Mountain Home, North Carolina Demographics & Population 2026
During the 2020–2024 ACS period, Mountain Home, North Carolina had a total population of 3,437, the 236th largest community in North Carolina, with a median household income of $83,083, which is 15% higher than the state average. The poverty rate is 11.9%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Near full employment with an unemployment rate of just 0.7%.
Mountain Home Quick Facts
How Mountain Home Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 3,518 | 3,437 | -2.3% |
| Median household income | $68,750 | $83,083 | +20.8% |
| Median home value | $353,200 | $400,000 | +13.3% |
How Mountain Home Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 58 | National average: 61
Education
Educational Attainment (Adults 25+)
Mountain Home Rankings in North Carolina
Explore North Carolina Rankings
Other Cities in Henderson County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Hendersonville | 15,408 | $53,449 | 14.5% | $317,000 |
| Fletcher | 8,098 | $75,272 | 7.6% | $331,100 |
| Etowah | 7,968 | $72,596 | 14.4% | $338,100 |
| Mills River | 7,281 | $105,398 | 2.6% | $436,100 |
| East Flat Rock | 6,323 | $59,583 | 12.6% | $245,900 |
| Dana | 4,147 | $60,450 | 24.7% | $249,700 |
| Flat Rock | 3,530 | $95,098 | 7.6% | $601,700 |
| Edneyville | 2,716 | $53,818 | 22.3% | $286,400 |
| Valley Hill | 2,675 | $86,599 | 7.9% | $353,100 |
| Laurel Park | 2,408 | $90,000 | 5.5% | $433,100 |
Cities Similar to Mountain Home
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Brices Creek | 3,415 | $85,723 | $338,700 | 33.4% | 3.4% |
| Red Oak | 3,405 | $90,214 | $271,800 | 37.0% | 2.2% |
| Eastover | 3,666 | $85,156 | $241,600 | 31.9% | 13.4% |
| Mineral Springs | 3,314 | $91,500 | $389,900 | 35.2% | 4.2% |
| Flat Rock | 3,530 | $95,098 | $601,700 | 66.0% | 7.6% |
Population Overview
Mountain Home is a small community located in North Carolina, within Henderson County. The total population is 3,437. It ranks as the 236th most populous out of 772 Census-designated places in North Carolina.
Age Demographics
The median age in Mountain Home is 50.5 years. This is 29% higher than the state median of 39.1 years. Only 12.1% of residents are under 18, indicating fewer families with children. 13.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Mountain Home is $83,083. This is 15% higher than the state median of $72,388. It is also 3% higher than the national median of $80,734. The poverty rate stands at 11.9%. This is 9% lower than the state poverty rate of 13.0%. The unemployment rate is 0.7%. This is 85% lower than the state rate of 4.7%. The median home value is $400,000. Housing costs are 38% higher than the state median of $288,900. The home-value-to-income ratio is 4.8x. 75.4% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 66.6%.
Race & Ethnicity
The largest racial or ethnic group in Mountain Home is White (non-Hispanic), making up 80.6% of the population. Hispanic or Latino residents account for 15.5%. The Black or African American population (1.1%) is well below the state average of 20.0%.
Education
42.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% higher than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.2%.
Data Sources & Methodology
All demographic data for Mountain Home, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Mountain Home, North Carolina?
Mountain Home, North Carolina has a population of 3,437 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Mountain Home, NC?
The median household income in Mountain Home is $83,083, which is 3% higher than the national median of $80,734.
What is the poverty rate in Mountain Home, NC?
The poverty rate in Mountain Home is 11.9%. This means approximately 390 residents live below the federal poverty line.
What is the racial makeup of Mountain Home, North Carolina?
Mountain Home's population is 80.6% White, 1.1% Black, 15.5% Hispanic/Latino, and 1.8% Asian.
What is the median home value in Mountain Home, NC?
The median home value in Mountain Home is $400,000. The home-value-to-income ratio is 4.8x.
How educated is Mountain Home, North Carolina?
42.0% of adults (25+) in Mountain Home hold a bachelor's degree or higher, and 9.3% hold a graduate or professional degree.