Cold Brook, New York Demographics & Population 2026

A note before these figures: with a population of 164, Cold Brook's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Cold Brook is a small community located in New York, within Herkimer County. The total population is 164. It ranks as the 1228th most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Cold Brook is 41.3 years. This is 4% higher than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Cold Brook is $104,444. This is 21% higher than the state median of $85,974. It is also 29% higher than the national median of $80,734. The poverty rate stands at 11.0%. This is 22% lower than the state poverty rate of 14.0%. The survey records no unemployed residents in Cold Brook, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $150,000. Housing costs are 65% lower than the state median of $423,800. With a home-value-to-income ratio of just 1.4x, Cold Brook is one of the most affordable housing markets in the area. 71.0% of occupied housing units are owner-occupied. This homeownership rate is 31% higher than the state average of 54.4%.

Race & Ethnicity

The largest racial or ethnic group in Cold Brook is White (non-Hispanic), making up 81.7% of the population. Black or African American residents account for 3.7%. The White (non-Hispanic) population is significantly higher than the state average (81.7% vs 52.8%). The Black or African American population (3.7%) is well below the state average of 13.4%.

Education

15.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 61% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.0%.

Data Sources & Methodology

All demographic data for Cold Brook, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.