.9% Unemployment Rate State: 5.7%|National: 5.2%
53.3% Labor Force Participation

Housing Overview

Owner 63.0%
Renter 37.0%
Affordability Index Moderate
4.3x home value to income ratio
Median gross rent $1,619/mo 26.9% of median household income annually

People & Demographics

Diversity Index

8out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Chelsea Rankings in Michigan

#170 Population of 745
#224 Median Income of 732
#73 Education of 745
#88 Home Value of 730

Other Cities in Washtenaw County

CityPopulationMedian IncomePovertyHome Value
Ann Arbor 122,036 $82,212 23.8% $453,400
Ypsilanti 19,857 $46,588 24.8% $232,700
Saline 9,006 $88,346 5.8% $341,300
Whitmore Lake 7,878 $86,779 5.0% $287,700
Milan 5,987 $96,949 10.4% $247,100
Dexter 4,521 $106,637 0.8% $421,000
Manchester 2,522 $87,614 7.3% $232,000
Barton Hills 430 $250,000+ 0.5% $1,410,000

Cities Similar to Chelsea

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Comstock Northwest5,391$73,475$261,10038.1%6.9%
St. Clair5,585$69,688$223,20027.4%7.1%
Swartz Creek5,853$71,571$174,20022.1%10.9%
Petoskey5,856$74,196$364,10053.4%9.0%
Dundee5,744$78,837$257,30034.4%5.2%

Population Overview

Chelsea is a small city located in Michigan, within Washtenaw County. The total population is 5,426. It ranks as the 170th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Chelsea is 51.2 years. This is 27% higher than the state median of 40.2 years. 19.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Chelsea is $72,098. This is 1% lower than the state median of $72,875. It is also 11% lower than the national median of $80,734. The poverty rate stands at 4.1%. This is 69% lower than the state poverty rate of 13.2%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.9%. This is 14% lower than the state rate of 5.7%. The median home value is $312,700. Housing costs are 35% higher than the state median of $231,600. The home-value-to-income ratio is 4.3x. 63.0% of occupied housing units are owner-occupied. This homeownership rate is 14% lower than the state average of 73.2%.

Race & Ethnicity

Chelsea has a predominantly White (non-Hispanic) population, comprising 95.7% of all residents. Black or African American residents account for 0.9%. The Black or African American population (0.9%) is well below the state average of 13.1%. The Hispanic or Latino population (0.6%) is well below the state average of 5.9%.

Education

51.8% of residents aged 25 and older hold a bachelor's degree or higher. This places Chelsea in the top 10% of all cities in the state for educational attainment. This is 60% higher than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.3%. Notably, 26.0% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Chelsea, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Chelsea, Michigan?

Chelsea, Michigan has a population of 5,426 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chelsea, MI?

The median household income in Chelsea is $72,098, which is 11% lower than the national median of $80,734.

What is the poverty rate in Chelsea, MI?

The poverty rate in Chelsea is 4.1%. This means approximately 215 residents live below the federal poverty line.

What is the racial makeup of Chelsea, Michigan?

Chelsea's population is 95.7% White, 0.9% Black, 0.6% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Chelsea, MI?

The median home value in Chelsea is $312,700. The home-value-to-income ratio is 4.3x.

How educated is Chelsea, Michigan?

51.8% of adults (25+) in Chelsea hold a bachelor's degree or higher, and 26.0% hold a graduate or professional degree.