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Harvard, Nebraska Demographics & Population 2026

Very AffordableHome value to income ratio of 1.5x is exceptionally low

During the 2020–2024 ACS period, Harvard, Nebraska had a total population of 1,008, the 119th largest city in Nebraska, with a median household income of $66,000, which is 14% lower than the state average. The poverty rate is 7.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Harvard Quick Facts

Population 1,008
Median Household Income $66,000
Median Home Value $102,100
Poverty Rate 7.3%
Unemployment Rate 3.0%
Median Age 36.0 years
Homeownership Rate 74.4%
Affordability Ratio 1.5x
Bachelor's Degree or Higher 13.1%
High School Graduation Rate 86.1%
Diversity Index 46/100
Population 1,008 119th of 583
Median Income $66,000 average
Poverty Rate 7.3% 41% lower than national
Median Home Value $102,100 below average

How Harvard Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,0011,008+0.7%
Median household income$67,813$66,000-2.7%
Median home value$98,400$102,100+3.8%

How Harvard Compares

Economy & Housing

Household Income Distribution

Under $25K 15.0%
$25K-$50K 22.7%
$50K-$100K 40.3%
$100K+ 22.0%
Detailed income brackets
Under $10K
5.3%
$10K-$15K
1.5%
$15K-$20K
2.4%
$20K-$25K
5.8%
$25K-$30K
7.0%
$30K-$35K
3.1%
$35K-$40K
2.9%
$40K-$45K
8.7%
$45K-$50K
1.0%
$50K-$60K
9.9%
$60K-$75K
14.0%
$75K-$100K
16.4%
$100K-$125K
7.5%
$125K-$150K
6.3%
$150K-$200K
7.0%
$200K+
1.2%

Employment

3.0% Unemployment Rate State: 3.0%|National: 5.2%
67.3% Labor Force Participation

Housing Overview

Owner 74.4%
Renter 25.6%
Affordability Index Very Affordable
1.5x home value to income ratio
Median gross rent $708/mo 12.9% of median household income annually

People & Demographics

Diversity Index

46out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Harvard Rankings in Nebraska

#119 Population of 583
#250 Median Income of 519
#414 Education of 583
#310 Home Value of 510

Other Cities in Clay County

CityPopulationMedian IncomePovertyHome Value
Sutton 1,323 $81,313 5.8% $155,600
Clay Center 802 $82,500 4.1% $141,300
Edgar 501 $50,625 16.4% $95,000
Fairfield 327 $67,188 8.1% $160,900
Glenvil 285 $67,750 7.7% $104,200
Saronville 69 N/A 10.1% $112,500
Deweese 56 $18,750 51.8% $91,700
Ong 50 N/A 20.0% N/A
Inland 31 N/A 0.0% N/A

Cities Similar to Harvard

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Waterloo990$67,941$231,40018.7%7.6%
Laurel1,018$58,519$164,20038.3%19.2%
Arnold945$64,688$146,70026.1%8.0%
Arapahoe993$57,188$97,40021.2%18.0%
Tilden936$69,118$156,50022.7%13.6%

Population Overview

Harvard is a small community located in Nebraska, within Clay County. The total population is 1,008. It ranks as the 119th most populous out of 583 Census-designated places in Nebraska.

Age Demographics

The median age in Harvard is 36.0 years. This is 3% lower than the state median of 37.2 years.

Economy, Income & Housing

The median household income in Harvard is $66,000. This is 14% lower than the state median of $76,475. It is also 18% lower than the national median of $80,734. The poverty rate stands at 7.3%. This is 31% lower than the state poverty rate of 10.6%. The unemployment rate is 3.0%. The median home value is $102,100. Housing costs are 57% lower than the state median of $238,600. With a home-value-to-income ratio of just 1.5x, Harvard is one of the most affordable housing markets in the area. 74.4% of occupied housing units are owner-occupied. This homeownership rate is 12% higher than the state average of 66.5%.

Race & Ethnicity

The largest racial or ethnic group in Harvard is White (non-Hispanic), making up 66.6% of the population. Hispanic or Latino residents account for 31.3%. The Black or African American population (0.8%) is well below the state average of 4.6%. The Hispanic or Latino population is significantly higher than the state average (31.3% vs 12.7%).

Education

13.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 62% lower than the state rate of 34.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.1%.

Data Sources & Methodology

All demographic data for Harvard, Nebraska is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Nebraska state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 583 Census-designated places in Nebraska. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Nebraska city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Harvard, Nebraska?

Harvard, Nebraska has a population of 1,008 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Harvard, NE?

The median household income in Harvard is $66,000, which is 18% lower than the national median of $80,734.

What is the poverty rate in Harvard, NE?

The poverty rate in Harvard is 7.3%. This means approximately 72 residents live below the federal poverty line.

What is the racial makeup of Harvard, Nebraska?

Harvard's population is 66.6% White, 0.8% Black, 31.3% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Harvard, NE?

The median home value in Harvard is $102,100. The home-value-to-income ratio is 1.5x.

How educated is Harvard, Nebraska?

13.1% of adults (25+) in Harvard hold a bachelor's degree or higher, and 6.5% hold a graduate or professional degree.