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Mountain Home, North Carolina Demographics & Population 2026

During the 2020–2024 ACS period, Mountain Home, North Carolina had a total population of 3,437, the 236th largest community in North Carolina, with a median household income of $83,083, which is 15% higher than the state average. The poverty rate is 11.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Mountain Home Quick Facts

Population 3,437
Median Household Income $83,083
Median Home Value $400,000
Poverty Rate 11.9%
Unemployment Rate 0.7%
Median Age 50.5 years
Homeownership Rate 75.4%
Affordability Ratio 4.8x
Bachelor's Degree or Higher 42.0%
High School Graduation Rate 95.2%
Diversity Index 33/100
Population 3,437 236th of 772
Median Income $83,083 top 30%
Poverty Rate 11.9% 4% lower than national
Median Home Value $400,000 top 20%

How Mountain Home Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,5183,437-2.3%
Median household income$68,750$83,083+20.8%
Median home value$353,200$400,000+13.3%

How Mountain Home Compares

Economy & Housing

Household Income Distribution

Under $25K 15.2%
$25K-$50K 14.9%
$50K-$100K 27.4%
$100K+ 42.5%
Detailed income brackets
Under $10K
10.2%
$10K-$15K
3.3%
$15K-$20K
0.0%
$20K-$25K
1.7%
$25K-$30K
2.2%
$30K-$35K
3.7%
$35K-$40K
4.1%
$40K-$45K
3.3%
$45K-$50K
1.7%
$50K-$60K
6.8%
$60K-$75K
9.5%
$75K-$100K
11.1%
$100K-$125K
18.3%
$125K-$150K
2.1%
$150K-$200K
8.2%
$200K+
13.8%

Employment

0.7% Unemployment Rate State: 4.7%|National: 5.2%
65.5% Labor Force Participation

Housing Overview

Owner 75.4%
Renter 24.6%
Affordability Index Moderate
4.8x home value to income ratio
Median gross rent $1,240/mo 17.9% of median household income annually

People & Demographics

Diversity Index

33out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 58 | National average: 61

Education

Mountain Home Rankings in North Carolina

#236 Population of 772
#170 Median Income of 716
#141 Education of 772
#109 Home Value of 725

Other Cities in Henderson County

CityPopulationMedian IncomePovertyHome Value
Hendersonville 15,408 $53,449 14.5% $317,000
Fletcher 8,098 $75,272 7.6% $331,100
Etowah 7,968 $72,596 14.4% $338,100
Mills River 7,281 $105,398 2.6% $436,100
East Flat Rock 6,323 $59,583 12.6% $245,900
Dana 4,147 $60,450 24.7% $249,700
Flat Rock 3,530 $95,098 7.6% $601,700
Edneyville 2,716 $53,818 22.3% $286,400
Valley Hill 2,675 $86,599 7.9% $353,100
Laurel Park 2,408 $90,000 5.5% $433,100

Cities Similar to Mountain Home

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Brices Creek3,415$85,723$338,70033.4%3.4%
Red Oak3,405$90,214$271,80037.0%2.2%
Eastover3,666$85,156$241,60031.9%13.4%
Mineral Springs3,314$91,500$389,90035.2%4.2%
Flat Rock3,530$95,098$601,70066.0%7.6%

Population Overview

Mountain Home is a small community located in North Carolina, within Henderson County. The total population is 3,437. It ranks as the 236th most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in Mountain Home is 50.5 years. This is 29% higher than the state median of 39.1 years. Only 12.1% of residents are under 18, indicating fewer families with children. 13.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Mountain Home is $83,083. This is 15% higher than the state median of $72,388. It is also 3% higher than the national median of $80,734. The poverty rate stands at 11.9%. This is 9% lower than the state poverty rate of 13.0%. The unemployment rate is 0.7%. This is 85% lower than the state rate of 4.7%. The median home value is $400,000. Housing costs are 38% higher than the state median of $288,900. The home-value-to-income ratio is 4.8x. 75.4% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 66.6%.

Race & Ethnicity

The largest racial or ethnic group in Mountain Home is White (non-Hispanic), making up 80.6% of the population. Hispanic or Latino residents account for 15.5%. The Black or African American population (1.1%) is well below the state average of 20.0%.

Education

42.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% higher than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.2%.

Data Sources & Methodology

All demographic data for Mountain Home, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Mountain Home, North Carolina?

Mountain Home, North Carolina has a population of 3,437 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Mountain Home, NC?

The median household income in Mountain Home is $83,083, which is 3% higher than the national median of $80,734.

What is the poverty rate in Mountain Home, NC?

The poverty rate in Mountain Home is 11.9%. This means approximately 390 residents live below the federal poverty line.

What is the racial makeup of Mountain Home, North Carolina?

Mountain Home's population is 80.6% White, 1.1% Black, 15.5% Hispanic/Latino, and 1.8% Asian.

What is the median home value in Mountain Home, NC?

The median home value in Mountain Home is $400,000. The home-value-to-income ratio is 4.8x.

How educated is Mountain Home, North Carolina?

42.0% of adults (25+) in Mountain Home hold a bachelor's degree or higher, and 9.3% hold a graduate or professional degree.