Upper Saddle River borough, New Jersey Demographics & Population 2026
As of 2026, Upper Saddle River borough, New Jersey has a total population of 8,354, the 194th largest city in New Jersey, with a median household income of $246,719, which is 144% higher than the state average. The poverty rate is 4.4%.
Key Takeaways
- Household income is 144% above the state average — one of the wealthiest communities in New Jersey.
- An exceptionally low poverty rate of 4.4% — among the lowest in New Jersey.
- 74.3% of adults hold a bachelor's degree or higher — top 10% in New Jersey.
Upper Saddle River borough Quick Facts
How Upper Saddle River borough Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
Moderate diversity with one or two groups making up the majority.
State average: 65 | National average: 60
Education
Educational Attainment (Adults 25+)
Upper Saddle River borough Rankings in New Jersey
Explore New Jersey Rankings
Other Cities in Bergen County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Hackensack city | 45,768 | $82,212 | 11.3% | $370,300 |
| Fort Lee borough | 39,818 | $105,535 | 8.4% | $422,200 |
| Fair Lawn borough | 35,153 | $147,952 | 6.1% | $532,700 |
| Garfield city | 32,502 | $75,701 | 14.2% | $454,300 |
| Englewood city | 29,342 | $101,398 | 9.8% | $497,500 |
| Bergenfield borough | 28,269 | $124,083 | 6.1% | $469,200 |
| Paramus borough | 26,500 | $139,707 | 5.5% | $736,000 |
| Ridgewood village | 26,076 | $217,250 | 3.7% | $882,700 |
| Lodi borough | 25,946 | $84,570 | 16.0% | $449,200 |
| Cliffside Park borough | 25,580 | $94,960 | 11.3% | $577,200 |
Cities Similar to Upper Saddle River borough
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Glen Ridge borough | 7,827 | $248,016 | $730,600 | 83.4% | 1.0% |
| Oradell borough | 8,197 | $214,736 | $702,400 | 71.9% | 3.6% |
| Bernardsville borough | 7,871 | $231,006 | $737,600 | 69.5% | 1.0% |
| Chatham borough | 9,219 | $250,001 | $944,300 | 84.7% | 2.5% |
| Rumson borough | 7,265 | $250,001 | $1,609,400 | 77.7% | 3.2% |
Population Overview
Upper Saddle River borough is a small city located in New Jersey, within Bergen County. The total population is 8,354. It ranks as the 194th most populous out of 700 cities and towns in New Jersey.
Age Demographics
The median age in Upper Saddle River borough is 41.7 years. This is 4% higher than the state median of 40.1 years.
Economy, Income & Housing
The median household income in Upper Saddle River borough is $246,719. This is 144% higher than the state median of $101,050. Compared to the national median of $78,538, household income here is 214% higher. The poverty rate stands at 4.4%. This is 55% lower than the state poverty rate of 9.8%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 7.9%. This is 28% higher than the state rate of 6.2%. The median home value is $1,101,800. Housing costs are 158% higher than the state median of $427,600. The home-value-to-income ratio is 4.5x. 90.4% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 63.7%.
Race & Ethnicity
The largest racial or ethnic group in Upper Saddle River borough is White (non-Hispanic), making up 72.4% of the population. Asian residents account for 16.8%. The Black or African American population (1.5%) is well below the state average of 12.3%. The Hispanic or Latino population (5.3%) is well below the state average of 21.9%. The Asian population is significantly higher than the state average (16.8% vs 9.8%).
Education
74.3% of residents aged 25 and older hold a bachelor's degree or higher. This places Upper Saddle River borough in the top 10% of all cities in the state for educational attainment. This is 73% higher than the state rate of 42.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.5%. Notably, 30.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Upper Saddle River borough, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Upper Saddle River borough, New Jersey?
Upper Saddle River borough, New Jersey has a population of 8,354 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Upper Saddle River borough, NJ?
The median household income in Upper Saddle River borough is $246,719, which is 214% higher the national median of $78,538.
What is the poverty rate in Upper Saddle River borough, NJ?
The poverty rate in Upper Saddle River borough is 4.4%. This means approximately 364 residents live below the federal poverty line.
What is the racial makeup of Upper Saddle River borough, New Jersey?
Upper Saddle River borough's population is 72.4% White, 1.5% Black, 5.3% Hispanic/Latino, and 16.8% Asian.
What is the median home value in Upper Saddle River borough, NJ?
The median home value in Upper Saddle River borough is $1,101,800. The home-value-to-income ratio is 4.5x.
How educated is Upper Saddle River borough, New Jersey?
74.3% of adults (25+) in Upper Saddle River borough hold a bachelor's degree or higher, and 30.5% hold a graduate or professional degree.