Stone Harbor, New Jersey Demographics & Population 2026

A note before these figures: with a population of 893, Stone Harbor's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Stone Harbor is a small community located in New Jersey, within Cape May County. The total population is 893. It ranks as the 565th most populous out of 700 Census-designated places in New Jersey.

Age Demographics

The median age in Stone Harbor is 64.6 years. This is 61% higher than the state median of 40.1 years. Only 8.8% of residents are under 18, indicating fewer families with children. 24.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Stone Harbor is $169,167. This is 63% higher than the state median of $103,556. It is also 110% higher than the national median of $80,734. The poverty rate stands at 6.0%. This is 38% lower than the state poverty rate of 9.7%. The unemployment rate is 4.8%. This is 23% lower than the state rate of 6.3%. The median home value is $2,000,000+. Housing costs are 340% higher than the state median of $454,400. The home-value-to-income ratio of 11.8x suggests that housing affordability is a significant concern for many residents. 89.0% of occupied housing units are owner-occupied. This homeownership rate is 39% higher than the state average of 63.8%.

Race & Ethnicity

Stone Harbor has a predominantly White (non-Hispanic) population, comprising 95.5% of all residents. Hispanic or Latino residents account for 0.8%. The White (non-Hispanic) population is significantly higher than the state average (95.5% vs 50.9%). The Black or African American population (0.1%) is well below the state average of 12.2%. The Hispanic or Latino population (0.8%) is well below the state average of 22.5%. The Asian population (0.8%) is well below the state average of 10.1%.

Education

70.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 61% higher than the state rate of 43.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 99.7%. Notably, 28.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Stone Harbor, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.