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Ocean Isle Beach, North Carolina Demographics & Population 2026

During the 2020–2024 ACS period, Ocean Isle Beach, North Carolina had a total population of 903, the 482nd largest town in North Carolina, with a median household income of $96,786, which is 34% higher than the state average. The poverty rate is 5.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Ocean Isle Beach Quick Facts

Population 903
Median Household Income $96,786
Median Home Value $835,500
Poverty Rate 5.3%
Unemployment Rate 0.0%
Median Age 67.3 years
Homeownership Rate 96.5%
Affordability Ratio 8.6x
Bachelor's Degree or Higher 65.1%
High School Graduation Rate 99.3%
Diversity Index 3/100
Population 903 482nd of 772
Median Income $96,786 top 20%
Poverty Rate 5.3% 57% lower than national
Median Home Value $835,500 top 10%

How Ocean Isle Beach Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population796903+13.4%
Median household income$99,231$96,786-2.5%
Median home value$754,300$835,500+10.8%

How Ocean Isle Beach Compares

Economy & Housing

Household Income Distribution

Under $25K 15.2%
$25K-$50K 14.8%
$50K-$100K 20.8%
$100K+ 49.2%
Detailed income brackets
Under $10K
6.6%
$10K-$15K
0.6%
$15K-$20K
3.9%
$20K-$25K
4.1%
$25K-$30K
4.7%
$30K-$35K
0.8%
$35K-$40K
3.9%
$40K-$45K
1.8%
$45K-$50K
3.7%
$50K-$60K
2.5%
$60K-$75K
7.0%
$75K-$100K
11.3%
$100K-$125K
15.2%
$125K-$150K
4.7%
$150K-$200K
5.8%
$200K+
23.5%

Employment

0.0% Unemployment Rate State: 4.7%|National: 5.2%
34.1% Labor Force Participation

Housing Overview

Owner 96.5%
Renter 3.5%
Affordability Index Very Expensive
8.6x home value to income ratio

People & Demographics

Diversity Index

3out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 58 | National average: 61

Education

Ocean Isle Beach Rankings in North Carolina

#482 Population of 772
#92 Median Income of 716
#36 Education of 772
#8 Home Value of 725

Other Cities in Brunswick County

CityPopulationMedian IncomePovertyHome Value
Leland 29,607 $91,977 6.1% $398,900
Oak Island 9,030 $85,872 8.7% $456,500
St. James 7,072 $116,383 4.3% $636,800
Boiling Spring Lakes 6,347 $62,676 8.6% $292,300
Carolina Shores 5,017 $76,087 4.0% $288,600
Shallotte 4,639 $88,367 10.3% $349,500
Sunset Beach 4,351 $81,976 5.8% $410,900
Southport 4,205 $87,641 6.4% $437,700
Belville 2,573 $81,944 10.7% $282,600
Calabash 2,377 $65,310 17.6% $253,200

Cities Similar to Ocean Isle Beach

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Five Points940N/A$344,10022.2%21.7%
Prospect907$110,769$100,70034.7%21.7%
Hoffman821N/A$72,9007.0%58.2%
Beech Mountain987$90,855$443,50053.4%6.4%
White Lake970$84,375$235,30043.3%5.9%

A note before these figures: with a population of 903, Ocean Isle Beach's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Ocean Isle Beach is a small community located in North Carolina, within Brunswick County. The total population is 903. It ranks as the 482nd most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in Ocean Isle Beach is 67.3 years. This is 72% higher than the state median of 39.1 years. Only 3.5% of residents are under 18, indicating fewer families with children. 20.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Ocean Isle Beach is $96,786. This is 34% higher than the state median of $72,388. It is also 20% higher than the national median of $80,734. The poverty rate stands at 5.3%. This is 59% lower than the state poverty rate of 13.0%. The survey records no unemployed residents in Ocean Isle Beach, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $835,500. Housing costs are 189% higher than the state median of $288,900. The home-value-to-income ratio of 8.6x suggests that housing affordability is a significant concern for many residents. 96.5% of occupied housing units are owner-occupied. This homeownership rate is 45% higher than the state average of 66.6%.

Race & Ethnicity

Ocean Isle Beach has a predominantly White (non-Hispanic) population, comprising 98.2% of all residents. Hispanic or Latino residents account for 1.1%. The White (non-Hispanic) population is significantly higher than the state average (98.2% vs 60.0%). The Black or African American population (0.5%) is well below the state average of 20.0%. The Hispanic or Latino population (1.1%) is well below the state average of 11.3%.

Education

65.1% of residents aged 25 and older hold a bachelor's degree or higher. This places Ocean Isle Beach in the top 10% of all cities in the state for educational attainment. This is 83% higher than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 99.3%. Notably, 29.2% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Ocean Isle Beach, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Ocean Isle Beach, North Carolina?

Ocean Isle Beach, North Carolina has a population of 903 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Ocean Isle Beach, NC?

The median household income in Ocean Isle Beach is $96,786, which is 20% higher than the national median of $80,734.

What is the poverty rate in Ocean Isle Beach, NC?

The poverty rate in Ocean Isle Beach is 5.3%. This means approximately 48 residents live below the federal poverty line.

What is the racial makeup of Ocean Isle Beach, North Carolina?

Ocean Isle Beach's population is 98.2% White, 0.5% Black, 1.1% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Ocean Isle Beach, NC?

The median home value in Ocean Isle Beach is $835,500. The home-value-to-income ratio is 8.6x.

How educated is Ocean Isle Beach, North Carolina?

65.1% of adults (25+) in Ocean Isle Beach hold a bachelor's degree or higher, and 29.2% hold a graduate or professional degree.