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Montgomery County, Ohio Demographics 2026

Montgomery County, Ohio has a population of 536,096, the 5th most populous county in Ohio. The median household income is $66,139 and the median home value is $180,900. The poverty rate is 15.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Montgomery County Quick Facts

Population 536,096
Median Household Income $66,139
Median Home Value $180,900
Poverty Rate 15.0%
Unemployment Rate 5.7%
Median Age 38.8 years
Homeownership Rate 62.5%
Affordability Ratio 2.7x
Bachelor's Degree+ 31.3%
High School Graduation 92.7%
Cities/Places 25
Population 536,096 5th of 88
Median Income $66,139 7% lower than state
Poverty Rate 15.0%
Unemployment 5.7%

How Montgomery County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population535,528536,096+0.1%
Median household income$64,403$66,139+2.7%
Median home value$167,400$180,900+8.1%

Economy & Housing

Household Income Distribution

Under $25K 18.0%
$25K-$50K 20.4%
$50K-$100K 30.9%
$100K+ 30.7%
Detailed income brackets
Under $10K
5.8%
$10K-$15K
4.5%
$15K-$20K
3.6%
$20K-$25K
4.1%
$25K-$30K
3.7%
$30K-$35K
3.9%
$35K-$40K
4.2%
$40K-$45K
4.3%
$45K-$50K
4.3%
$50K-$60K
6.9%
$60K-$75K
10.2%
$75K-$100K
13.7%
$100K-$125K
9.7%
$125K-$150K
6.3%
$150K-$200K
7.4%
$200K+
7.3%

Employment

5.7% Unemployment Rate State: 4.8%|National: 5.2%
63.3% Labor Force Participation

Housing Overview

Owner 62.5%
Renter 37.5%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $1,026/mo 18.6% of median household income annually

People & Demographics

Diversity Index

50out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Cities & Places in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Dayton136,579$45,24726.9%$100,600
Kettering57,206$74,6818.3%$208,500
Huber Heights43,455$79,1319.6%$177,300
Centerville25,205$85,4928.6%$287,200
Riverside24,435$61,35215.3%$147,800
Trotwood23,041$50,11321.5%$113,200
Springboro19,980$119,6592.8%$357,800
Miamisburg19,948$82,90011.8%$231,300
Vandalia15,053$73,2759.0%$197,000
Englewood13,356$80,0306.4%$182,800
Clayton13,277$92,8797.0%$208,200
West Carrollton12,976$61,61916.0%$156,900
Shiloh10,526$45,87424.5%$126,800
Oakwood9,458$156,6672.7%$370,100
Union7,037$73,35312.6%$169,200
Moraine6,536$48,78822.8%$156,800
Germantown5,825$90,1257.6%$205,900
Brookville5,779$63,5988.8%$182,200
Carlisle5,543$71,13610.1%$207,100
New Lebanon4,169$69,90621.9%$115,600
Fort McKinley3,508$45,68721.4%$59,900
Drexel1,751$32,09415.7%$63,800
Farmersville1,079$80,3133.6%$159,200
Verona653$66,2509.3%$153,600
Phillipsburg406$74,7229.4%$152,200

Population Overview

Montgomery County is located in Ohio with a total population of 536,096. It is the 5th most populous county out of 88 in Ohio. The county encompasses 25 Census-designated places.

Age Demographics

The median age in Montgomery County is 38.8 years. This is 2% lower than the state median of 39.7 years.

Economy, Income & Housing

The median household income in Montgomery County is $66,139. This is 7% lower than the state median of $71,389. It is also 18% lower than the national median of $80,734. The poverty rate stands at 15.0%. This is 13% higher than the state poverty rate of 13.3%. The unemployment rate is 5.7%. This is 20% higher than the state rate of 4.8%. The median home value is $180,900. Housing costs are 16% lower than the state median of $214,800. With a home-value-to-income ratio of just 2.7x, Montgomery County is one of the most affordable housing markets in the area. 62.5% of occupied housing units are owner-occupied. This homeownership rate is 7% lower than the state average of 67.2%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery County is White (non-Hispanic), making up 67.7% of the population. Black or African American residents account for 20.3%. The Black or African American population is significantly higher than the state average (20.3% vs 12.0%).

Education

31.3% of residents aged 25 and older hold a bachelor's degree or higher. This is about the same as the state rate of 31.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.7%.

Data Sources & Methodology

All figures for Montgomery County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Ohio and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Montgomery County, Ohio?

Montgomery County has a population of 536,096, making it the 5th most populous county in Ohio.

What is the median income in Montgomery County?

The median household income in Montgomery County is $66,139 with a poverty rate of 15.0%.

How many cities are in Montgomery County, Ohio?

Montgomery County contains 25 Census-designated places.