Loch Arbour, New Jersey Demographics & Population 2026

A note before these figures: with a population of 185, Loch Arbour's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Loch Arbour is a small community located in New Jersey, within Monmouth County. The total population is 185. It ranks as the 667th most populous out of 700 Census-designated places in New Jersey.

Age Demographics

The median age in Loch Arbour is 55.4 years. This is 38% higher than the state median of 40.1 years. 15.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Loch Arbour is $118,750. This is 15% higher than the state median of $103,556. It is also 47% higher than the national median of $80,734. The poverty rate stands at 5.9%. This is 39% lower than the state poverty rate of 9.7%. The unemployment rate is 12.2%. This is 94% higher than the state rate of 6.3%. The median home value is $1,375,000. Housing costs are 203% higher than the state median of $454,400. The home-value-to-income ratio of 11.6x suggests that housing affordability is a significant concern for many residents. 88.3% of occupied housing units are owner-occupied. This homeownership rate is 38% higher than the state average of 63.8%.

Race & Ethnicity

Loch Arbour has a predominantly White (non-Hispanic) population, comprising 89.7% of all residents. Hispanic or Latino residents account for 7.6%. The White (non-Hispanic) population is significantly higher than the state average (89.7% vs 50.9%). The Hispanic or Latino population (7.6%) is well below the state average of 22.5%. The Asian population (1.6%) is well below the state average of 10.1%.

Education

69.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 59% higher than the state rate of 43.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. No surveyed resident aged 25 or older reported leaving school before earning a high school diploma, though a rate of exactly 100% reflects the limits of a small sample. Notably, 26.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Loch Arbour, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.