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Otter Lake, New York Demographics & Population 2026

During the 2020–2024 ACS period, Otter Lake, New York had a total population of 77, the 1271st largest community in New York. The poverty rate is 5.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Otter Lake Quick Facts

Population 77
Median Household Income N/A
Median Home Value $251,800
Poverty Rate 5.2%
Unemployment Rate 0.0%
Median Age 49.4 years
Homeownership Rate 100.0%
Affordability Ratio N/A
Bachelor's Degree or Higher 56.5%
High School Graduation Rate 100.0%
Diversity Index 15/100
Population 77 1271st of 1,289
Median Income N/A
Poverty Rate 5.2% 58% lower than national
Median Home Value $251,800 average

How Otter Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population10977-29.4%
Median home value$262,500$251,800-4.1%

How Otter Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 8.5%
$25K-$50K 44.7%
$50K-$100K 19.1%
$100K+ 27.7%
Detailed income brackets
Under $10K
8.5%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
12.8%
$35K-$40K
0.0%
$40K-$45K
23.4%
$45K-$50K
8.5%
$50K-$60K
0.0%
$60K-$75K
6.4%
$75K-$100K
12.8%
$100K-$125K
0.0%
$125K-$150K
10.6%
$150K-$200K
8.5%
$200K+
8.5%

Employment

0.0% Unemployment Rate State: 6.4%|National: 5.2%
67.7% Labor Force Participation

Housing Overview

Owner 100.0%
Renter 0.0%

People & Demographics

Diversity Index

15out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Otter Lake Rankings in New York

#1271 Population of 1,289
N/A Median Income of 1,219
#249 Education of 1,288
#602 Home Value of 1,232

Other Cities in Oneida County

CityPopulationMedian IncomePovertyHome Value
Utica 64,217 $52,484 27.5% $151,300
Rome 31,795 $59,925 18.1% $154,400
New York Mills 3,856 $57,578 34.4% $207,700
Whitesboro 3,633 $45,934 22.8% $160,700
Lake Delta 3,202 $100,094 1.8% $239,400
Sherrill 3,028 $88,947 5.7% $227,500
Camden 2,695 $78,375 7.5% $177,600
Yorkville 2,613 $72,969 4.2% $156,300
Washington Mills 2,112 $134,397 7.0% $231,300
Hamilton College 2,058 N/A 0.0% N/A

Cities Similar to Otter Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
North Blenheim79$133,750$95,00025.0%2.6%
Greigsville75N/A$158,70031.6%0.0%
West Danby75N/AN/A84.6%26.7%
Fishers Island72$98,125N/A40.0%0.0%
Schuyler Lake83$70,000$83,0004.8%0.0%

A note before these figures: with a population of 77, Otter Lake's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Otter Lake is a small community located in New York, within Oneida County. The total population is 77. It ranks as the 1271st most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Otter Lake is 49.4 years. This is 24% higher than the state median of 39.8 years. 18.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The poverty rate stands at 5.2%. This is 63% lower than the state poverty rate of 14.0%. The survey records no unemployed residents in Otter Lake, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $251,800. Housing costs are 41% lower than the state median of $423,800. 100.0% of occupied housing units are owner-occupied. This homeownership rate is 84% higher than the state average of 54.4%.

Race & Ethnicity

Otter Lake has a predominantly White (non-Hispanic) population, comprising 92.2% of all residents. Black or African American residents account for 5.2%. The White (non-Hispanic) population is significantly higher than the state average (92.2% vs 52.8%). The Black or African American population (5.2%) is well below the state average of 13.4%.

Education

56.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 40% higher than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. No surveyed resident aged 25 or older reported leaving school before earning a high school diploma, though a rate of exactly 100% reflects the limits of a small sample. Notably, 22.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Otter Lake, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Otter Lake, New York?

Otter Lake, New York has a population of 77 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Otter Lake, NY?

The Census Bureau does not publish a reliable median household income estimate for Otter Lake — the community is too small for the ACS sample. The national median is $80,734.

What is the poverty rate in Otter Lake, NY?

The poverty rate in Otter Lake is 5.2%. This means approximately 4 residents live below the federal poverty line.

What is the racial makeup of Otter Lake, New York?

Otter Lake's population is 92.2% White, 5.2% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Otter Lake, NY?

The median home value in Otter Lake is $251,800.

How educated is Otter Lake, New York?

56.5% of adults (25+) in Otter Lake hold a bachelor's degree or higher, and 22.6% hold a graduate or professional degree.