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Clayton, Ohio Demographics & Population 2026

Very AffordableHome value to income ratio of 2.2x is exceptionally low

During the 2020–2024 ACS period, Clayton, Ohio had a total population of 13,277, the 140th largest city in Ohio, with a median household income of $92,879, which is 30% higher than the state average. The poverty rate is 7.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Clayton Quick Facts

Population 13,277
Median Household Income $92,879
Median Home Value $208,200
Poverty Rate 7.0%
Unemployment Rate 2.5%
Median Age 45.6 years
Homeownership Rate 82.0%
Affordability Ratio 2.2x
Bachelor's Degree or Higher 35.8%
High School Graduation Rate 96.0%
Diversity Index 53/100
Population 13,277 140th of 1,264
Median Income $92,879 top 20%
Poverty Rate 7.0% 44% lower than national
Median Home Value $208,200 top 30%

How Clayton Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population13,26913,277+0.1%
Median household income$90,886$92,879+2.2%
Median home value$189,100$208,200+10.1%

How Clayton Compares

Economy & Housing

Household Income Distribution

Under $25K 7.3%
$25K-$50K 10.9%
$50K-$100K 36.5%
$100K+ 45.3%
Detailed income brackets
Under $10K
2.9%
$10K-$15K
2.4%
$15K-$20K
0.9%
$20K-$25K
1.1%
$25K-$30K
1.8%
$30K-$35K
2.2%
$35K-$40K
2.6%
$40K-$45K
1.7%
$45K-$50K
2.6%
$50K-$60K
8.6%
$60K-$75K
11.6%
$75K-$100K
16.4%
$100K-$125K
17.8%
$125K-$150K
6.7%
$150K-$200K
8.9%
$200K+
12.0%

Employment

2.5% Unemployment Rate State: 4.8%|National: 5.2%
63.2% Labor Force Participation

Housing Overview

Owner 82.0%
Renter 18.0%
Affordability Index Very Affordable
2.2x home value to income ratio
Median gross rent $1,070/mo 13.8% of median household income annually

People & Demographics

Diversity Index

53out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Clayton Rankings in Ohio

#140 Population of 1,264
#216 Median Income of 1,191
#235 Education of 1,264
#333 Home Value of 1,206

Other Cities in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Dayton 136,579 $45,247 26.9% $100,600
Kettering 57,206 $74,681 8.3% $208,500
Huber Heights 43,455 $79,131 9.6% $177,300
Centerville 25,205 $85,492 8.6% $287,200
Riverside 24,435 $61,352 15.3% $147,800
Trotwood 23,041 $50,113 21.5% $113,200
Springboro 19,980 $119,659 2.8% $357,800
Miamisburg 19,948 $82,900 11.8% $231,300
Vandalia 15,053 $73,275 9.0% $197,000
Englewood 13,356 $80,030 6.4% $182,800

Cities Similar to Clayton

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Loveland13,197$94,323$321,30050.2%7.8%
University Heights13,394$96,971$242,70067.5%11.1%
Amherst12,906$90,725$239,20031.4%6.2%
Lyndhurst13,801$91,238$212,20058.9%4.7%
Harrison13,084$100,000$229,40030.8%6.9%

Population Overview

Clayton is a small city located in Ohio, within Montgomery County. The total population is 13,277. It ranks as the 140th most populous out of 1,264 Census-designated places in Ohio.

Age Demographics

The median age in Clayton is 45.6 years. This is 15% higher than the state median of 39.7 years.

Economy, Income & Housing

The median household income in Clayton is $92,879. This is 30% higher than the state median of $71,389. It is also 15% higher than the national median of $80,734. The poverty rate stands at 7.0%. This is 47% lower than the state poverty rate of 13.3%. The unemployment rate is 2.5%. This is 48% lower than the state rate of 4.8%. The median home value is $208,200. Housing costs are 3% lower than the state median of $214,800. With a home-value-to-income ratio of just 2.2x, Clayton is one of the most affordable housing markets in the area. 82.0% of occupied housing units are owner-occupied. This homeownership rate is 22% higher than the state average of 67.2%.

Race & Ethnicity

The largest racial or ethnic group in Clayton is White (non-Hispanic), making up 62.1% of the population. Black or African American residents account for 27.7%. The Black or African American population is significantly higher than the state average (27.7% vs 12.0%).

Education

35.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% higher than the state rate of 31.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%. Notably, 17.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Clayton, Ohio is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Ohio state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,264 Census-designated places in Ohio. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Clayton, Ohio?

Clayton, Ohio has a population of 13,277 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Clayton, OH?

The median household income in Clayton is $92,879, which is 15% higher than the national median of $80,734.

What is the poverty rate in Clayton, OH?

The poverty rate in Clayton is 7.0%. This means approximately 913 residents live below the federal poverty line.

What is the racial makeup of Clayton, Ohio?

Clayton's population is 62.1% White, 27.7% Black, 2.8% Hispanic/Latino, and 1.5% Asian.

What is the median home value in Clayton, OH?

The median home value in Clayton is $208,200. The home-value-to-income ratio is 2.2x.

How educated is Clayton, Ohio?

35.8% of adults (25+) in Clayton hold a bachelor's degree or higher, and 17.4% hold a graduate or professional degree.