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Clay Center, Nebraska Demographics & Population 2026

During the 2020–2024 ACS period, Clay Center, Nebraska had a total population of 802, the 148th largest city in Nebraska, with a median household income of $82,500, which is 8% higher than the state average. The poverty rate is 4.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Clay Center Quick Facts

Population 802
Median Household Income $82,500
Median Home Value $141,300
Poverty Rate 4.1%
Unemployment Rate 1.2%
Median Age 38.1 years
Homeownership Rate 85.7%
Affordability Ratio 1.7x
Bachelor's Degree or Higher 18.7%
High School Graduation Rate 94.1%
Diversity Index 26/100
Population 802 148th of 583
Median Income $82,500 top 20%
Poverty Rate 4.1% 67% lower than national
Median Home Value $141,300 above average

How Clay Center Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population750802+6.9%
Median household income$75,833$82,500+8.8%
Median home value$148,300$141,300-4.7%

How Clay Center Compares

Economy & Housing

Household Income Distribution

Under $25K 10.3%
$25K-$50K 19.6%
$50K-$100K 31.4%
$100K+ 38.8%
Detailed income brackets
Under $10K
1.9%
$10K-$15K
1.9%
$15K-$20K
2.5%
$20K-$25K
4.0%
$25K-$30K
2.5%
$30K-$35K
3.1%
$35K-$40K
4.0%
$40K-$45K
3.1%
$45K-$50K
6.8%
$50K-$60K
5.3%
$60K-$75K
12.1%
$75K-$100K
14.0%
$100K-$125K
14.3%
$125K-$150K
10.3%
$150K-$200K
8.4%
$200K+
5.9%

Employment

1.2% Unemployment Rate State: 3.0%|National: 5.2%
65.4% Labor Force Participation

Housing Overview

Owner 85.7%
Renter 14.3%
Affordability Index Very Affordable
1.7x home value to income ratio
Median gross rent $625/mo 9.1% of median household income annually

People & Demographics

Diversity Index

26out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Clay Center Rankings in Nebraska

#148 Population of 583
#94 Median Income of 519
#315 Education of 583
#197 Home Value of 510

Other Cities in Clay County

CityPopulationMedian IncomePovertyHome Value
Sutton 1,323 $81,313 5.8% $155,600
Harvard 1,008 $66,000 7.3% $102,100
Edgar 501 $50,625 16.4% $95,000
Fairfield 327 $67,188 8.1% $160,900
Glenvil 285 $67,750 7.7% $104,200
Saronville 69 N/A 10.1% $112,500
Deweese 56 $18,750 51.8% $91,700
Ong 50 N/A 20.0% N/A
Inland 31 N/A 0.0% N/A

Cities Similar to Clay Center

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Boys Town809$73,750N/A31.4%66.3%
Elmwood774$76,944$194,80031.5%11.2%
Cedar Bluffs782$92,639$167,20030.7%9.6%
Axtell818$72,083$205,10030.2%14.5%
Walthill812$70,398$39,40019.9%9.1%

A note before these figures: with a population of 802, Clay Center's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Clay Center is a small community located in Nebraska, within Clay County. The total population is 802. It ranks as the 148th most populous out of 583 Census-designated places in Nebraska.

Age Demographics

The median age in Clay Center is 38.1 years. This is 2% higher than the state median of 37.2 years.

Economy, Income & Housing

The median household income in Clay Center is $82,500. This is 8% higher than the state median of $76,475. It is also 2% higher than the national median of $80,734. The poverty rate stands at 4.1%. This is 61% lower than the state poverty rate of 10.6%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.2%. This is 61% lower than the state rate of 3.0%. The median home value is $141,300. Housing costs are 41% lower than the state median of $238,600. With a home-value-to-income ratio of just 1.7x, Clay Center is one of the most affordable housing markets in the area. 85.7% of occupied housing units are owner-occupied. This homeownership rate is 29% higher than the state average of 66.5%.

Race & Ethnicity

Clay Center has a predominantly White (non-Hispanic) population, comprising 85.5% of all residents. Hispanic or Latino residents account for 8.0%. The Black or African American population (1.0%) is well below the state average of 4.6%. The Asian population (0.1%) is well below the state average of 2.6%.

Education

18.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 46% lower than the state rate of 34.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.1%.

Data Sources & Methodology

All demographic data for Clay Center, Nebraska is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Nebraska state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 583 Census-designated places in Nebraska. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Clay Center, Nebraska?

Clay Center, Nebraska has a population of 802 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Clay Center, NE?

The median household income in Clay Center is $82,500, which is 2% higher than the national median of $80,734.

What is the poverty rate in Clay Center, NE?

The poverty rate in Clay Center is 4.1%. This means approximately 32 residents live below the federal poverty line.

What is the racial makeup of Clay Center, Nebraska?

Clay Center's population is 85.5% White, 1.0% Black, 8.0% Hispanic/Latino, and 0.1% Asian.

What is the median home value in Clay Center, NE?

The median home value in Clay Center is $141,300. The home-value-to-income ratio is 1.7x.

How educated is Clay Center, Nebraska?

18.7% of adults (25+) in Clay Center hold a bachelor's degree or higher, and 9.2% hold a graduate or professional degree.