Germantown, Ohio Demographics & Population 2026
During the 2020–2024 ACS period, Germantown, Ohio had a total population of 5,825, the 272nd largest city in Ohio, with a median household income of $90,125, which is 26% higher than the state average. The poverty rate is 7.6%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.3x.
Germantown Quick Facts
How Germantown Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 5,796 | 5,825 | +0.5% |
| Median household income | $84,307 | $90,125 | +6.9% |
| Median home value | $186,900 | $205,900 | +10.2% |
How Germantown Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 41 | National average: 61
Education
Educational Attainment (Adults 25+)
Germantown Rankings in Ohio
Explore Ohio Rankings
Other Cities in Montgomery County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Dayton | 136,579 | $45,247 | 26.9% | $100,600 |
| Kettering | 57,206 | $74,681 | 8.3% | $208,500 |
| Huber Heights | 43,455 | $79,131 | 9.6% | $177,300 |
| Centerville | 25,205 | $85,492 | 8.6% | $287,200 |
| Riverside | 24,435 | $61,352 | 15.3% | $147,800 |
| Trotwood | 23,041 | $50,113 | 21.5% | $113,200 |
| Springboro | 19,980 | $119,659 | 2.8% | $357,800 |
| Miamisburg | 19,948 | $82,900 | 11.8% | $231,300 |
| Vandalia | 15,053 | $73,275 | 9.0% | $197,000 |
| Englewood | 13,356 | $80,030 | 6.4% | $182,800 |
Cities Similar to Germantown
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Groveport | 5,900 | $93,586 | $275,100 | 33.3% | 6.8% |
| Grafton | 5,657 | $90,724 | $216,100 | 11.2% | 9.2% |
| Fort Shawnee | 6,209 | $90,491 | $208,700 | 30.6% | 6.3% |
| Howland Center | 6,266 | $86,135 | $196,000 | 35.4% | 7.0% |
| Pleasant Run | 5,629 | $79,537 | $171,000 | 19.1% | 10.5% |
Population Overview
Germantown is a small city located in Ohio, within Montgomery County. The total population is 5,825. It ranks as the 272nd most populous out of 1,264 Census-designated places in Ohio.
Age Demographics
The median age in Germantown is 40.9 years. This is 3% higher than the state median of 39.7 years.
Economy, Income & Housing
The median household income in Germantown is $90,125. This is 26% higher than the state median of $71,389. It is also 12% higher than the national median of $80,734. The poverty rate stands at 7.6%. This is 43% lower than the state poverty rate of 13.3%. The unemployment rate is 6.9%. This is 44% higher than the state rate of 4.8%. The median home value is $205,900. Housing costs are 4% lower than the state median of $214,800. With a home-value-to-income ratio of just 2.3x, Germantown is one of the most affordable housing markets in the area. 82.3% of occupied housing units are owner-occupied. This homeownership rate is 22% higher than the state average of 67.2%.
Race & Ethnicity
Germantown has a predominantly White (non-Hispanic) population, comprising 94.0% of all residents. Hispanic or Latino residents account for 2.6%.
Education
28.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 10% lower than the state rate of 31.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.1%.
Data Sources & Methodology
All demographic data for Germantown, Ohio is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Ohio state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,264 Census-designated places in Ohio. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Germantown, Ohio?
Germantown, Ohio has a population of 5,825 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Germantown, OH?
The median household income in Germantown is $90,125, which is 12% higher than the national median of $80,734.
What is the poverty rate in Germantown, OH?
The poverty rate in Germantown is 7.6%. This means approximately 438 residents live below the federal poverty line.
What is the racial makeup of Germantown, Ohio?
Germantown's population is 94.0% White, 0.0% Black, 2.6% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Germantown, OH?
The median home value in Germantown is $205,900. The home-value-to-income ratio is 2.3x.
How educated is Germantown, Ohio?
28.3% of adults (25+) in Germantown hold a bachelor's degree or higher, and 12.2% hold a graduate or professional degree.