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Ramsey, New Jersey Demographics & Population 2026

During the 2020–2024 ACS period, Ramsey, New Jersey had a total population of 14,805, the 85th largest borough in New Jersey, with a median household income of $160,996, which is 55% higher than the state average. The poverty rate is 4.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Ramsey Quick Facts

Population 14,805
Median Household Income $160,996
Median Home Value $697,300
Poverty Rate 4.3%
Unemployment Rate 3.2%
Median Age 41.8 years
Homeownership Rate 79.2%
Affordability Ratio 4.3x
Bachelor's Degree or Higher 67.0%
High School Graduation Rate 94.5%
Diversity Index 49/100
Population 14,805 85th of 700
Median Income $160,996 top 20%
Poverty Rate 4.3% 65% lower than national
Median Home Value $697,300 top 20%

How Ramsey Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population14,72214,805+0.6%
Median household income$164,767$160,996-2.3%
Median home value$665,700$697,300+4.7%

How Ramsey Compares

Economy & Housing

Household Income Distribution

Under $25K 7.9%
$25K-$50K 7.8%
$50K-$100K 15.5%
$100K+ 68.8%
Detailed income brackets
Under $10K
3.2%
$10K-$15K
1.0%
$15K-$20K
0.8%
$20K-$25K
2.9%
$25K-$30K
0.9%
$30K-$35K
2.0%
$35K-$40K
1.8%
$40K-$45K
1.4%
$45K-$50K
1.6%
$50K-$60K
1.0%
$60K-$75K
5.1%
$75K-$100K
9.4%
$100K-$125K
9.8%
$125K-$150K
7.5%
$150K-$200K
11.5%
$200K+
40.1%

Employment

3.2% Unemployment Rate State: 6.3%|National: 5.2%
67.4% Labor Force Participation

Housing Overview

Owner 79.2%
Renter 20.8%
Affordability Index Moderate
4.3x home value to income ratio
Median gross rent $2,245/mo 16.7% of median household income annually

People & Demographics

Diversity Index

49out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 66 | National average: 61

Education

Ramsey Rankings in New Jersey

#85 Population of 700
#121 Median Income of 662
#112 Education of 699
#121 Home Value of 678

Other Cities in Bergen County

CityPopulationMedian IncomePovertyHome Value
Hackensack 46,057 $84,277 12.1% $393,700
Fort Lee 40,067 $107,274 7.8% $448,000
Fair Lawn 35,610 $144,574 6.1% $564,700
Garfield 32,783 $79,700 13.4% $475,500
Englewood 29,638 $102,571 9.2% $544,100
Bergenfield 28,450 $130,045 7.1% $491,500
Paramus 26,568 $144,349 4.7% $813,900
Ridgewood 26,308 $208,211 4.2% $891,200
Lodi 26,082 $89,305 15.4% $475,000
Cliffside Park 25,781 $93,452 10.8% $588,200

Cities Similar to Ramsey

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Metuchen15,144$158,052$604,30067.1%3.6%
Springdale15,173$164,796$493,90070.5%7.5%
New Providence13,727$161,599$769,90067.6%2.1%
Moorestown-Lenola14,625$138,398$581,70064.4%7.1%
Bradley Gardens14,165$177,849$546,30065.3%4.2%

Population Overview

Ramsey is a small city located in New Jersey, within Bergen County. The total population is 14,805. It ranks as the 85th most populous out of 700 Census-designated places in New Jersey.

Age Demographics

The median age in Ramsey is 41.8 years. This is 4% higher than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Ramsey is $160,996. This is 55% higher than the state median of $103,556. It is also 99% higher than the national median of $80,734. The poverty rate stands at 4.3%. This is 56% lower than the state poverty rate of 9.7%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.2%. This is 49% lower than the state rate of 6.3%. The median home value is $697,300. Housing costs are 53% higher than the state median of $454,400. The home-value-to-income ratio is 4.3x. 79.2% of occupied housing units are owner-occupied. This homeownership rate is 24% higher than the state average of 63.8%.

Race & Ethnicity

The largest racial or ethnic group in Ramsey is White (non-Hispanic), making up 69.2% of the population. Hispanic or Latino residents account for 13.8%. The Black or African American population (0.3%) is well below the state average of 12.2%.

Education

67.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 54% higher than the state rate of 43.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.5%. Notably, 25.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Ramsey, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Ramsey, New Jersey?

Ramsey, New Jersey has a population of 14,805 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Ramsey, NJ?

The median household income in Ramsey is $160,996, which is 99% higher than the national median of $80,734.

What is the poverty rate in Ramsey, NJ?

The poverty rate in Ramsey is 4.3%. This means approximately 638 residents live below the federal poverty line.

What is the racial makeup of Ramsey, New Jersey?

Ramsey's population is 69.2% White, 0.3% Black, 13.8% Hispanic/Latino, and 8.7% Asian.

What is the median home value in Ramsey, NJ?

The median home value in Ramsey is $697,300. The home-value-to-income ratio is 4.3x.

How educated is Ramsey, New Jersey?

67.0% of adults (25+) in Ramsey hold a bachelor's degree or higher, and 25.9% hold a graduate or professional degree.