Silver Ridge, New Jersey Demographics & Population 2026

Population Overview

Silver Ridge is a small community located in New Jersey, within Ocean County. The total population is 1,279. It ranks as the 530th most populous out of 700 Census-designated places in New Jersey.

Age Demographics

The median age in Silver Ridge is 73.0 years. This is 82% higher than the state median of 40.1 years. 38.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Silver Ridge is $32,293. This is 69% lower than the state median of $103,556. It is also 60% lower than the national median of $80,734. The poverty rate stands at 20.6%. This is 112% higher than the state poverty rate of 9.7%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.8%. This is 8% higher than the state rate of 6.3%. The median home value is $226,500. Housing costs are 50% lower than the state median of $454,400. The home-value-to-income ratio of 7.0x suggests that housing affordability is a significant concern for many residents. 89.1% of occupied housing units are owner-occupied. This homeownership rate is 40% higher than the state average of 63.8%.

Race & Ethnicity

Silver Ridge has a predominantly White (non-Hispanic) population, comprising 92.0% of all residents. Hispanic or Latino residents account for 3.4%. The White (non-Hispanic) population is significantly higher than the state average (92.0% vs 50.9%). The Hispanic or Latino population (3.4%) is well below the state average of 22.5%. The Asian population (2.0%) is well below the state average of 10.1%.

Education

15.1% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 65% lower than the state rate of 43.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.7%.

Data Sources & Methodology

All demographic data for Silver Ridge, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.