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Spotswood borough, New Jersey Demographics & Population 2026

As of 2026, Spotswood borough, New Jersey has a total population of 8,112, the 203rd largest city in New Jersey, with a median household income of $101,388, which is about average than the state average. The poverty rate is 3.4%.

Key Takeaways

Spotswood borough Quick Facts

Population 8,112
Median Household Income $101,388
Median Home Value $359,000
Poverty Rate 3.4%
Unemployment Rate 9.6%
Median Age 45.4 years
Homeownership Rate 84.3%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 34.4%
High School Graduation Rate 90.8%
Diversity Index 40/100
Population 8,112 203rd of 700
Median Income $101,388 average
Poverty Rate 3.4% 72% lower national
Median Home Value $359,000 average

How Spotswood borough Compares

Economy & Housing

Employment

9.6% Unemployment Rate State: 6.2% | National: 5.2%
63.6% Labor Force Participation

Housing Overview

Owner 84.3%
Renter 15.7%
Affordability Index Affordable
3.5x home value to income ratio

People & Demographics

Diversity Index

40out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 60

Education

Spotswood borough Rankings in New Jersey

#203 Population of 700
#371 Median Income of 700
#438 Education of 700
#400 Home Value of 700

Other Cities in Middlesex County

CityPopulationMedian IncomePovertyHome Value
New Brunswick city 55,744 $60,248 31.6% $316,800
Perth Amboy city 55,278 $58,490 20.0% $339,200
Sayreville borough 45,237 $98,629 6.0% $407,600
Carteret borough 25,187 $87,553 10.0% $370,200
South Plainfield borough 24,231 $126,063 3.5% $443,900
South River borough 16,007 $101,853 11.3% $382,500
Metuchen borough 14,982 $157,779 4.4% $565,400
Highland Park borough 14,981 $101,991 9.3% $463,600
Middlesex borough 14,518 $107,063 8.0% $414,600
South Amboy city 9,714 $110,125 7.5% $365,000

Cities Similar to Spotswood borough

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Pomona CDP8,141$100,382$244,50034.6%5.5%
Atco CDP8,037$101,976$262,20025.1%10.7%
Raritan borough8,192$103,699$449,20039.8%7.0%
Fort Dix CDP8,034$98,259N/A15.7%5.6%
Runnemede borough8,310$100,366$217,50025.0%9.6%

Population Overview

Spotswood borough is a small city located in New Jersey, within Middlesex County. The total population is 8,112. It ranks as the 203rd most populous out of 700 cities and towns in New Jersey.

Age Demographics

The median age in Spotswood borough is 45.4 years. This is 13% higher than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Spotswood borough is $101,388. This is about average than the state median of $101,050. Compared to the national median of $78,538, household income here is 29% higher. The poverty rate stands at 3.4%. This is 65% lower than the state poverty rate of 9.8%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 9.6%. This is 55% higher than the state rate of 6.2%. The median home value is $359,000. Housing costs are 16% lower than the state median of $427,600. The home-value-to-income ratio is 3.5x. 84.3% of occupied housing units are owner-occupied. This homeownership rate is 32% higher than the state average of 63.7%.

Race & Ethnicity

The largest racial or ethnic group in Spotswood borough is White (non-Hispanic), making up 75.9% of the population. Hispanic or Latino residents account for 12.3%. The Black or African American population (1.4%) is well below the state average of 12.3%.

Education

34.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 20% lower than the state rate of 42.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.8%.

Data Sources & Methodology

All demographic data for Spotswood borough, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Spotswood borough, New Jersey?

Spotswood borough, New Jersey has a population of 8,112 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Spotswood borough, NJ?

The median household income in Spotswood borough is $101,388, which is 29% higher the national median of $78,538.

What is the poverty rate in Spotswood borough, NJ?

The poverty rate in Spotswood borough is 3.4%. This means approximately 279 residents live below the federal poverty line.

What is the racial makeup of Spotswood borough, New Jersey?

Spotswood borough's population is 75.9% White, 1.4% Black, 12.3% Hispanic/Latino, and 7.6% Asian.

What is the median home value in Spotswood borough, NJ?

The median home value in Spotswood borough is $359,000. The home-value-to-income ratio is 3.5x.

How educated is Spotswood borough, New Jersey?

34.4% of adults (25+) in Spotswood borough hold a bachelor's degree or higher, and 11.8% hold a graduate or professional degree.