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Monticello, New York Demographics & Population 2026

High PovertyPoverty rate of 29.7% is well above the state average
Highly DiverseNo single racial/ethnic group makes up a majority of the population

During the 2020–2024 ACS period, Monticello, New York had a total population of 7,279, the 269th largest village in New York, with a median household income of $50,583, which is 41% lower than the state average. The poverty rate is 29.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Monticello Quick Facts

Population 7,279
Median Household Income $50,583
Median Home Value $172,000
Poverty Rate 29.7%
Unemployment Rate 8.6%
Median Age 35.9 years
Homeownership Rate 20.1%
Affordability Ratio 3.4x
Bachelor's Degree or Higher 12.1%
High School Graduation Rate 74.2%
Diversity Index 72/100
Population 7,279 269th of 1,289
Median Income $50,583 bottom 20%
Poverty Rate 29.7% 139% higher than national
Median Home Value $172,000 below average

How Monticello Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population7,2527,279+0.4%
Median household income$47,464$50,583+6.6%
Median home value$152,600$172,000+12.7%

How Monticello Compares

Economy & Housing

Household Income Distribution

Under $25K 32.5%
$25K-$50K 16.5%
$50K-$100K 31.9%
$100K+ 19.1%
Detailed income brackets
Under $10K
9.4%
$10K-$15K
12.1%
$15K-$20K
6.9%
$20K-$25K
4.0%
$25K-$30K
5.7%
$30K-$35K
3.5%
$35K-$40K
3.6%
$40K-$45K
1.8%
$45K-$50K
1.8%
$50K-$60K
13.9%
$60K-$75K
9.9%
$75K-$100K
8.1%
$100K-$125K
8.9%
$125K-$150K
4.1%
$150K-$200K
1.6%
$200K+
4.4%

Employment

8.6% Unemployment Rate State: 6.4%|National: 5.2%
61.6% Labor Force Participation

Housing Overview

Owner 20.1%
Renter 79.9%
Affordability Index Affordable
3.4x home value to income ratio
Median gross rent $1,166/mo 27.7% of median household income annually

People & Demographics

Diversity Index

72out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 65 | National average: 61

Education

Monticello Rankings in New York

#269 Population of 1,289
#1101 Median Income of 1,219
#1210 Education of 1,288
#830 Home Value of 1,232

Other Cities in Sullivan County

CityPopulationMedian IncomePovertyHome Value
Liberty 5,142 $64,913 14.6% $181,900
Rock Hill 2,546 $112,344 5.4% $402,700
South Fallsburg 1,914 $44,706 38.4% $375,000
Fallsburg 1,865 $56,056 90.3% N/A
Loch Sheldrake 1,308 $27,214 57.5% N/A
Wurtsboro 1,243 $79,000 10.8% $234,700
Wurtsboro Hills 1,179 $78,514 11.5% $183,100
Hurleyville 1,061 $85,846 11.1% $353,300
Woodridge 955 $61,298 20.3% $207,300
Livingston Manor 727 $48,580 10.4% $109,500

Cities Similar to Monticello

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Binghamton University7,449N/AN/A0.0%N/A
University at Buffalo7,020N/AN/A95.7%48.5%
Herkimer7,566$48,529$133,20015.9%26.4%
Norwich6,782$53,333$121,10027.3%14.2%
Geneseo7,701$46,589$226,20055.6%36.6%

Population Overview

Monticello is a small city located in New York, within Sullivan County. The total population is 7,279. It ranks as the 269th most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Monticello is 35.9 years. This is 10% lower than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Monticello is $50,583. This is 41% lower than the state median of $85,974. It is also 37% lower than the national median of $80,734. The poverty rate stands at 29.7%. This is 112% higher than the state poverty rate of 14.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 8.6%. This is 35% higher than the state rate of 6.4%. The median home value is $172,000. Housing costs are 59% lower than the state median of $423,800. The home-value-to-income ratio is 3.4x. 20.1% of occupied housing units are owner-occupied. This homeownership rate is 63% lower than the state average of 54.4%.

Race & Ethnicity

Monticello is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. White (non-Hispanic) residents account for 28.7%. The Black or African American population is significantly higher than the state average (24.5% vs 13.4%). The Hispanic or Latino population is significantly higher than the state average (37.0% vs 19.8%).

Education

12.1% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 70% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 74.2%.

Data Sources & Methodology

All demographic data for Monticello, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Monticello, New York?

Monticello, New York has a population of 7,279 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Monticello, NY?

The median household income in Monticello is $50,583, which is 37% lower than the national median of $80,734.

What is the poverty rate in Monticello, NY?

The poverty rate in Monticello is 29.7%. This means approximately 2,115 residents live below the federal poverty line.

What is the racial makeup of Monticello, New York?

Monticello's population is 28.7% White, 24.5% Black, 37.0% Hispanic/Latino, and 4.6% Asian.

What is the median home value in Monticello, NY?

The median home value in Monticello is $172,000. The home-value-to-income ratio is 3.4x.

How educated is Monticello, New York?

12.1% of adults (25+) in Monticello hold a bachelor's degree or higher, and 3.1% hold a graduate or professional degree.