Upper Saddle River, New Jersey Demographics & Population 2026

Name: Upper Saddle River, New Jersey Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

During the 2020–2024 ACS period, Upper Saddle River, New Jersey had a total population of 8,439, the 194th largest borough in New Jersey, with a median household income of $250,000+, which is 141% higher than the state average. The poverty rate is 4.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Household income is 141% above the state average — one of the wealthiest communities in New Jersey.
An exceptionally low poverty rate of 4.5% — among the lowest in New Jersey.
77.4% of adults hold a bachelor's degree or higher — top 10% in New Jersey.

Upper Saddle River Quick Facts

Population 8,439

Median Household Income $250,000+

Median Home Value $1,108,700

Poverty Rate 4.5%

Unemployment Rate 7.3%

Median Age 40.8 years

Homeownership Rate 91.1%

Affordability Ratio 4.4x

Bachelor's Degree or Higher 77.4%

High School Graduation Rate 97.3%

Diversity Index 43/100

Population 8,439 194th of 700

Median Income $250,000+ top 10%

Poverty Rate 4.5% 64% lower than national

Median Home Value $1,108,700 top 10%

How Upper Saddle River Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric	2019–2023	2020–2024	Change
Population	8,354	8,439	+1.0%
Median household income	$246,719	$250,000+	+1.3%
Median home value	$1,101,800	$1,108,700	+0.6%

How Upper Saddle River Compares

Median Household Income

Upper Saddle River

$250,001

$103,556

National

$80,734

Median Home Value

Upper Saddle River

$1,108,700

$454,400

National

$332,700

Economy & Housing

Household Income Distribution

Under $25K 3.2%

$25K-$50K 1.4%

$50K-$100K 10.5%

$100K+ 84.9%

Detailed income brackets

Under $10K

2.5%

$10K-$15K

0.3%

$15K-$20K

0.0%

$20K-$25K

0.4%

$25K-$30K

0.0%

$30K-$35K

0.0%

$35K-$40K

1.1%

$40K-$45K

0.0%

$45K-$50K

0.3%

$50K-$60K

2.7%

$60K-$75K

5.5%

$75K-$100K

2.3%

$100K-$125K

6.2%

$125K-$150K

5.4%

$150K-$200K

10.7%

$200K+

62.6%

Employment

7.3% Unemployment Rate State: 6.3%|National: 5.2%

63.1% Labor Force Participation

Housing Overview

Owner 91.1%

Renter 8.9%

Affordability Index Moderate

4.4x home value to income ratio

Median gross rent $3,501/mo 16.8% of median household income annually

People & Demographics

Age Distribution

Under 18

25.7%

18-34

18.3%

35-54

26.5%

55-74

22.9%

75+

6.6%

Race & Ethnicity

Diversity Index

Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 66 | National average: 61

Education

Educational Attainment (Adults 25+)

Upper Saddle River Rankings in New Jersey

#194 Population of 700

#1 Median Income of 662

#40 Education of 699

#25 Home Value of 678

Explore New Jersey Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Other Cities in Bergen County

City	Population	Median Income	Poverty	Home Value
Hackensack	46,057	$84,277	12.1%	$393,700
Fort Lee	40,067	$107,274	7.8%	$448,000
Fair Lawn	35,610	$144,574	6.1%	$564,700
Garfield	32,783	$79,700	13.4%	$475,500
Englewood	29,638	$102,571	9.2%	$544,100
Bergenfield	28,450	$130,045	7.1%	$491,500
Paramus	26,568	$144,349	4.7%	$813,900
Ridgewood	26,308	$208,211	4.2%	$891,200
Lodi	26,082	$89,305	15.4%	$475,000
Cliffside Park	25,781	$93,452	10.8%	$588,200

Cities Similar to Upper Saddle River

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Glen Ridge	7,943	$250,000+	$836,600	81.4%	1.1%
Oradell	8,235	$221,322	$737,800	71.8%	3.6%
Bernardsville	7,916	$236,115	$793,800	72.9%	1.1%
Chatham	9,407	$241,500	$984,900	83.7%	2.2%
Rumson	7,241	$250,000+	$1,679,300	82.1%	3.2%

Population Overview

Upper Saddle River is a small city located in New Jersey, within Bergen County. The total population is 8,439. It ranks as the 194th most populous out of 700 Census-designated places in New Jersey.

Age Demographics

The median age in Upper Saddle River is 40.8 years. This is 2% higher than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Upper Saddle River is $250,000+. This is 141% higher than the state median of $103,556. It is also 210% higher than the national median of $80,734. The poverty rate stands at 4.5%. This is 53% lower than the state poverty rate of 9.7%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 7.3%. This is 16% higher than the state rate of 6.3%. The median home value is $1,108,700. Housing costs are 144% higher than the state median of $454,400. The home-value-to-income ratio is 4.4x. 91.1% of occupied housing units are owner-occupied. This homeownership rate is 43% higher than the state average of 63.8%.

Race & Ethnicity

The largest racial or ethnic group in Upper Saddle River is White (non-Hispanic), making up 74.1% of the population. Asian residents account for 14.3%. The Black or African American population (1.6%) is well below the state average of 12.2%. The Hispanic or Latino population (6.1%) is well below the state average of 22.5%.

Education

77.4% of residents aged 25 and older hold a bachelor's degree or higher. This places Upper Saddle River in the top 10% of all cities in the state for educational attainment. This is 77% higher than the state rate of 43.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.3%. Notably, 32.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Upper Saddle River, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Upper Saddle River, New Jersey?

Upper Saddle River, New Jersey has a population of 8,439 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Upper Saddle River, NJ?

The median household income in Upper Saddle River is $250,000+, which is 210% higher than the national median of $80,734.

What is the poverty rate in Upper Saddle River, NJ?

The poverty rate in Upper Saddle River is 4.5%. This means approximately 380 residents live below the federal poverty line.

What is the racial makeup of Upper Saddle River, New Jersey?

Upper Saddle River's population is 74.1% White, 1.6% Black, 6.1% Hispanic/Latino, and 14.3% Asian.

What is the median home value in Upper Saddle River, NJ?

The median home value in Upper Saddle River is $1,108,700. The home-value-to-income ratio is 4.4x.

How educated is Upper Saddle River, New Jersey?

77.4% of adults (25+) in Upper Saddle River hold a bachelor's degree or higher, and 32.7% hold a graduate or professional degree.