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Saddle River, New Jersey Demographics & Population 2026

Expensive MarketHome value to income ratio of 9.4x indicates a costly housing market

During the 2020–2024 ACS period, Saddle River, New Jersey had a total population of 3,389, the 364th largest borough in New Jersey, with a median household income of $212,143, which is 105% higher than the state average. The poverty rate is 4.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Saddle River Quick Facts

Population 3,389
Median Household Income $212,143
Median Home Value $2,000,000+
Poverty Rate 4.3%
Unemployment Rate 7.3%
Median Age 52.8 years
Homeownership Rate 84.1%
Affordability Ratio 9.4x
Bachelor's Degree or Higher 70.4%
High School Graduation Rate 94.7%
Diversity Index 43/100
Population 3,389 364th of 700
Median Income $212,143 top 10%
Poverty Rate 4.3% 65% lower than national
Median Home Value $2,000,000+ top 10%

How Saddle River Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,3583,389+0.9%
Median household income$236,985$212,143-10.5%
Median home value$2,000,000+$2,000,000++0.0%

How Saddle River Compares

Economy & Housing

Household Income Distribution

Under $25K 8.3%
$25K-$50K 7.2%
$50K-$100K 13.4%
$100K+ 71.0%
Detailed income brackets
Under $10K
3.1%
$10K-$15K
3.5%
$15K-$20K
1.6%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
3.5%
$35K-$40K
1.0%
$40K-$45K
0.5%
$45K-$50K
2.2%
$50K-$60K
2.1%
$60K-$75K
1.6%
$75K-$100K
9.8%
$100K-$125K
4.9%
$125K-$150K
8.2%
$150K-$200K
7.1%
$200K+
50.9%

Employment

7.3% Unemployment Rate State: 6.3%|National: 5.2%
53.8% Labor Force Participation

Housing Overview

Owner 84.1%
Renter 15.9%
Affordability Index Very Expensive
9.4x home value to income ratio
Median gross rent $2,211/mo 12.5% of median household income annually

People & Demographics

Diversity Index

43out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 66 | National average: 61

Education

Saddle River Rankings in New Jersey

#364 Population of 700
#44 Median Income of 662
#93 Education of 699
#1 Home Value of 678

Other Cities in Bergen County

CityPopulationMedian IncomePovertyHome Value
Hackensack 46,057 $84,277 12.1% $393,700
Fort Lee 40,067 $107,274 7.8% $448,000
Fair Lawn 35,610 $144,574 6.1% $564,700
Garfield 32,783 $79,700 13.4% $475,500
Englewood 29,638 $102,571 9.2% $544,100
Bergenfield 28,450 $130,045 7.1% $491,500
Paramus 26,568 $144,349 4.7% $813,900
Ridgewood 26,308 $208,211 4.2% $891,200
Lodi 26,082 $89,305 15.4% $475,000
Cliffside Park 25,781 $93,452 10.8% $588,200

Cities Similar to Saddle River

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Rutgers University-Livingston Campus3,258N/AN/A94.0%N/A
Haworth3,363$236,765$845,30072.8%3.7%
Richwood3,197$216,196$594,10069.9%4.2%
The College of New Jersey3,658N/AN/A82.2%87.2%
Millington3,220$194,306$796,60070.5%7.1%

Population Overview

Saddle River is a small community located in New Jersey, within Bergen County. The total population is 3,389. It ranks as the 364th most populous out of 700 Census-designated places in New Jersey.

Age Demographics

The median age in Saddle River is 52.8 years. This is 32% higher than the state median of 40.1 years. Only 14.8% of residents are under 18, indicating fewer families with children. 17.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Saddle River is $212,143. This is 105% higher than the state median of $103,556. It is also 163% higher than the national median of $80,734. The poverty rate stands at 4.3%. This is 55% lower than the state poverty rate of 9.7%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 7.3%. This is 16% higher than the state rate of 6.3%. The median home value is $2,000,000+. Housing costs are 340% higher than the state median of $454,400. The home-value-to-income ratio of 9.4x suggests that housing affordability is a significant concern for many residents. 84.1% of occupied housing units are owner-occupied. This homeownership rate is 32% higher than the state average of 63.8%.

Race & Ethnicity

The largest racial or ethnic group in Saddle River is White (non-Hispanic), making up 74.0% of the population. Asian residents account for 14.1%. The Black or African American population (3.2%) is well below the state average of 12.2%. The Hispanic or Latino population (5.5%) is well below the state average of 22.5%.

Education

70.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 61% higher than the state rate of 43.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.7%. Notably, 35.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Saddle River, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Saddle River, New Jersey?

Saddle River, New Jersey has a population of 3,389 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Saddle River, NJ?

The median household income in Saddle River is $212,143, which is 163% higher than the national median of $80,734.

What is the poverty rate in Saddle River, NJ?

The poverty rate in Saddle River is 4.3%. This means approximately 145 residents live below the federal poverty line.

What is the racial makeup of Saddle River, New Jersey?

Saddle River's population is 74.0% White, 3.2% Black, 5.5% Hispanic/Latino, and 14.1% Asian.

What is the median home value in Saddle River, NJ?

The median home value in Saddle River is $2,000,000+. The home-value-to-income ratio is 9.4x.

How educated is Saddle River, New Jersey?

70.4% of adults (25+) in Saddle River hold a bachelor's degree or higher, and 35.7% hold a graduate or professional degree.