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Phillipsburg, Ohio Demographics & Population 2026

During the 2020–2024 ACS period, Phillipsburg, Ohio had a total population of 406, the 933rd largest village in Ohio, with a median household income of $74,722, which is 5% higher than the state average. The poverty rate is 9.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Phillipsburg Quick Facts

Population 406
Median Household Income $74,722
Median Home Value $152,200
Poverty Rate 9.4%
Unemployment Rate 8.6%
Median Age 39.3 years
Homeownership Rate 78.6%
Affordability Ratio 2.0x
Bachelor's Degree or Higher 15.4%
High School Graduation Rate 90.9%
Diversity Index 0/100
Population 406 933rd of 1,264
Median Income $74,722 above average
Poverty Rate 9.4% 25% lower than national
Median Home Value $152,200 average

How Phillipsburg Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population397406+2.3%
Median household income$70,750$74,722+5.6%
Median home value$107,400$152,200+41.7%

How Phillipsburg Compares

Economy & Housing

Household Income Distribution

Under $25K 15.2%
$25K-$50K 22.4%
$50K-$100K 40.9%
$100K+ 21.4%
Detailed income brackets
Under $10K
1.9%
$10K-$15K
3.3%
$15K-$20K
0.9%
$20K-$25K
9.0%
$25K-$30K
4.8%
$30K-$35K
10.5%
$35K-$40K
3.3%
$40K-$45K
2.4%
$45K-$50K
1.4%
$50K-$60K
2.9%
$60K-$75K
10.0%
$75K-$100K
28.1%
$100K-$125K
10.5%
$125K-$150K
3.8%
$150K-$200K
6.2%
$200K+
0.9%

Employment

8.6% Unemployment Rate State: 4.8%|National: 5.2%
65.3% Labor Force Participation

Housing Overview

Owner 78.6%
Renter 21.4%
Affordability Index Very Affordable
2.0x home value to income ratio
Median gross rent $997/mo 16.0% of median household income annually

People & Demographics

Diversity Index

0out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Phillipsburg Rankings in Ohio

#933 Population of 1,264
#431 Median Income of 1,191
#754 Education of 1,264
#659 Home Value of 1,206

Other Cities in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Dayton 136,579 $45,247 26.9% $100,600
Kettering 57,206 $74,681 8.3% $208,500
Huber Heights 43,455 $79,131 9.6% $177,300
Centerville 25,205 $85,492 8.6% $287,200
Riverside 24,435 $61,352 15.3% $147,800
Trotwood 23,041 $50,113 21.5% $113,200
Springboro 19,980 $119,659 2.8% $357,800
Miamisburg 19,948 $82,900 11.8% $231,300
Vandalia 15,053 $73,275 9.0% $197,000
Englewood 13,356 $80,030 6.4% $182,800

Cities Similar to Phillipsburg

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Marne416N/A$218,30011.1%25.2%
Waterford395N/A$208,90036.7%2.3%
Sugar Grove402$72,000$176,30026.5%8.0%
Bowerston420N/A$75,00011.3%30.5%
Dundee390N/AN/A0.0%0.0%

A note before these figures: with a population of 406, Phillipsburg's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Phillipsburg is a small community located in Ohio, within Montgomery County. The total population is 406. It ranks as the 933rd most populous out of 1,264 Census-designated places in Ohio.

Age Demographics

The median age in Phillipsburg is 39.3 years. This is 1% lower than the state median of 39.7 years. Only 14.3% of residents are under 18, indicating fewer families with children. 11.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Phillipsburg is $74,722. This is 5% higher than the state median of $71,389. It is also 7% lower than the national median of $80,734. The poverty rate stands at 9.4%. This is 30% lower than the state poverty rate of 13.3%. The unemployment rate is 8.6%. This is 80% higher than the state rate of 4.8%. The median home value is $152,200. Housing costs are 29% lower than the state median of $214,800. With a home-value-to-income ratio of just 2.0x, Phillipsburg is one of the most affordable housing markets in the area. 78.6% of occupied housing units are owner-occupied. This homeownership rate is 17% higher than the state average of 67.2%.

Race & Ethnicity

Every resident counted in Phillipsburg was recorded as White (non-Hispanic). A figure of exactly 99.8% reflects a survey sample too small to capture the community's full composition rather than a precise measurement.

Education

15.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 51% lower than the state rate of 31.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.9%.

Data Sources & Methodology

All demographic data for Phillipsburg, Ohio is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Ohio state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,264 Census-designated places in Ohio. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Phillipsburg, Ohio?

Phillipsburg, Ohio has a population of 406 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Phillipsburg, OH?

The median household income in Phillipsburg is $74,722, which is 7% lower than the national median of $80,734.

What is the poverty rate in Phillipsburg, OH?

The poverty rate in Phillipsburg is 9.4%. This means approximately 38 residents live below the federal poverty line.

What is the racial makeup of Phillipsburg, Ohio?

Phillipsburg's population is 99.8% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Phillipsburg, OH?

The median home value in Phillipsburg is $152,200. The home-value-to-income ratio is 2.0x.

How educated is Phillipsburg, Ohio?

15.4% of adults (25+) in Phillipsburg hold a bachelor's degree or higher, and 4.4% hold a graduate or professional degree.