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Clay County, Nebraska Demographics 2026

Clay County, Nebraska has a population of 6,095, the 47th most populous county in Nebraska. The median household income is $78,986 and the median home value is $155,600. The poverty rate is 6.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Clay County Quick Facts

Population 6,095
Median Household Income $78,986
Median Home Value $155,600
Poverty Rate 6.9%
Unemployment Rate 1.9%
Median Age 39.1 years
Homeownership Rate 81.9%
Affordability Ratio 2.0x
Bachelor's Degree+ 22.3%
High School Graduation 93.5%
Cities/Places 10
Population 6,095 47th of 93
Median Income $78,986 3% higher than state
Poverty Rate 6.9%
Unemployment 1.9%

How Clay County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population6,0846,095+0.2%
Median household income$75,938$78,986+4.0%
Median home value$146,300$155,600+6.4%

Economy & Housing

Household Income Distribution

Under $25K 14.3%
$25K-$50K 16.2%
$50K-$100K 34.4%
$100K+ 35.0%
Detailed income brackets
Under $10K
4.5%
$10K-$15K
2.7%
$15K-$20K
2.8%
$20K-$25K
4.3%
$25K-$30K
3.6%
$30K-$35K
2.1%
$35K-$40K
3.6%
$40K-$45K
3.3%
$45K-$50K
3.6%
$50K-$60K
6.6%
$60K-$75K
11.2%
$75K-$100K
16.6%
$100K-$125K
10.2%
$125K-$150K
9.2%
$150K-$200K
9.6%
$200K+
6.1%

Employment

1.9% Unemployment Rate State: 3.0%|National: 5.2%
67.5% Labor Force Participation

Housing Overview

Owner 81.9%
Renter 18.1%
Affordability Index Very Affordable
2.0x home value to income ratio
Median gross rent $645/mo 9.8% of median household income annually

People & Demographics

Diversity Index

23out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Cities & Places in Clay County

CityPopulationMedian IncomePovertyHome Value
Sutton1,323$81,3135.8%$155,600
Harvard1,008$66,0007.3%$102,100
Clay Center802$82,5004.1%$141,300
Edgar501$50,62516.4%$95,000
Fairfield327$67,1888.1%$160,900
Glenvil285$67,7507.7%$104,200
Saronville69N/A10.1%$112,500
Deweese56$18,75051.8%$91,700
Ong50N/A20.0%N/A
Inland31N/A0.0%N/A

Population Overview

Clay County is located in Nebraska with a total population of 6,095. It is the 47th most populous county out of 93 in Nebraska. The county encompasses 10 Census-designated places.

Age Demographics

The median age in Clay County is 39.1 years. This is 5% higher than the state median of 37.2 years.

Economy, Income & Housing

The median household income in Clay County is $78,986. This is 3% higher than the state median of $76,475. It is also 2% lower than the national median of $80,734. The poverty rate stands at 6.9%. This is 35% lower than the state poverty rate of 10.6%. The unemployment rate is 1.9%. This is 37% lower than the state rate of 3.0%. The median home value is $155,600. Housing costs are 35% lower than the state median of $238,600. With a home-value-to-income ratio of just 2.0x, Clay County is one of the most affordable housing markets in the area. 81.9% of occupied housing units are owner-occupied. This homeownership rate is 23% higher than the state average of 66.5%.

Race & Ethnicity

Clay County has a predominantly White (non-Hispanic) population, comprising 87.1% of all residents. Hispanic or Latino residents account for 9.8%. The Black or African American population (0.7%) is well below the state average of 4.6%. The Asian population (0.0%) is well below the state average of 2.6%.

Education

22.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 36% lower than the state rate of 34.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.5%.

Data Sources & Methodology

All figures for Clay County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Nebraska and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Clay County, Nebraska?

Clay County has a population of 6,095, making it the 47th most populous county in Nebraska.

What is the median income in Clay County?

The median household income in Clay County is $78,986 with a poverty rate of 6.9%.

How many cities are in Clay County, Nebraska?

Clay County contains 10 Census-designated places.