Flat Rock, North Carolina Demographics & Population 2026
During the 2020–2024 ACS period, Flat Rock, North Carolina had a total population of 3,530, the 231st largest village in North Carolina, with a median household income of $95,098, which is 31% higher than the state average. The poverty rate is 7.6%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 31% above the state average — one of the wealthiest communities in North Carolina.
- 66.0% of adults hold a bachelor's degree or higher — top 10% in North Carolina.
Flat Rock Quick Facts
How Flat Rock Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 3,502 | 3,530 | +0.8% |
| Median household income | $103,981 | $95,098 | -8.5% |
| Median home value | $563,600 | $601,700 | +6.8% |
How Flat Rock Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 58 | National average: 61
Education
Educational Attainment (Adults 25+)
Flat Rock Rankings in North Carolina
Explore North Carolina Rankings
Other Cities in Henderson County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Hendersonville | 15,408 | $53,449 | 14.5% | $317,000 |
| Fletcher | 8,098 | $75,272 | 7.6% | $331,100 |
| Etowah | 7,968 | $72,596 | 14.4% | $338,100 |
| Mills River | 7,281 | $105,398 | 2.6% | $436,100 |
| East Flat Rock | 6,323 | $59,583 | 12.6% | $245,900 |
| Dana | 4,147 | $60,450 | 24.7% | $249,700 |
| Mountain Home | 3,437 | $83,083 | 11.9% | $400,000 |
| Edneyville | 2,716 | $53,818 | 22.3% | $286,400 |
| Valley Hill | 2,675 | $86,599 | 7.9% | $353,100 |
| Laurel Park | 2,408 | $90,000 | 5.5% | $433,100 |
Cities Similar to Flat Rock
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Fairview | 3,619 | $98,808 | $382,300 | 31.4% | 1.8% |
| Kitty Hawk | 3,724 | $94,450 | $535,000 | 43.5% | 4.7% |
| Red Oak | 3,405 | $90,214 | $271,800 | 37.0% | 2.2% |
| Mineral Springs | 3,314 | $91,500 | $389,900 | 35.2% | 4.2% |
| Brices Creek | 3,415 | $85,723 | $338,700 | 33.4% | 3.4% |
Population Overview
Flat Rock is a small community located in North Carolina, within Henderson County. The total population is 3,530. It ranks as the 231st most populous out of 772 Census-designated places in North Carolina.
Age Demographics
The median age in Flat Rock is 67.1 years. This is 72% higher than the state median of 39.1 years. Only 7.5% of residents are under 18, indicating fewer families with children. 27.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Flat Rock is $95,098. This is 31% higher than the state median of $72,388. It is also 18% higher than the national median of $80,734. The poverty rate stands at 7.6%. This is 42% lower than the state poverty rate of 13.0%. The unemployment rate is 5.1%. This is 8% higher than the state rate of 4.7%. The median home value is $601,700. Housing costs are 108% higher than the state median of $288,900. The home-value-to-income ratio of 6.3x suggests that housing affordability is a significant concern for many residents. 95.3% of occupied housing units are owner-occupied. This homeownership rate is 43% higher than the state average of 66.6%.
Race & Ethnicity
Flat Rock has a predominantly White (non-Hispanic) population, comprising 94.3% of all residents. Hispanic or Latino residents account for 4.4%. The White (non-Hispanic) population is significantly higher than the state average (94.3% vs 60.0%). The Hispanic or Latino population (4.4%) is well below the state average of 11.3%. The Asian population (0.3%) is well below the state average of 3.3%.
Education
66.0% of residents aged 25 and older hold a bachelor's degree or higher. This places Flat Rock in the top 10% of all cities in the state for educational attainment. This is 85% higher than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.5%. Notably, 32.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Flat Rock, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Flat Rock, North Carolina?
Flat Rock, North Carolina has a population of 3,530 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Flat Rock, NC?
The median household income in Flat Rock is $95,098, which is 18% higher than the national median of $80,734.
What is the poverty rate in Flat Rock, NC?
The poverty rate in Flat Rock is 7.6%. This means approximately 267 residents live below the federal poverty line.
What is the racial makeup of Flat Rock, North Carolina?
Flat Rock's population is 94.3% White, 0.0% Black, 4.4% Hispanic/Latino, and 0.3% Asian.
What is the median home value in Flat Rock, NC?
The median home value in Flat Rock is $601,700. The home-value-to-income ratio is 6.3x.
How educated is Flat Rock, North Carolina?
66.0% of adults (25+) in Flat Rock hold a bachelor's degree or higher, and 32.3% hold a graduate or professional degree.